We know. You can't hardly wait for Season 6. It will drop in November 2024! Before that, listen to this awesome episode from Season 1! To keep helping us to get the most out of our Christmas budget, Pete and Ben offered a tonne of top tips. Listen in again or for the first time to this early Christmas gift that keeps on giving. Join the Money: Faith and Finance Group on Facebook here!We love your questions. Contact the Money: Faith and Finance team and we will aim to get back to you in a...

Click here for the 'Smarter with Money' handout that you can use to help your household  Just like you and me, we've got burning questions to ask Pete so we could be one step closer to making sense out of the everyday money matters. We've cherry picked 10 questions (with one BONUS) for you. Press play now to hear Pete's "Smarter with Money" Q&A sesh. Join the Money: Faith and Finance Group on Facebook here!We love your questions. Contact the Money: Faith and Finance team and we will aim...

Click here for the 'Smarter with Money' handout that you can use to help your household  In this bonus episode before Season 6 drops, Pete Burrows dives into practical money tips and traps. Press play now to hear Pete's "Smarter with Money" session from Pittwater Anglican, Sydney, this month. Pete covered the importance of budgeting, saving habits, and financial planning. He shared valuable insights on setting financial goals, managing expenses, and the benefits of early financial...

Season 5 has wrapped but you need to know all about how you can be smarter with money. So, welcome to this extra episode of Money: Faith and Finance! Hear your favourite accountant Pete Burrows explain why you need to join him at a special live event at Pittwater Anglican, Sydney, on Saturday September 14.Register NOW for "Smarter with Money" with Pete from Money: Faith and Finance. Invite your friends, family members, colleagues, church members and anyone keen to upskill their approach to...

In this episode, Ben and Pete are joined by Hayson and Nikki Lo, hosts of the Money Matrimony podcast. Hayson and Nikki share their own experience with navigating household finances, as they took time and effort to find a more united approach. They want to help other couples with communicating better about money matters. Key Takeaways: Open Communication: Regular, honest conversations about daily expenses and financial goals strengthen marital relationships. Joint Accounts: Combining...

Key Takeaways: Cozy Fizz Explained: Or how the rising cost of living impacts luxury items and discretionary spending. Wants vs Needs: Working out what is essential. Economic Pressures: Small businesses, particularly in niche markets, must consider the particular sting of inflation and other financial factors. Strategic Spending: Tips for managing finances by balancing quality purchases with affordability and necessity. Notable Quotes: "The more money you spend on vanity, the less money...

Everything you need to know about starting out in stocks. Our special guest is Joe Youssef, Chief Investment Officer and Head of Distribution with Two Harbours Asset Management. You can learn more about Joe on LinkedIn.Key Takeaways: Understanding Shares: Shares represent ownership in a company. When private companies go public, they offer shares that anyone can buy, turning shareholders into partial owners. Importance of Liquidity: The stock market offers liquidity, allowing investors to...

Key Takeaways: Difference Between Redundancy and Retrenchment: Redundancy is a job role being removed. Retrenchment is more personal, related to your job performance. Immediate Actions: If you are made redundant, start looking for new jobs ASAP, consult financial professionals, and consider budgeting your redundancy payment as a wage. Tax: Understand the tax-free components of redundancy payments. Where possible, time redundancy to maximise tax benefits. Psychological Impact: Redundancy...

Key Takeaways: Faith and Generosity: Danniebelle's generous upbringing has shaped her approach to money. Any time she can show generosity, Danniebelle sees that as success. Struggles in Sydney: Living in the second-most unaffordable city in the world, Danniebelle shares how financial strain was compounded by health issues, unemployment and worry. Journey Through Darkness: Danniebelle recommends wise counsel, professional healthcare advice, and spiritual re-engagement to help navigate out...

Key Takeaways: Budgeting: Create a budget and stick to it, ideally making it a rolling budget to keep track of your finances monthly. Use Money-Saving Apps: Leverage apps to compare prices and save on essentials like fuel or groceries. Pay Off Loans Strategically: Aim to pay off loans and bills more frequently to reduce interest. Community Resources: Utilize free resources like libraries to save on entertainment and educational needs. Sell Unused Items: Regularly declutter and sell items...

Do we really need a financial planner? How could anyone plan my money better than myself? They're charging a fee??! Joining us is financial planner Hamish Ferguson, founder and director of Vison Newcastle. Key Takeaways: Financial Planning's Core Value: Financial planners like Hamish Ferguson emphasize both technical skills and relational abilities to offer holistic financial guidance. Client-Specific Solutions: Effective financial planning is highly personalized, addressing specific...

