In the final episode Pål takes stock of financial education in the UK and discusses what it might or should look like in the future. He is joined by Quentin Nason from City Pay it Forward.

Pål talks about community-based financial education with Kate McQueen from the Money Charity and Toynbee Hall’s Matt Dronfield. The discussion covers content and delivery, key delivery partners and how to engage local residents.

Jonathan Watts-Lay from WEALTH at work and Kayleigh Frost at Health Assured join Pål to talk about financial education delivered at people’s places of work. The discussion touches on delivery and content, challenges and innovative practice.

Pål talks about financial education aimed at children and young people with Russell Winnard from Young Enterprise and Leon Ward from MyBnk. They discuss the nature of content and delivery, learning and outcomes, key considerations and good practice.

Pål is joined by Professor Brenda J. Cude, University of Georgia, and Lisa Davis from the Money and Pensions Service to discuss what is financial education, what does it aim to achieve and what do we know about its impact.

In this episode, Andrew & Pål will be investigating Food Cooperatives. To learn more about this, they spoke with Dr Celia Plender and Yolande Barnsley. Celia is a lecturer at the University of Exeter who has conducted extensive fieldwork on urban, grassroots food coops to understand their policies and responses to social and political changes taking place around them. Yolande is a Food Co-op and Women's Wellbeing Project Coordinator at St Hilda’s East Community Centre, which sells...

In this episode, Andrew & Pål will be looking at the use of no-interest loans in financial inclusion. To learn more about this, they spoke with Chris Grover and Sheenagh Murtagh. Chris is a professor in social policy at the University of Lancaster and spoke about the use of no-interest loans in UK welfare policy. Sheenagh is the CEO of South Manchester Credit Union, which has piloted a no-interest loan scheme for low-income consumers with HM Treasury and Fair4allFinance.

In this episode, Andrew & Pål will be investigating Flex My Rent which is a rent flexibility scheme that offers eligible residents the opportunity to adjust their monthly rent. To investigate this further they will be joined by Damon Gibbons, CEO of the Centre for Responsible Credit, an independent think tank working to influence and improve the provision and regulation of credit that developed Flex My Rent, & Gemma Glass, Head of Financial & Digital Inclusion at Southern Housing,...

In this episode, Andrew & Pål will be investigating the reasons why some low-income households struggle to have access to affordable credit and what ethical alternative there are for them. Andrew & Pal will be joined by Niall Alexander, markets & consumer insight manager at Fair4AllFinance, who has been closely following developments in commercial high-cost credit and affordable credit sector for many years.

In this episode, Andrew & Pål will be investigating the reasons why people encounter problem debt, why they struggle to overcome it and what remedies there are out there for the overindebted. Andrew & Pal will be joined by Muna Yassin the CEO of Rooted Finance (formerly Fair Money Advice) a London based charity that provides debt advice and money advice support & Helen Webb the National External Partnerships Manager of Christians Against Poverty a charity that provides money and...

In this episode, Andrew & Pål will be investigating why people don’t save on a regular basis and the challenges of encouraging a regular savings habit. We will be speaking with James Kelly a relationship manager at the Money & Pensions Service an arms-length body that works to ensure that people have guidance and access to info to help them make effective financial decisions over their lifetime, including pensions guidance, debt advice and money guidance & Matt Bland who is the...

In this episode, Andrew & Pål will be investigating how those on low incomes manage to cover their expenditure, focusing on the challenges and coping strategies used by those managing on a low income. We will be speaking with Dr David Young, a research fellow at Sustainable Housing and Urban Studies Unit at the University of Salford, whose research focuses on social security policy and the experience of income change and insecurity, & Catherine Connors, a service manager in the...

In the first of a new podcast series focusing on the problems and solutions of promoting financial inclusion in the UK. Andrew and Pål will be providing an overview of the research unit behind the podcast series Community Finance Solutions (CFS) and speak with its’ co-founders Professor Karl Dayson, Pro Vice-Chancellor for Research at the University of Salford to understand the origins of CFS, the problems it set out to address, the solutions it aimed to provide, and to hear his reflections...

Innovation in Financial Inclusion Podcast series focuses on the problems and solutions of promoting financial inclusion in the UK. The series will launch on 19th April 2023 with a new episodes releasing every 2 weeks.