Episodes
Hello & Welcome Tuesday and another episode of It's No Secret! Today we're answering the question of... WHAT DO I NEED TO KNOW AS A DIY INVESTOR? The last 18 months has driven thousands of Kiwis to take an interest in investing through online platforms. So, how should you be tackling investing as a DIY investor? There’s more to it than meme stocks, FOMO and the S&P 500 right? Correct. Today we run through the 5 Ds of DIY investing that everyone, no matter how experienced, should...
Published 10/11/21
Happy Tuesday everyone! In today's episode we're answering the question of...  HOW MUCH OF A BURDEN IS DEBT?  There are lots of kinds of debt - some good and some not so good. Good debt, like a mortgage, can help you grow your wealth over time, whereas bad debt like personal loans and credit cards can detract from it. But how much of a burden is debt on our mental, physical and financial wellbeing? Did you know that 17% of Kiwis say their credit card bill is their leading cause of...
Published 10/04/21
Hello and happy Tuesday! In today's episode we answer the question of whether women are as involved in our finances as we want to be/need to be/should be/or the media tells us to be? This is a massive topic and one that we are both pretty passionate about...after all, we are women. There are so many facets to this topic, and before you roll your eyes thinking this is going to be a rant on fempower, hear us out. We hear all this stuff about women needing to become more actively involved in...
Published 09/27/21
Hello and Happy Tuesday! In today's episode we answer the question of... SHOULD I INVEST IN CRYPTOCURRENCY OR IS IT A FAD? Understanding the deep and confusing world of crypto was something that we were putting off learning. But we kept hearing about Bitcoin, Ethereum, NFTs and blockchain, so it's time to figure out once and for all, if cryptocurrency is an investment option we should be considering. Now, we are most definitely not crypto experts, in fact we really don't know much about...
Published 09/20/21
Welcome to another Money Moments episode of It's No Secret, where we chat to real Kiwis about their experiences with money.  Today we're joined by Jack Niven, Account Manager at NZME, avid rugby player and coach, and of course all round awesome guy.  In today’s episode, Cat and Christine chat to Jack about everything from buying a property at 20, to starting a business while studying as a mature student, to then selling that business and reinvesting that money into his property.  Jack...
Published 09/16/21
Hello & Happy Tuesday everyone! In today's episode we're answering the question of...  HOW DO I FIGURE OUT IF I'M IN THE RIGHT KIWISAVER FUND? If you're not thinking about retirement now, then it's time to start. Whether you're in your 20s, 30s, 40s or beyond, working towards building up a financial cushion NOW that you can retire with LATER is incredibly important. Why? Because building wealth doesn't happen overnight and nobody wants to be in the position where they're a few years out...
Published 09/13/21
Hello our lovely listeners! Welcome back to another bonus episode of It's No Secret, this time a Money Moments check in with Christine and Cat.  We received such great feedback from you about our first Money Moments episode that we thought we would make it a regular thing. So here you are!  Today on the podcast we reflect on the last 3 months of our financial lives, plus set some small achievable goals for the next couple of months.  In this episode, we chat about:  Why Christine has put...
Published 09/09/21
Hello there money-chatting friends! In today's episode, we're answering the question of...   HOW DO WE JUSTIFY THE COST OF INVESTING IN OURSELVES? Should you always put yourself first when it comes to your finances? Society tells us to invest in tangible assets and be selfless, that generosity for others is a quality to be admired. But what about generosity for ourselves? You can have all the money in the world but if you don't have your physical or mental health, will you be able to enjoy...
Published 09/06/21
Welcome to another Money Moments episode of It's No Secret, where we chat to real Kiwis about their experiences with money. Today we're joined by Danni Duncan. Danni is a content creator and social media influencer living in the sunny Hawkes Bay with her husband Alex and fur baby Stanley. Originally from Christchurch, Danni trained and worked as a Speech Language Therapist before transitioning her social media hobby into a full time gig. We’ve followed Danni on the gram for quite some time,...
Published 09/05/21
Hello there friends! In today's episode, we're answering the question of...   WHY IS STICKING TO A BUDGET SO DARN HARD? We've probably all tried to create a budget, then tracked it for a month, fallen off the band wagon...after trying this very cycle again in a few months. But why?? Society tells us that we need to have a budget and if you don't have one...get one asap. OR if you don't stick to it then you're a failure, or in capable of managing your money well.  What's in the episode? In...
Published 08/30/21
Hi money-chatting friends! Happy Friyay - congrats, you made it!  To finish off the week, and kick the weekend off with a bang, we’re bringing you another bonus Money Moments bonus episode.  Money Moments is where we chat to real Kiwis about their experiences with money - the ups, the downs and everything in between. Today we're joined by Rosey Nathan, Partner at Customise Talent Group, Chief Commercial Officer at Her Career and a fellow podcast host at the Rosey on Recruitment podcast. Not...
Published 08/26/21
Hello there money-chatting friends! In today's episode, we're answering the question of...    I'VE STARTED INVESTING IN THE SHAREMARKETS, BUT NOW WHAT? This episode we're here to level up your investment game. Investing jargon? We take it on. Diversification, come at us. Re-cap of maths class, stats galore, discussions around exit strategies. You name it, we cover it.  What's in the episode? In this episode, Cat and Christine dive into the details around creating an investment strategy that...
