Imagine this; you live in a world where ANY information you need exists. You have an assistant you can quickly message to get the answers. The assistant will tell you exactly what to say to help you get to the next step. Well, guess what? You do. ChatGPT entered the chat in November 2022. And before you go all ‘screw you Luke, AI will take all our jobs’ on me without even trying to use AI once in your life to understand it better, keep an open, curious mind and tune in because we are going to...

This is a re-release of an earlier podcast that other listeners have found very useful. There is a lot of chat these days about taxing the poor and calling people privileged, or talking down your success in fear of others having a go at you. Why do we feel so bad about doing well? We dig into this tricky topic. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via...

In this episode I am again joined by my business partner Phil Smith from nextAdvisory.nz who has advised countless potential business buyers (and sellers) of what they need to think about before doing so. I ask your questions so that you can upskill even more. How to find a business you could buy? What is the main thing to look for in financial analysis? How to present yourself to the bank? Why buy a business instead of building from scratch? And much, much more! Want the checklist we...

Inflation is still here, and it’s been here for some time. You know that, I know that. Sure, it’s coming down and that’s better than it going up. But last week I read a survey where 89% of respondents were worried about inflation. So what can we do for ourselves over time to hedge against inflation? I know, and i'll tell you in here... Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money...

This is a re-release of an earlier podcast that other listeners have found very useful. There has been a lot of chat around side hustles recently and in this podcast, we dive into whether it is worth the time investment and discover the big question of why, why would you have a side hustle? Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our...

You asked for it so here it is. Ever wondered about buying a business? Here’s some of the basic! A heads up, it’s a foreign language when you get started but if you’re serious you’ve got to learn the language. There’s heaps of information out there so go on the journey. This will get you started! I am joined by my business partner Phil Smith from nextAdvisory.nz in this episode and I pick his brains because he’s advised countless potential business buyers (and sellers) of what they need to...

Not dollars this time. But podcast downloads. I am thrilled to share a massive milestone with you. The Keep The Change podcast has officially hit one million downloads! We did it! Those 1,000,000 downloads wouldn’t have been possible without each one of you loyal listeners. Let's have a look at how this happened and dive into a massive KTC announcement! Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re...

This is a re-release of an earlier podcast that other listeners have found very useful. Grant Cardone owns over $1 billion worth of property but he's telling us not to buy a home, what is he trying to teach us when explaining this? Is this a conspiracy or is there something to this? Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly...

A recording of the live Q&A with Instagram followers from 30th April 2024. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone that you think this content will help. Together we can collectively improve the financial literacy of New...

Some big news out of the Keep The Change camp! After 4 years and 500 episodes, we have a major sponsor in Generate KiwiSaver Scheme. I sit down with Linus Field who is one of Generate’s Auckland Advisers with over 5-Years of experience in the industry. We discuss the state of KiwiSaver in NZ, what he loves about it and find out more about his role at Generate. Everyday, Linus meets with people to discuss KiwiSaver so we talk about what themes he sees in these meetings and what we could all be...

Mikey comes rolling into the studio with a prediction that the bottom of the property market is near and that the next 12 months will be a great time to buy if that's what you want to do. In this podcast we look at some of the changes that impact that property market and how people can potentially use leverage again to buy a second property if they want to get into property investment. All things property in this podcast. Can't wait! Hosted on Acast. See acast.com/privacy for more...

Everywhere you look you are being asked to spend a little extra. Skilled professionals who work in the field of shaking your pocket for that last dollar are designing ways to get you to willingly hand it over. We live in a consumer society. Today’s lesson is designed to get you thinking about where you can see the next upsell and pocket shake. Just have your eyes open to it. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a...

This is a re-release of an earlier podcast that other listeners have found very useful. Us humans love to complicate things and make them more complicated than they need to be. Like assigning value to money. How does it work and is money really the root of all evil? Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and...

All this slow to no growth chat can have us looking inward and not thinking abundantly. Today we are going to have a bit of fun. Imagine for a second you wake up tomorrow and you are rich. OK, now what if I told you that you were born rich? When you were born you didn’t think about any of that stuff. But at some stage in your life, you decided that those were the things that would make you rich. Let's explore! Hey thanks for listening! Please take some form of action from this content, don’t...

Welcome to the first in a series IF you want them! REEL DEEP where I take a recent REEL and go DEEP. This is for those who like long form content over short form content. I just realised my total passive income was $25k in the 2024FY. In this REEL and podcast we explore how I did that and what it takes to earn that dreamy terminology of ‘passive income’. Hosted on Acast. See acast.com/privacy for more information.

Who quits their job at a bank, goes into business in a new industry with 2 others, hires 22 people, all within 6 years? Emily Shaw and Luma Analytics, that’s who. Data doesn’t lie and it’s all around us. Most of us don’t even know and can’t even see it. In this podcast Emily talks us through how her team use data to help companies all around the world do more, be smarter and move faster with data. Emily takes us through her life of going against the grain and the journey of being apart of one...

This is a re-release of an earlier podcast that other listeners have found very useful. Mikey takes us through the 7 society rules that he thinks we should throw in the bin. Tune in and unlearn what you may not believe. Let us know what you think. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy....

Professor Paul Spoonley has spent his life studying and researching the path NZ is on. Focussing on demography, migration, birth rates etc. he can shed some light on our expected social change and demography and how this impacts policy decisions at the political level. We ask some hard questions around how NZ will pay the bills for superannuation, rising infrastructure needs and basically gives ourselves a big fright that we are on a very scary path if we don’t have some serious conversations...

Too many people ignore starting with the low-hanging fruit in front of them and instead try and skip to the million dollar outcome. The downside to this is that people don’t start something, or they get put off by the lack of progress toward their ideal outcome. We then miss all the lessons that taking action teaches us. One of my favourite lessons is that action leads to action. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a...

This is a re-release of an earlier podcast that other listeners have found very useful. Tune in to hear my thoughts about what to do when you're feeling stuck and how to find ideas. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social media and share this with someone...

Wo wo wo what is this podcast about? Luke starts with a story of a helicopter owner and guesses how he got it. Then, what can we learn from the growth in fake boobs? How can we apply this to ourselves & other industries?. Let's explore. Hosted on Acast. See acast.com/privacy for more information.

We are talking tax! How my headphones became taxable? Why are landlords claiming interest again? There are a lot of high level tax lessons in here so strap yourself in for some tangents and highly educational content. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer, become a producer! Make sure you’re subscribed to Money Mail via Keepthechange.co.nz to receive our weekly lesson on money and financial literacy. Stay close to us on social...

This is a re-release of an earlier podcast that other listeners have found very useful. Simon Phillips from The Magnitude Group stops by to give us insights into scaling up a million dollar ecom business. He also gives us insight into his journey along the way and chats about the training course he created for anyone to be able to improve their e-commerce and digital marketing knowledge. Hey thanks for listening! Please take some form of action from this content, don’t just be a consumer,...

We are being told that inflation is coming down and will soon be ‘over’. But what if they have it wrong just like when it was ‘a global problem’ or ‘transitory’? What if we have high inflation for some time? Let’s look at how that could happen and then explore what NZ looks like. Hosted on Acast. See acast.com/privacy for more information.