Do you ever feel like the “discretionary” service charge doesn’t feel very “discretionary”? This week The Telegraph’s Special Correspondent (and former waiter), Harry de Quetteville joins Lauren Davidson and Sam Davidson from the Personal Finance team to dig into the moral implications of not leaving a tip. And one of our hosts has a big confession from their time working in a café as a teenager. Plus, Harry struggles to feel sympathy for a parent who wants another mum to pay for damage to their toddler’s expensive shoes.  Tell us your moral money issue and we might discuss it on the podcast - email us at [email protected] or leave us a voicemail on 07867 162 170 and you might even hear your voice on the show. Sign up to The Telegraph’s free twice-daily WhatsApp audio briefings: http://bit.ly/2XJU05f