Published 08/23/21
Welcome to another bonus episode of It’s No Secret! Money Moments is where we chat to real Kiwis about their experience with money - the good, the bad and the hilarious.  Today on the pod, we're joined by brothers Tom & Ben Grooten. The Grooten family has been a part of New Zealand's FMCG market over the last 40 years, founding and running Dad's Pies and The Baker's Son. Tom and Ben, as General Manager and Sales Manager respectively, have had an active role in the company for over 8...
Published 08/19/21
Hello there money-loving, fellow lockdown listeners! We're back, this time with a bonus episode as we find ourselves with some new found time on our hands. In light of NZ's sudden lockdown, we thought it might be fun to jump on and share a few reminders of what you could be doing money-wise during lockdown. So, without further ado, this episode focuses on: 3 TIMELY MONEY REMINDERS DURING LOCKDOWN Other than lots of tangents, laughs and lockdown recipes, during the episode we chat...
Published 08/18/21
Hello there money-chatting friends! In today's episode, we're answering the question of...    WHY IS MONEY SUCH A DRIVING FACTOR OF OUR CAREER? This is a BIG question to answer, and one that we think applies to everyone in some shape or form. Society tells us to chase our dreams, do what we love. Never work a day in our lives but also make sure you're financially independent, that you have enough money to retire with and oh don't forget to make something of yourself in the process.  It also...
Published 08/16/21
Hello! In today's episode we are answering the question of... WHAT SHOULD I BE DOING WITH MY MONEY IN MY 20s, 30s AND BEYOND? The timeline of life (gah!) In your early 20s, you're starting your career, mid 20s, you're learning, late 20s you're gaining momentum and maybe starting to think about kids. 30 comes, you feel a bit old, the kid pressure continues, it's likely you're on the property ladder or if not then you're working towards it. Mid-late 30s might see you with kids, owning a home,...
Published 08/09/21
Happy Tuesday Listeners! Welcome back to another bonus episode of It’s No Secret, we've missed you. Whilst Season 2 is not quite ready to launch, here's a cheeky Money Moments catch up with your co-hosts, Cat & Christine.  Today on the podcast, we chat through what we've been up to since the end of Season 1 - including what we've been spending our money on, prioritising in our finances and general life lessons.  In this episode, we chat about:  Christine's journey to becoming a first home...
Published 06/28/21
Hello! In today's episode we are answering the question of... DOES EVERY RELATIONSHIP NEED A CFO AND HOW DO YOU MERGE FINANCES WITH YOUR PARTNER? Today's show is part two of our money and relationships roundtable, where we are joined by two guests, Ollie and Luke.  We've roped our significant others into the podcasting fold for a money and relationships tell all...now we're back with part 2! ⁠ ⁠ In this episode we cover:  Setting goals as a couple⁠We each share our upcoming goals and how we...
Published 06/02/21
Hello and welcome to another bonus episode of It’s No Secret. Money Moments is where we chat to real Kiwis about their experience with money - the good, the bad and the hilarious.  Today on the pod, we’re joined by Jervis Koo. Jervis is the Digital Director of boutique agency, Unco, a Kernel investor and of course a friend.  In this episode, Jervis shares how he went from rags to riches, literally. From blowing an inheritance from his father, to getting himself into debt, to know being all...
Published 05/25/21
Hello! In today's episode we are answering the question of... DOES EVERY RELATIONSHIP NEED A CFO AND HOW DO YOU MERGE FINANCES WITH YOUR PARTNER? On today's show we are joined by two guests....drum roll please! Meet Ollie and Luke. The long-suffering partners of your two hosts who kindly agreed to share their experiences in this roundtable discussion about money and relationships. This conversation is a little more casual than our usual episodes, as we share each persons perspective on their...
Published 05/17/21
Hello! In today's episode we are answering the question of... HOW QUICKLY CAN I GET TO BEING A MILLIONAIRE AND IS  THERE A DIFFERENCE BETWEEN BEING RICH AND BEING WEALTHY? With the reality that many city dwellers (even first home buyers) having to pay upwards of a million dollars for a property, does that make us all millionaires? And why would we want to be a millionaire or even care? Is there a difference between being rich and being wealthy and how honest are we really with ourselves when...
Published 05/10/21
Hello and Happy Friyay! Here’s to a beautiful weekend full of lots of podcast listening. To kick the weekend off, we’re back with another Money Moments bonus episode; where we chat to real Kiwis about their experiences with money.  Today we're joined by Armin Svoboda, Head of Digital at Kernel, and previous semi-professional rower. From a young age, Armin has had a keen interest in business and finance, which was is what led him to start investing in the share markets, start a side hustle and...
Published 05/06/21
Hello! In today's episode we are answering the question of... HOW MUCH FINANCIAL PLANNING IS TOO MUCH FINANCIAL PLANNING?  We all have different levels of financial planning we like to do. Some like to get knee deep in the excel spreadsheets and others avoid it like the plague. So which one are you? And is there a balance we can strike between having clarity over our finances by planning, and over-planning then scaring ourselves out of ever looking at a spreadsheet again? Let's discuss. In...
Published 05/03/21
This is part two of the 101 of investing in the share markets. We explain how much money you need to get started, how best to invest a lump sum, the magic of auto invest, how our investment strategies have changed over time and the top tips to getting started today.
Published 04/26/21
Today we’re joined by Briony McKenzie, a Life and Business Coach, and the founder of Untapped. Briony has created a Money Mindset program and is particularly interested in the psychology of money. We chat about this, her investing story, journey to starting a business and so much more!
Published 04/22/21