Episodes
  On this episode of NO More Excuses Wake Up! I discuss the 7th chapter Another Paycheck in my new Book Whippin Debts Ass!  From this episode you will learn: ·         How to get out of debt with additional income  ·         Why I decided not to write my dissertation for my PHD program ·         How I had a system to start paying myself   ·         Intentionally paying off debt  ·         Using my extra paycheck formula                             ORDER YOUR COPY OF Whippin Debts Ass  PLEASE...
Published 03/13/23
Published 03/13/23
    On this episode of NO More Excuses Wake Up! I discuss the 6th chapter Owning your No’s in my new Book Whippin Debts Ass!   From this episode you will learn:  ·         How to assert yourself and say NO when people ask for money  ·         My reason why I decided to tell people NO  ·         Understanding your No what is your why  ·         Having a plan for yourself  ·         Be empowered with saying NO   ORDER YOUR COPY OF Whippin Debts Ass   PLEASE LEAVE REVIEWS ON AMAZON & BARNES...
Published 03/09/23
   On this episode of NO More Excuses Wake Up! I discuss the 5th chapter Communication Style and Money Habits in my new Book Whippin Debts Ass!   From this episode you will learn:  ·         Our psychological mindset is linked to our finances  ·         Four basic tenants of Central Communication styles  ·         Breakdown and explanation of all communication styles in relation to money  ·         The intimidation of money  ·         The relationship between communication and money  ·       ...
Published 03/06/23
  On this episode of NO More Excuses Wake Up! I discuss the 4th chapter It’s Better to Whipp Debt Together than Separate in my new Book Whippin Debts Ass!  From this episode you will learn: ·         How Tony and I wrote this chapter for couples ·         The importance of putting money together ·         The debt we had together as a couple ·         How we had to put our separate minds together as a blended family ·         Managing and budgeting credit card debt ·         Money life-skill...
Published 02/20/23
    On this episode of NO More Excuses Wake Up! I discuss the 3rd chapter My Breaking Point of my new Book Whippin Debts Ass!  From this episode you will learn: ·         My struggle as a single parent before the marriage ·         My story of trying to apply for welfare (government financial support) ·         How my environment did not break me ·         Tax return check the second coming of Christmas ·         My bottom line was not making financial sense ·         To not repeat the credit...
Published 02/13/23
  On this episode of NO More Excuses Wake Up! I discuss the 2nd chapter Humble Beginnings of my new Book Whippin Debts Ass!  From this episode you will learn: ·         Our struggles with money being married ·         How I was a poor steward splurging from my business’s income ·         The importance of overseeing money ·         Explain pure financial vessel  ·         I was broke as a business owner ·         Your age should align with your bank account   ORDER YOUR COPY OF Whippin Debts...
Published 02/06/23
    On this episode of NO More Excuses Wake Up! I discuss the Introduction to my new Book Whippin Debts Ass!  From this episode you will learn: ·         There are Thirteen easy chapters ·         Breakdown of the introduction ·         My personal story of being fifty thousand dollars in debt ·         Why I was going to give up my businesses ·         What was causing our debt ·         What caused me to whip debt ass                                     ORDER YOUR COPY OF Whippin Debts...
Published 01/24/23
  On this episode of NO More Excuses Wake Up! I discuss Net worth!  Do you know your net worth?  How to calculate your Net worth  From this episode you will learn: ·         Assets versus liabilities   ·         Breakdown of what you own minus what you owe  ·         Calculation of assets & liabilities  ·         Understanding net worth & wealth ·         Importance of decreasing liabilities ·         The bigger picture of net worth                                                    ...
Published 12/26/22
  On this episode of NO More Excuses Wake Up! I discuss How to become a millionaire. Steps to guide you in the right direction  From this episode you will learn: ·         In your lifetime you had come across a million dollars  ·         Investment, liquid, and home equity totals a million dollars you are a millionaire ·         First develop a mindset. Cars, debt, and vacations keep you from the millionaire mark ·         Start investing early 401k 403b Seph IRA compound interest ·       ...
Published 12/16/22
  On this episode of NO More Excuses Wake Up! I discuss How to budget using my financial  budgeting spreadsheet  From this episode you will learn: ·         Why I created my Money Therapy Institute financial spreadsheet that helps anyone get out of debt ·         Why people don’t see the money they have ·         The step-by-step breakdown of the spreadsheet ·         How to plug in your money, save, pay your debt and still live   Money Therapy Institute Spreadsheet Link  Resources + Money...
Published 10/29/22
  On this episode of NO More Excuses Wake Up! I discuss Careers that do not require a degree / The breakdown of New-Collar jobs and salaries  From this episode you will learn:   How the world is shifting to successful financial careers with no college degree  Difference between white, blue, and new, collar careersThe breakdown of 7 new collar careers with the salary breakdown University of the People Link 15 Jobs That Don't Require A Degree That Can Jumpstart Your Career (uopeople.edu)      ...
Published 10/21/22
  On this episode of NO More Excuses Wake Up! I discuss How to overcome the mismanagement of money. (Personal and Business)  From this episode you will learn: ·         Not having a budget ·         How I mismanaged my money  ·         My duties managing government grants ·         Financial tracking  ·         Prioritizing your money     MY PERSONAL FINANCIAL MANTRA                   BUDGET   PAY DEBT   SAVE   INVEST   AND LIVE      On each episode of No More Excuses. Wake Up! We will be...
