Sherrin sent in a question for Pete and Ben that you've probably also been wondering about. Good on you, Sherrin. The question has to do with savings goals and pay rises. As Ben and Pete discuss, Sherrin's household budget and expenses are at a pinch point where it's tough to save for important things like flights to visit overseas family. But if Sherrin and her husband just get better paying jobs, that will solve their predicament. Right? Surprise! It's not as simple as that, as Pete breaks down in take-home detail. Like Sherrin, have you got a question for the Money Team? Send it through at hopepodcasts.com.au. Ben and Pete will get stuck into it on a future episode. Pete Burrows is an accountant for small business and individuals with Lower Russell and Farr in Penrith, Western Sydney, Australia.Ben McEachen hosts Hope Mornings on Hope 103.2FM in Sydney, Australia. Support the show, a product of Hope Media: https://hope1032.com.au/donate/2211A-pod/ See omnystudio.com/listener for privacy information.