In this episode recorded at CampFI Rocky Mountain, Mark speaks with Emma von Weise about her personal finance journey.  Emma recounts her early interest in money, starting work at age 14, and her strategic approach to college and career decisions. She shares how she was able to minimize college costs by leveraging community college credits and participating in ROTC.  They discuss Emma’s career path to becoming a Certified Financial Planner (CFP). She also provides insights on balancing savings with present-day expenses, including housing, transportation, food, and efficient spending habits.  The episode wraps up with Emma’s recommendations for younger individuals seeking to improve their financial literacy and her involvement in a nonprofit financial mentorship program. If you would like your question answered on the show, please send an email to [email protected] and put “podcast question” in the subject line. Episode Links: CampFI EconoMe Conference Financial Planning Externship Copilot Money App Personal Finance Club Money with Katie podcast ChooseFI podcast ChooseFI Financial Independence 101 Course The Money Guy Show FinTalks Cruise Sheeks Freaks Mindy on Money Scholarship 3rd Decade Timestamps: 00:27 Meeting Emma at Her First CampFI 02:21 Emma's Early Financial Independence Journey 08:44 College Hacks and Financial Strategies 15:28 Navigating College and Career Decisions 26:07 Exploring Financial Planning as a Career 29:41 CFP Certification Requirements 30:45 Housing and Roommates 32:15 Transportation Choices 34:09 Managing Food Expenses 35:27 Tracking and Managing Finances 39:11 Saving Strategies and Retirement Accounts 45:39 Balancing Saving and Spending 48:40 Engaging with Personal Finance Content 54:32 Non-Profit Financial Mentorship Program