What can COVID and crypto teach us about diversification? Should you manage your investments actively, passively, or a bit of both? And is there such a thing as being too diversified?  Victoria Harris of The Curve tells Sharesies co-CEO Sonya why tried-and-true diversification strategies still hold up and why even Wall Street experts often anchor their portfolios in the humble broad-market ETF. Learn what makes a good diversification strategy and how to avoid over-diversifying. Find out...

What happens tax-wise if you’re investing in foreign shares? Holding shares listed outside of New Zealand means you might fall under the Foreign Investment Fund (FIF) rules. Haydn Clark from Inland Revenue and Ross Nelson from PwC explain when and how the rules apply, based on investment amounts and types. This conversation explores scenarios where FIF tax takes effect, exemptions that may apply to ASX shares and cryptocurrency, and methods like the Fair Dividend Rate (FDR) and Comparative...

What do Bitcoin and gold have in common? What’s a “core-and-explore” portfolio? Are you better off investing in global assets via the NZX, instead of an international exchange? As Smartshares rebrands to Smart and launches four new ETFs, we sat down with CEO Anna Scott to discuss bringing cryptocurrency, US tech, and gold to the NZX. From Bitcoin's transformation from a fringe digital currency to a mainstream ETF investment, to gold's enduring status as the "original Bitcoin," Anna explains...

In this quick bite Sonya and Victoria Devine break down diversification and portfolio management. Victoria covers the basics, as well as Direct share investing vs ETF investing, balancing risk across different sectors and the "eggs in one basket" principle Plus, it's true, V has a unique "wine and rebalance" technique 🍷 when she's sorting her portfolio!  This quick bite is from our episode 'Why your family home is not an investment'. For more or to watch on youtube—check out...

Kris Faafoi, Chief Exec of the Insurance Council, tells Garth Bray what recent climate events mean for New Zealanders who want to protect their assets. Why have insurance premiums gone up? Are they leveling out? What’s the deal with reinsurance? And what does it all mean for homeowners and home buyers? We discuss the growing influence of climate events on insurance availability and affordability and get a revealing look at the future of our insurance sector—and the effects on our biggest...

In a bonus clip from our recent Shared Lunch with Tony Alexander, we explore Aotearoa's regional property trends and look at the outliers like Queenstown Lakes and Auckland's inner-city apartment market. Plus, find out why house buyers are looking closely at Christchurch and how retirement trends are effecting regions like Northland and Bay of Plenty. For more of this conversation check out our recent episode 'With interest rates down, will property bounce back?'  You can also watch on...

Author, business woman, retired financial advisor, and host of Australia's number 1 money podcast, She’s on the Money, Victoria Devine, gives tips on investing in the Australian markets, the benefits of diversification and how to invest in real estate without purchasing a house.  Hear about how you might consider investing while still in debt, how to decide on investments that are right for you and why your family home is not an investment. For more or to watch on youtube—check out...

Will New Zealand finally get a capital gains tax? Tony Alexander breaks down how a CGT could become reality in NZ - and why the messaging matters more than you might think! Plus we explore what investors should watch for in the current economic climate including China's slowdown, US elections, and more. For more or to watch on YouTube—check out http://linktr.ee/sharedlunch Appearance on Shared Lunch is not an endorsement by Sharesies of the views of the presenters, guests, or the entities...

From the revival of open homes to the challenges still faced by property developers, independent economist Tony Alexander joins Leighton Roberts to consider if New Zealand's housing market has finally reached a turning point.  How much will the Reserve Bank slash interest rates? What’s the impact of changing migration patterns and rising unemployment? And why does Tony believe we've reached the low point for housing prices for real? Plus: Tony’s take on the potential introduction of a...

We unpack the latest trends in holiday travel off the back of the Webjet demerger.   New Webjet Group CEO and Kiwi expat Katrina Barry is bullish about the plans ahead for the consumer business now it has been separated from the b2b side with its own ASX listing.   We look at the efficiencies AI is creating for the business and  how Aussies and Kiwis can also reap the benefits from their couch.   For investors there’s the possibility of dividends ahead and making more of the various ...

We drill into the world of oil and gas exploration with Andrew Jefferies, Chief Executive of Echelon.  Andrew shares why  the company has left  the NZX for the ASX and its rebrand from NZ Oil and Gas to Echelon. He discusses the impact of the former government’s decision on banning oil and gas exploration, and Echelon’s decision to invest now that decision has been reversed.  While more investors demand an ESG (environmental, social and governance) approach to investing, we hear about the...

In the second part of our Air New Zealand conversation, we put your questions to CEO Greg Foran. Things like: why pay a dividend if things are so tough? Will airfares come down? How is the cost of living crisis affecting how we fly? For more or to watch on youtube—check out http://linktr.ee/sharedlunch Investing involves risk. This episode is brought to you by Sharesies Australia Limited (ABN 94 648 811 830; AFSL 529893) in Australia and Sharesies Limited (NZ) in New Zealand. Information...

