In today's podcast episode, we’ll be answering the question of - how does the KiwiSaver joining/transfer process work behind the scenes?While expectations around banking/financial services these days are instant, unfortunately, the case with KiwiSaver transfers and many other investments isn't.Whether you're moving to NZ and starting KiwiSaver for the first time, or over 18 and taking control of your account - it pays to understand how and why these processes behind the scenes can take some t...