HINT: You should have started yesterday to save for retirement. Oh. But it's not too late to check out Pete and Ben's quick guide to how to prepare yourself for pulling up stumps. Because Pete lets us know how starting NOW will actually make considerable differences THEN. Phew. Plus, the Money Men explore if there is a formula to follow for retirement savings and what are the best ways to set money aside. Pete and Ben also challenge each other about how to work out what is most important when investing in retirement? Got a question for the Money Team? Send it through at hopepodcasts.com.au. Ben and Pete will get stuck into it on a future episode. Pete Burrows is an accountant for small business and individuals with Lower Russell and Farr in Penrith, Western Sydney, Australia.Ben McEachen hosts Hope Mornings on Hope 103.2FM in Sydney, Australia. See omnystudio.com/listener for privacy information.