We chew on the headwinds the national carrier is battling and what it's doing to fly a smoother path with CEO Greg Foran.  Our conversation follows a 65% drop in net profit and earnings down by more than half for the 2024 financial year, plus no guidance due to uncertainty ahead.  But Greg Foran is candid about how resourceful a little airline at the bottom of the world needs to be to ride out fleet and maintenance issues, and an economic downturn.  We ask him about his tenure since early...

We put some investor questions to Contact Energy Mike Fuge as the gentailer makes its case for a $2.3 billion takeover of renewable wholesale power company Manawa Energy.  Mike provides a picture of what a combined portfolio of energy assets would look after adding Manawa’s 25 hydro power stations, plus how this acts as a natural hedge.   But is Contact paying too much given recent challenges at Manawa (including a recent earnings downgrade) and what does it mean if Manawa majority...

We chat with George Adams, the chairman of distressed milk company Synlait ahead of shareholders voting on a capital rescue package.   Adams is intent on saving this second tier player in the export dairy industry,  and tells us why there are opportunities it can pursue that are different to those chased by Fonterra. He’s pragmatic about the challenge of raising three and a half times Synlait's market capitalization, and the fact minority shareholders will have their holdings diluted by...

In this bonus episode of Shared Lunch we break down the latest Aussie earnings season and chat about the potential of smaller mid-cap companies with Sydney-based, Head of Australasian Equities and Portfolio Manager at Pie Funds, Michelle Lopez.  Michelle shares her expertise on evaluating mid-cap sized companies, discusses the potential impact of the upcoming U.S. election on markets, and offers a glimpse into emerging opportunities in both the Australian and New Zealand markets.  For more...

With recent reports that New Zealanders have the lowest level of home ownership since 1945, is the New Zealand dream over? From liberalising planning laws to creating more livable cities, to tackling the intergenerational equity issue, we chat to Housing Minister Chris Bishop to hear about the government’s plan to create a more affordable housing market. Tune in to find out how the government plans to help bridge the gap between home ownership and what needs to change to get there. For...

In this quick bite Don Braid, Managing Director of Mainfreight shares how sustainability has been ingrained into the company's operations since its early days, from recycling initiatives, to implementing off-grid solar power and water systems in their facilities worldwide. Plus, hear more around what Mainfreight's plans are with their electric trucks, if Telsa's will become a part of their fleet, and what are the issues for Electric Vehicles (EVs) when it comes to long-haul transportation? ...

Having Aussies run the Australian arm of freight and logistics giant Mainfreight has helped it become the biggest earner—surpassing the Kiwi business this financial year.  In a candid chat with Mainfreight Managing Director Don Braid we also find out how it’s cracked getting established in India.     Back home a key concern is no decision about the upgrade of the Picton Ferries, and a lack of consultation with those at the coalface of rail networks. Learn how Mainfreight’s approach to...

In the second part of our conversation with Sir Peter Beck, we put a bunch of Sharesies investor questions to the Rocket Lab founder. Things like: Why space? What are the macro events that impact the space industry? And what's his favourite space movie?  Plus Sharesies co-founder and CEO Leighton Roberts gets a brief tour of Rocket Lab’s Auckland site.   For more or to watch on youtube—check out http://linktr.ee/sharedlunch Investing involves risk. This episode is brought to you by...

As Rocket Lab makes history shipping twin spacecraft for NASA’s Mars mission, we catch up with company founder and CEO Sir Peter Beck.  Our conversation at Rocket Lab’s Auckland site, follows a June-quarter revenue jump of 70%, and is in anticipation of its Neutron rocket launch in 2025, which the company says will end the SpaceX monopoly for medium launch vehicles.      Find out why Rocket Lab is actually an infrastructure company, how it builds for interplanetary research (think the Red...

In this quick bite from Shared Lunch, host Helen Matterson and financial advisor Hannah McQueen from Enable.Me tackle a common financial dilemma: how might you balance KiwiSaver contributions and paying off your mortgage? Hannah shares her options on balancing retirement savings with property investment,  contributing up to an employer's match, and thoughts on what could happen with the extra funds. Plus, what are some major mistakes kiwis make when it comes to finances?  For more or to...

The cut in the official cash rate to 5.25% is a huge relief for mortgage holders and businesses. We talk to Kiwibank Chief Economist Jarrod Kerr about the significance of this move.  Where is inflation at? Will there be further cuts in quick succession or a slow burn? What does this mean for house prices? Don’t miss this short episode for all the answers.  For more or to watch on youtube—check out http://linktr.ee/sharedlunch Appearance on Shared Lunch is not an endorsement by Sharesies...

How do you get ahead once you’ve emptied your savings and most of your Kiwisaver to buy a  home?   For many of us the financial struggle seems never ending. In keeping with the theme of Sorted Money Month, ‘Pause, get sorted’,  we look at what you can do to keep building your wealth for the future.  We’re joined by enable.me founder Hannah McQueen who suggests where to start, and answers common questions around balancing mortgage debt and contributing to Kiwisaver.  We’re giving away two...