Episodes
In this session we answered questions dealing with Enduring Powers Of Attorney, how much can a senior earn before paying tax, Aged Care RADs and heaps of Super Questions? Enjoy (and don't forget to rate and subscribe!) websites mentioned: netplan.com.au moneysmart.gov.au cifaa.asn.au
Published 11/13/24
We explore the benefits of using the empty bedrooms in your home to make tax-free income, where only a fraction might be assessable by Centrelink. That also means that when it comes time to sell, you won't be up for Capital Gains Tax.
Published 11/07/24
This is an update with the latest figures and tricks on how to boost your Centrelink Pension if you are affected by the Asset Means test. It includes a full explanation of the gifting rules. Please remember to rate us and subscribe to future episodes.
Published 11/01/24
How you can save hundreds with DIY tax returns - free and assisted by the ATO. Get free help if you income is under $60,000. Calls on Account Based Pensions and Super
Published 10/30/24
One of the most common questions asked? How can I access my super ? What are the rules about getting hold of my super before I'm retired? In this episode, we talk to someone who accessed $67,000 to fix his teeth and the nasty surprise he discovered weeks later. Compassionate Grounds, Severe Financial Hardship - what are the rules ?
Published 10/23/24
When is the boss required to pay your super ? We explain to Cameron why Salary Sacrificing EVERYTHING to super is not always a good idea and Chad discovers what happens if you go over your super contribution cap limit. Plus lots more.
Published 10/16/24
The key questions answered. How much will I be charged, how much is reasonable and what services should I be expecting for my money ? Is a Self Managed Super Fund the best option ? How can I tell if I've found a good adviser. Insider tips from 35 years as an adviser that's seen it from all sides. Life started as a life insurance salesman and in the end, was a lecturer and unit controller at a prestigious Australian University. Nick Bruining is a Financial Planner and Authorised...
Published 10/09/24
Nick answers listener's questions.
Published 10/02/24
In this episode, we explain the practical "how-to" steps of starting your search for an adviser that you'll be happy with forever. No fluff here. Cold, hard things to investigate, to ensure you're not wasting your precious time. Where to start and more importantly, the free tell-all research you can do before you even pick up the phone to make an appoitment. We've got some sneaky things to look for when you show up at the office and some really telling questions to ask - and the answers...
Published 10/02/24
The Tax Office has just released Tax Determination 2024/7. What it means to you and why getting good financial advice, becomes more affordable for many.
Published 09/30/24
Episode 1 of 3. A warts-and-all breakdown of the financial advice industry in Australia. Who's calling the shots ? The "sales" origins of financial advice, leaves us with an industry structure that potential clients need to know about. In this episode, we'll explain who's in charge and actually responsible for the advice you recieve. It's important, because in almost every instance, there are conflicts of interest in play. And knowing how to spot them, is the key to getting the best...
Published 09/27/24
In this podcast, Nick runs through a question submitted by one of our subscribers about what to do with an inheritance they've received. This is an excerpt from one of our Netplan Premium webinars. If you'd like to learn more about the concepts and topics that Nick discusses in this episode, head to our website and receive independent financial advice.  ----------------------------------------------------------------- NS Financial Pty Ltd Trading as Netplan, holds an Australian Financial...
Published 02/10/23
In our latest Netplan podcast we have an excerpt of Nick speaking on 6PR. He discusses the state of the market, tax returns for retirees, 2023 changes for retirees and answers a series of questions from listeners. ----------------------------------------------------------------- NS Financial Pty Ltd Trading as Netplan, holds an Australian Financial Services License (AFSL). AFSL 539778 Netplan provides General Financial Advice only, which is not personal financial advice. Personal...
Published 01/17/23
In this episode, we give you 5 tips to reduce your assets and potentially boost your pension. This episode is also available in written form from our website: 5 tips to reduce your assets and potentially boost your pension Author: Nick Bruining ----------------------------------------------------------------- NS Financial Pty Ltd Trading as Netplan, holds an Australian Financial Services License (AFSL). AFSL 539778 Netplan provides General Financial Advice only, which is not personal...
Published 12/09/22
In this episode, we explain why more people are eligible for the super downsizer than before. This episode is also available in written form from our website: More people are eligible for the super downsizer Author: Nick Bruining ----------------------------------------------------------------- NS Financial Pty Ltd Trading as Netplan, holds an Australian Financial Services License (AFSL). AFSL 539778 Netplan provides General Financial Advice only, which is not personal financial advice....
Published 12/05/22
In this episode, we explain what's happening with interest rates, and what should you do with your debts? This episode is also available in written form from our website: What's happening with interest rates, and what you should do with your debts Author: Nick Bruining ----------------------------------------------------------------- NS Financial Pty Ltd Trading as Netplan, holds an Australian Financial Services License (AFSL). AFSL 539778 Netplan provides General Financial Advice only,...
Published 11/24/22
In this episode we answer a question sent to us by one of our readers on netplan.com.au. This episode is also available in written form on our website under the article "Contributing to my child's wedding and keeping the family peace" Author: Nick Bruining ------------------------- NS Financial Pty Ltd Trading as Netplan, holds an Australian Financial Services License (AFSL). AFSL 539778 Netplan provides General Financial Advice only, which is not personal financial advice. Personal...
Published 11/10/22
In this episode, we explain how you can use a testamentary trust to protect your lifelong savings and make sure your money ends up in the right hands after you pass away. This episode is also available in written form from our website: Protecting your family fortune from the son or daughter-in-law from hell Author: Nick Bruining ----------------------------------------------------------------- NS Financial Pty Ltd Trading as Netplan, holds an Australian Financial Services License (AFSL)....
Published 11/10/22