In the series finale, Matt, The Telegraph’s legendary cartoonist, joins Sam and Lauren from the personal finance team to advise two readers wondering how much to spoil their children. Up first: Matt finds little sympathy for a reader tempted to leave their kids in economy while they travel in luxury. And the trio weigh up the pros and cons of charging older children rent. Plus, ahead of series two, Lauren and Sam listen keenly as Matt shares his secrets to making people laugh. Get in touch...

You’ve been given a life-changing sum of cash from a relative, but you think the way they made it is immoral. Do you take it or leave it? This week personal finance journalists, Lauren Davidson and Sam Meadows are joined by The Telegraph's Associate Editor, Camilla Tominey to debate just that. And they reach a rare point of agreement.  Plus - in a Moral Money first - the team discusses one-night stands, after a reader got in touch to ask when a Rolex left behind by a fling is hers to...

Who better to debate the ethics of spending company money than one of the journalists who broke the MPs’ Expenses Scandal in 2009? This week, Lauren and Sam are joined by The Telegraph’s longest serving reporter, Chief Political Correspondent Christopher Hope. The trio help a reader who regrets lying to their boss about drinks bought on the company card — plus father-of-three, Chris weighs in on whether parents should incentivise children taking exams with cash-per-grade rewards. Tell us...

If you don’t ask, you don’t get. But what if you do ask, you do get, and the other person loses out? And is that what happens when comparatively wealthy Westerners barter abroad? This week, The Telegraph’s straight-talking Deputy Comment Editor, Lucy Denyer joins Sam Meadows and Lauren Davidson from the Personal Finance team to answer one reader’s query about whether it’s ok to ask for money off whilst on holiday. And - ethics aside - Lucy admits she’s just too British to do it herself. Plus...

Do you ever feel like the “discretionary” service charge doesn’t feel very “discretionary”? This week The Telegraph’s Special Correspondent (and former waiter), Harry de Quetteville joins Lauren Davidson and Sam Davidson from the Personal Finance team to dig into the moral implications of not leaving a tip. And one of our hosts has a big confession from their time working in a café as a teenager. Plus, Harry struggles to feel sympathy for a parent who wants another mum to pay for damage to...

Bryony Gordon joins Sam and Lauren from The Telegraph’s Personal Finance team to help two readers who think they’re being hard done by. First up: flatmates. Can’t live with them, can’t live without them —but what can you do when your flatmate’s boyfriend has all but moved in, but refuses to pay rent? Plus Bryony has some rather unsympathetic words for a reader whose parents think they can have a say in how they raise their child because they stump up the nursery fees. Tell us your moral...

It’s legal, but is it moral? Investing in an ISA is considered sensible tax avoidance, but do we cast putting property in your spouse’s name to lower your tax bill in the same light? This week on Moral Money, Lauren Davidson and Sam Meadows from The Telegraph’s Personal Finance team are joined by star columnist, Janet Daley to debate just that. And there’s no sitting on the fence here. Plus, they advise a reader whose father’s taste for luxury has left him worried about the state of his...

Money. It’s one of a few topics that you’re told to avoid in polite company.  But The Telegraph’s personal finance journalists, Lauren Davidson and Sam Meadows, aren’t polite company. Join them and special guest Tim Stanley as they unpick two thorny financial problems sent in by readers. Up for discussion: Is it OK to game the state school system by buying catchment-area property? And can you ask your 17-year-old nephew to return a charitable donation you made for a marathon he didn’t...

Do you have a friend who never pays their share of the bill? Or are your parents wasting your inheritance on flash cars and Caribbean cruises? Or maybe you're considering taking a pay cut to spend more time with your kids. Frank conversations about money can be awkward. But this new podcast is here to do the hard work for you. Think of it as the ultimate guide to what's ok - and what's not - in the blurred world of money morals.