Housing affordability is always a hot topic in this country, and for very good reason. The cost of a roof over our head is a massive issue with many flow on impacts. New research shows almost one-in-five New Zealanders are spending more than 50% of their household income on rent or a mortgage - a report from global infrastructure firm GHD. So what can YOU do about this? Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer!...

This is a re-release of an earlier podcast that other listeners have found very useful. The number of people struggling financially is really starting to increase. Nearly 12% of Kiwis are currently behind on their debt repayments: personal loans, credit cards, BNPL etc. For some reason, it can be really hard for us Kiwis to ask for help. It seems to be something we’ve mastered - not asking for help. A lot of people will feel helpless or even embarrassed about their debt levels, so they will...

I review some UBS wealth data that analyses the percentage of people in different brackets of wealth all around the world. You might be surprised how wealthy you are compared to other people in the world. Or what it takes to have $1,000,000 of wealth. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial...

Paul Quickenden is the Chief Commercial Officer from the New Zealand company Easy Crypto and sits down to explain to me what crypto even is, if Bitcoin will reach a million bucks, how many people are using Easy Crypto every year and then answer a stack of your questions.  The idea of this podcast is to bring you some information about cryptocurrency to demystify the space and that is what Easy Crypto have been trying to do since 2017 when they started.  I hope this helps you increase your...

One of the positives to this tough economy is that people are learning a lot more about money and finance than they normally would. They are having to pay attention. That’s a huge win if you ask me. But I would call that a positive! As we have moved from the boom to the bust part of the cycle, we have been forced to learn. I asked the KTC community what they were learning through this tough economy... Hey thanks for listening! Please take some form of action from this content, don’t just be a...

This is a re-release of an earlier podcast that other listeners have found very useful. Scotty from SMProperty.co.nz joins us to tell us about how he helps first home buyers get on the property ladder and he also takes us through his journey going from 0 to 10 properties and the ups and downs along the way. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz...

‘What are your thoughts’...My response is often not to provide my thoughts but to ask them the same question back. ‘Well, what are your thoughts?’. Because you must have some. And they are valuable. You are capable of making decisions. Before you ask others for their thoughts, think about these questions... Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz...

Retirement is a hot topic and today we are diving deep into it! Jane Wrightson is The Retirement Commissioner and part of her role is reviewing and reporting to the Minister of Commerce every 3 years on the retirement income policies implemented by the government so we explore her thoughts on some of the current retirement and pension settings.  We explore KiwiSaver and what could be done better. Jane also oversees the National Strategy for Financial Capability to improve the financial...

Well shit, we thought we were on our way home but no. We have had to cop another day in the massive country that is America due to an air conditioning unit in a plane. We find our way to Houston and make sure we don't waste the day. Tune in to find out what we have been up to. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on...

Its the last day of our time in America, and we sit down at the airport to wrap up our final thoughts from what has been an amazing chance to learn and grow. We can't wait to get back to New Zealand and see a number of you at our KTC event on Thursday night. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and...

You wouldn't bloody read about it, we have bumped into Hamish Taylor from @yachtiesof_nz who we have done a podcast with previously. We are in the camp of all of the staff who work on the super yachts here in Florida, America. Tune in to get an insight into how accessible this life style is to you and a New Zealander. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via...

This is a re-release of an earlier podcast that other listeners have found very useful. Lately, we’ve been talking about prices going up and most people are probably just skimming past it thinking it doesn’t apply too much to them. I’ve put together a practical exercise you can do over the weekend. If you are brave enough, you need to look at EVERY cost in your life. This isn’t fun, but neither is not sleeping or worrying about money, so get this done. Hey thanks for listening! Please take...

It is the conference's final day and the big climax is here as the big D, Dwayne 'The Rock' Johnson talks to us for nearly 2 hours. In this podcast we go through some of the lessons we have had from our time here and what we will be taking back to New Zealand. We also do a reflections podcast and wrap up some of the things we have forgotten about tomorrow, so see you then. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer!...

On day 4 we rip into another day at the conference and learn about customer service and what will happen with AI in the coming years. We also have some thoughts about how religion and god are quite important to people here and how that gives people a lot of guidance. Plus the usual 48 tangents, we have definitely forgotten to cover some things, so we will do that on day 5. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a...

We are back after a very long first day at the conference. We are reporting in with our latest lesson from a very eye-opening conference. Enjoy! Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help....

Well, after a pretty long first day, we have spent some time getting our bearing and preparing for this rather large conference. In this podcast, we will go through some of the lessons we have picked up or the things we have noticed while in this massive country. Enjoy! Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money...

Today I sit down with a good man who has gone from corporate to financial advice. John has a Master's degree in Finance, so understood the power of compounding wealth over the long-term, and his KiwiSaver was sorted nice and early. But John wanted to do more to help out his community with this knowledge. He spent weekends driving north (4.5 hours) and talking with friends and family about KiwiSaver. This led to the start of Kauri Wealth and now he does it full time. Find out what inspired...

Keep The Change is on tour in America and as we are touring through the country we are going to speak to some people and find out how they do things and hopefully, these things can inspire you. Tune in to hear from this person who has gone from growing up homeless to understanding the importance of hustling and making money. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via...

It’s OK to want to make more money. There, someone gave you permission. We teach people that ‘money doesn’t buy happiness’. If we taught people how to be more in control of their income, there may just be a lot more happier people right now. I think a lot of people have been conditioned to be told that earning more is greedy, selfish, ‘you’re all about the money’, recently I was told I am supporting failing ‘capitalism and consumerism’. You have no doubt been told by someone that wanting more...

This is a re-release of an earlier podcast that other listeners have found very useful. On Instagram we asked you what is getting in the way of your financial success. In this episode we take you through all of these things as well as different ways to look at some of these problems. This will be extremely helpful for many people. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail...

Henry and Jack are back in the studio to give you 10 business ideas that you can start and maybe go through to business sale just like they did.  You don’t need to be Elon to get these ideas off the ground and there is something in here for everyone of you. We touch on the practicality of starting something from scratch and how execution will be the main thing to determine your success.  Most people will ignore these ideas, never start and not take enough action. But not you! Get stuck in. I...

If you’ve got your mind on your money, then you probably know that August is Money Month. But I often hear that many people have no idea. So today, a bit of insight into what this month is all about. Money Month is a public awareness and engagement campaign coordinated by Te Ara Ahunga Ora Retirement Commission, in partnership with the financial capability community. To do my bit toward the national strategy of working together to help demystify money, I sat down in an online workshop with...

This is a re-release of an earlier podcast that other listeners have found very useful. Mikey runs us through tackling problems the reverse way. Learn this brilliant way of thinking and see how you can implement it. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keethechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media...

I don't often ask for much but I would love your help to get this content in front of even more people. So, within this is an ask for you to help me do that, and some suggestions of how you could do it. It would be a lot to me. Thanks, Luke. Hosted on Acast. See acast.com/privacy for more information.

Money Month is a public awareness and engagement campaign coordinated by Te Ara Ahunga Ora Retirement Commission, in partnership with the financial capability community. This year's Money Month builds on last year's theme "Pause. Get sorted." The focus is on actions that can help people grow their money and build resilience – two pillars that are key to improving people's financial wellbeing. On Tuesday night, myself, James and Tom went over the steps you need to grow your wealth and secure...