In this episode Mark introduces the concept of the 'Fun Bucket' as a tool to facilitate guilt-free spending to overcome the psychological challenges of shifting from a saver mindset after reaching Financial Independence.  Additionally, he discusses the utility of Donor-Advised Funds for charitable giving, explaining how they can maximize tax benefits and make charitable contributions easier and more fulfilling. He compares the features of donor-advised funds from Fidelity, Charles Schwab, and Vanguard, highlighting considerations for choosing the right fund.  If you would like your question answered on the show, please send an email to [email protected] and put “podcast question” in the subject line. Episode Links: Early Retirement Now - Safe Withdrawal Rate Series Mindy on Money podcast Die with Zero by Bill Perkins The Fun Bucket - Overcoming the Frugality Mindset Fidelity Charitable Schwab Charitable Vanguard Charitable Bigger Pockets Money - FIRE by 50 Timestamps: 00:27 Overcoming Frugality After Financial Independence 01:40 The Concept of the Fun Bucket 05:41 Implementing the Fun Bucket 08:11 Experiences and Benefits of the Fun Bucket 16:50 Introduction to Donor Advised Funds 20:11 Setting Up a Donor Advised Fund 26:14 Tax Benefits and Strategies for Donor Advised Funds 39:06 Conclusion and Final Thoughts _______________ As an Amazon Associate this show earns income from qualifying purchases. Affiliate links do not increase your costs, and we will only link to products or services that we are familiar with and that we feel may deliver value to you. The modest income received from affiliate links helps support the cost of running and managing this show.