In this episode Mark focuses on the important topic of paying off credit card debt, explaining the detrimental effects of carrying high-interest debt and explores strategies for debt repayment.  He discusses the differences between the snowball and avalanche methods for tackling debt, and emphasizes the importance of paying off credit cards in full every month to avoid escalating interest. Mark also touches on various debt consolidation options and why they might not be the best choice. If you would like your question answered on the show, please send an email to [email protected] and put “podcast question” in the subject line. Timestamps: 00:32 The Perils of Credit Card Debt: A Deep Dive 04:12 Slaying the Debt Dragon: Strategies and Insights 09:33 Exploring Debt Solutions: Snowball and Avalanche Methods 16:31 Prioritizing Debts and Effective Payment Strategies 26:59 Beyond Debt: Redirecting Finances Towards Saving and Investing 28:34 Closing Thoughts and Upcoming Features