In the latest episode of Money Grows On Trees, host Lloyd Ross delves into a powerful 90-day strategy to transform your finances. Are you stuck in a cycle of debt and struggling to save? Lloyd breaks down the crucial steps to take control of your money by auditing your spending, cutting costs, and building new income streams. Discover actionable tips on how to stem financial bleeding, and even start investing with low-risk methods. This episode is packed with practical advice to help you achieve financial peace. Timestamps: 00:00 90-day strategy transforms finances. 04:24 Cut costs for 90 days. 07:34 Focus on immediate financial issues before growth. 11:15 Financial peace surpasses financial freedom. 13:11 Join Facebook groups. Who is The Millionaire Money Mentor, Lloyd Ross: Lloyd James Ross serves as the Founder and Director of Money Buys Happiness LLC, a prominent company specializing in financial education, coaching, and engaging events.   With a remarkable track record of entrepreneurial success spanning various industries, Lloyd has attained the highest echelons in both network marketing and digital marketing.    He is celebrated as a 2-Comma Club Award Winner by Clickfunnels.com and holds the distinguished title of Legacy Club Millionaire with Isagenix LLC.    Moreover, he’s the esteemed host of the critically acclaimed podcast, “Money Grows On Trees,” which boasts over one hundred 5-star reviews, and aims to achieve one million downloads by the end of 2024.   Lloyd is a seasoned international platform speaker, captivating audiences of 7,000+ worldwide with his inspiring keynote presentations.  Beyond his professional endeavors,  Lloyd is a devoted husband to his beloved wife, Alisha, and proud father of a charming sausage dog named Elvis.    For more insights into Lloyd’s world, explore his latest book at 👉 http://moneybuyshappinessbook.com You can also tune into his award-winning podcast on Spotify here 👉 https://spoti.fi/3KLSsvg Stay updated with his adventures on Instagram by following @lloydjamesross. Key Takeaways: Decision-Making: The importance of setting a start and end date for your financial goals. Cost-Cutting: Identify and eliminate unnecessary expenses. Creating Income: Steps to generate a second income stream. Investing: Beginning micro-investing to grow your money sustainably. Financial Peace: Understanding the difference between financial peace and financial freedom. Resources and Links: - Explore Lloyd’s insightful books: Money Buys Happiness Book - Leave a review and get a shoutout on the podcast: Spotify Review Call to Action: Enjoyed this episode? Don’t forget to subscribe to "Money Grows on Trees" on Spotify, leave a review, and share your thoughts. SEO Keywords: money mindset, investing, entrepreneurship, financial goals, financial crisis, debt management, financial turnaround, cutting costs, bank statement audit, financial peace, income streams, second income, side hustle, affiliate marketing, financial skills, low-risk investments, micro-investing, budget management, high-interest debts, refinance mortgage, financial IQ, ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ The material in this publication is of the nature of general comment only and does not represent professional advice. The author does not hold an Australian Financial Services License and is not licensed to provide financial advice. As such, this material is not intended to provide specific guidance for particular circumstances. It should not be relied on as the basis for any decision to take action or not take action on any matter it covers. Listeners should obtain professional advice, where appropriate, before making any such decision. To the maximum extent permitted by law, the author and publisher disclaim all responsibility and liability to any person, arising directly or indirectly from any person taking or not taking action ba