In this episode, Mark delves into financial planning for early retirement, specifically focusing on strategies to access funds before turning 59 1/2 without incurring penalties. Mark shares his personal journey of retiring at 50 and the importance of having a diversified tax strategy across taxable, tax-deferred, and tax-free accounts.  He introduces concepts such as cash flow projection, the significance of having various account types, and employing strategies like Roth IRAs, Roth conversions, and the rule of 55 to navigate the early retirement financial landscape.  Additionally, the episode features a discussion on the 72(t) SEPP option with a guest, highlighting real-life applications and considerations for drawing down retirement accounts. If you would like your question answered on the show, please send an email to me at [email protected] and put “podcast question” in the subject line. Episode Links: Mad Fientist - Roth Conversion Ladder Dare to Drawdown - 72(t) SEPP Timestamps: 00:35 Early Retirement Financial Strategies 01:59 Navigating Tax Buckets for Retirement Savings 08:23 The Power of Roth Conversions and Ladders 12:24 Exploring the Rule of 55 and Other Retirement Options 19:17 Interview with Eric on the 72T SEPP Strategy