Past Ep - Making Housing More Affordable Past Ep - The Blessing and Curse of Inheritance Past Ep - Mastering Money Mindset: Balancing Logic and Emotion Key Takeaways: Changing Conversation on Housing: In Australia, perceptions and discussions have drastically changed, necessitating a new approach to homeownership versus renting. "Rent money is dead money"????: Challenging long-held beliefs, renting can offer significant financial benefits, such as lower costs and greater...

Key Takeaways: The importance of understanding the psychology of money and how early financial experiences impact adult behavior. Logical financial management strategies versus emotion-driven spending, and the significance of budgeting and disciplined spending. The role of Christians Against Poverty (CAP) in assisting individuals to navigate out of debt and build sustainable financial habits. The profound sense of relief and emotional uplift that comes from financial independence...

Key Takeaways: Understanding Stage 3 Tax Cuts: Pete clarifies that on average, individuals will see an additional $20 to $70 per week, depending on their income bracket. Impact on Different Earners: Middle to high income earners benefit from these tax cuts, with varying degrees based on income levels. Historical Context: The episode revisits Stage 1 and Stage 2 tax cuts and the introduction of the Low and Medium Income Tax Offset (the Lamington). Economic Implications: With more...

BONUS EPISODE!  Ben asks all the smart questions and Pete gives some advice on Tax Returns.   Key Takeaways: Year-Round Tax Planning: Starting tax planning as early as July 1 ensures better organization and maximized deductions. Utilize Technology: Software and tools can simplify tracking expenses and managing tax returns, making processes easier compared to last-minute rushing. Ethical Tax Practices: Christian values underscore the importance of honesty and integrity in tax...

BONUS EPISODE!  Ben asks all the smart questions and Pete unpacks Budget 2024 in 15 minutes!  Key Takeaways: The 2024 Budget offers immediate financial relief for individuals through tax cuts, HECS debt readjustments, and energy bill rebates. There is an emphasis on sustaining economic measures that will not exacerbate inflation, keeping in mind the impact on the Reserve Bank's interest rate decisions. Long-term considerations include structural deficits due to ongoing commitments...

Special guest is Nelson Hsieh, a New Testament expert with Tyndale at Cambridge who has a detailed interest in digital currency. Pete and Ben ask the basics about cryptocurrencies before hearing more about Nelson's take on "Would Jesus buy Bitcoin?" Nelson explores issues of accessibility and control of currencies, as well as challenging assumptions about who can create what we tender.  Nelson S Hsieh is a Research Associate in New Testament Text and Language at Tyndale House, Cambridge. He...

Saving is simple. Isn't it? There are so many hacks around for the best ways to save but is that just overcomplicating matters? Pete and Ben cut to the chase with saving and tell you what it means to save at each age and stage. While taking a look at term deposits, superannuation, offset accounts and other avenues, the Money Men consider Jesus' advice on saving (see Matthew 6:19-24). Join the Money: Faith and Finance Group on Facebook here!Always love your questions. Contact the Money: Faith...

Most churches serve morning tea after the service, dished up by church members. Often, the morning tea provisions are paid for by these volunteers. Is that right? Who should actually foot the bill? Pete and Ben move from morning tea musings to the broader issue of cost in Christian service, and the need for open conversations about any financial barriers. Join the Money: Faith and Finance Group on Facebook here!Always love your questions. Contact the Money: Faith and Finance team and we will...

"What is that worth?" We all ask that question but how do we work out the amount? Join Ben McEachen and Pete Burrows as they explore the subjective nature of worth – and why it can annoy Ben so much. From buying a house through to everyday items, they discuss what our "worth" is influenced by and what it should be based on.  Join the Money: Faith and Finance Group on Facebook here!Always love your questions. Contact the Money: Faith and Finance team and we will try to get back to you in a...

Should a couple share their finances? Why would you split them and what sort of impact can that have? Pete and Ben respond to an online conversation about who should get what when it comes to household money. Join the Money: Faith and Finance Group on Facebook here!Always love your questions. Contact the Money: Faith and Finance team and we will try to get back to you in a future episode. Pete Burrows is an accountant for small business and individuals with Lower Russell and Farr in...

Do you haggle? Should we? What's the best way to haggle and what's the best motivation for it? Your favourite accountant Pete and non-haggler Ben explore the cultural, practical and spiritual of trying to get the best price. Or are we trying to rip someone else off? Join the Money: Faith and Finance Group on Facebook here!Always love your questions. Contact the Money: Faith and Finance team and we will try to get back to you in a future episode. Pete Burrows is an accountant for small...