Published 10/18/22
  On this episode of NO More Excuses Wake Up! I discuss Do you need a degree to start a healthcare agency  From this episode you will learn: ·         Research is key ·         Building relationships in your field ·         You don’t need a license under yourself to start an agency ·         Not allowing what you don’t have stop you ·         Failure is not an option     MY PERSONAL FINANCIAL MANTRA                   BUDGET   PAY DEBT   SAVE   INVEST   AND LIVE      On each episode of No More...
Published 10/13/22
  On this episode of NO More Excuses Wake Up! I discuss Entrepreneur fear and stagnation  From this episode you will learn: ·         Fear as a mother ·         Fear deadlines and payroll ·         Honesty within to keep moving ·         How to face frustration and beat failure ·         Tapping into survival mode ·         Failure is not an option     MY PERSONAL FINANCIAL MANTRA                   BUDGET   PAY DEBT   SAVE   INVEST   AND LIVE      On each episode of No More Excuses. Wake Up!...
Published 10/11/22
  On this episode of NO More Excuses Wake Up! I discuss My first respite Placement  From this episode you will learn: ·         Defining Respite ·         Onboarding staff ·         Locations to provide respite services ·         The fear  ·         The responsibilities involved  ·         Always having staff available      MY PERSONAL FINANCIAL MANTRA                   BUDGET   PAY DEBT   SAVE   INVEST   AND LIVE      On each episode of No More Excuses. Wake Up! We will be talking about...
Published 10/06/22
  On this episode of NO More Excuses Wake Up! I discuss How to build a relationship and network to get paid to start a government agency  From this you will learn: ·         Importance of networking in the community ·         Relationship building as a startup company ·         Making money and serving ·         Back to the basics mail system to show gratitude ·         Thinking like a real-estate agent     MY PERSONAL FINANCIAL MANTRA                   BUDGET   PAY DEBT   SAVE   INVEST   AND...
Published 10/04/22
  On this episode of NO More Excuses Wake Up! I discuss do you need startup money to start a government contract agency.  From this you will learn: ·         Deciding if you need a location to start ·         Getting a small startup loan to begin operating ·         How to sacrifice to start your agency ·         Discipline with your personal finance  ·         Stop making excuses and learn as you go     MY PERSONAL FINANCIAL MANTRA                   BUDGET   PAY DEBT   SAVE   INVEST   AND...
Published 09/23/22
  On this episode of NO More Excuses Wake Up! I discuss Terminating employees. When a difficult decision must be done.  From this you will learn: ·         Deciding when to terminate staff ·         Importance of protecting your staff ·         Hiring and making decisions for your agency ·         Business morals and integrity ·         Policy Procedures and Contracts     MY PERSONAL FINANCIAL MANTRA    BUDGET   PAY DEBT   SAVE   INVEST   AND LIVE      On each episode of No More Excuses. Wake...
Published 09/21/22
  On this episode of NO More Excuses Wake Up! I discuss NPI and Explain why you need one for your Healthcare agency  From this you will learn: ·         Why I became a healthcare professional business owner ·         Who needs an NPI number ·         Starting a healthcare agency  ·         How is an NPI number used ·         Billing Medicaid as a provider ·         What a NPI stands for and the purpose of it  Links to apply  National Plan and Provider Enumeration System (NPPES). NPPES...
Published 09/14/22
  On this episode of NO More Excuses Wake Up! I discuss How I started my non-profit Grant funded after-school program JOY Making A Difference  From this you will learn: ·         Why I started my afterschool program ·         501c3 non-profit  ·         Geographic and Demographic location ·         Need of a Grant Writer ·         Title 1 schools ·         Grants and Funding Links to apply  Funding for Afterschool Programs | Youth.gov     MY PERSONAL FINANCIAL MANTRA                          ...
Published 09/09/22
  On this episode of NO More Excuses Wake Up! I discuss How I started my Government Contracting agency A Second Touch  From this episode you will learn: ·         How to think outside the box to start a government agency ·         Research and social media ·         Government contracts in your field ·         Researching Request for Proposals  ·         Becoming a Medicaid Provider      MY PERSONAL FINANCIAL MANTRA                   BUDGET   PAY DEBT   SAVE   INVEST   AND LIVE      On each...
Published 09/01/22
  On this episode of NO More Excuses Wake Up! I discuss Building Wealth through Passive and  Residual Income  From this you will learn: ·         Breakdown passive and residual income ·         Different types of passive income ·         Team players to help build your business passive income                                                       MY PERSONAL FINANCIAL MANTRA                                                  BUDGET   PAY DEBT   SAVE   INVEST   AND  LIVE      On each episode of...
Published 08/26/22
  On this episode of NO More Excuses Wake Up! I discuss Public Service Student Loan Forgiveness  From this you will learn: ·         How much I owe in student loan debt ·         The reason I did not finish My PHD ·         How to complete the Public Service Loan Forgiveness Certification Application ·         Forbearance emergency release waiver qualifications and deadline  ·         The number of qualifying payments needed and what you need to qualify ·         How student loan chokes...
Published 08/22/22
  On this episode of NO More Excuses Wake Up! I discuss the value of purchasing real estate as an investor  From this episode you will learn: ·         Tax advantages ·         Able to sell the property  ·         Rental property tax deductions         ·         Increase net worth on pro ·         Tangible asset ·         Investing assets from selling a home  ·         Real-estate cash flow        MY PERSONAL FINANCIAL MANTRA                   BUDGET   PAY DEBT   SAVE   INVEST   AND LIVE    ...
Published 08/17/22