Send Us A Message! Let us know what you think.THIS WEEK IN REVIEW TOPICS:Topic #1: RNZ 8th of May -First home buyers benefit from lower prices and less competition - CoreLogicTopic #2: Good Returns 8th of May -Mortgage borrowers hedge their bets on OCR coming down soonTopic #3: NZHerald 7th of May- KiwiSaver investments ride wave of optimismTopic #4: 1News 9th of May -Budget 2024: Willis promises 'meaningful but modest' tax reliefTopic #5: Oneroof 8th of May-Tony Alexander: When homeowners sh...

Send Us A Message! Let us know what you think.THIS WEEK IN REVIEW TOPICS:Topic #1: NZ Herald 30th of April -Reserve Bank wants banks to keep a closer eye on the insurability of properties it lends againstTopic #2: Interest.co.nz 29th of April -ANZ report says Auckland housing market has remained soft despite the recent surge in net migrationTopic #3: 1News 30th of April- Interest rate cuts might have to wait until 2025 — economistTopic #4: Stuff 1st of May -The regions where property prices a...

Send Us A Message! Let us know what you think. THIS WEEK IN REVIEW TOPICS: Topic #1: NZ Herald 18th of April -Record number of home owners fix on one year terms as they bet on interest rates falling Topic #2: RNZ 15th of April 'Recession, high interest rates take toll on construction industry Topic #3: Oneroof 17th of April- Mums and dads are now bailing on NZ - ‘they think the grass is greener’ Topic #4: RNZ 17th of April -Inflation drops to 4 percent, lowest rate in nearly three...

Visit our website to register for our free events or book a free, no obligation meeting to learn how we can help. THIS WEEK IN REVIEW TOPICS: Topic #1: 1News 9th of April -Average home value sees 'modest' increase for first quarter Topic #2: 1News 11th of April -'No cause' terminations remind renters 'they are at the whim' of landlords Topic #3: NZHerald 10th of April- Official Cash Rate (OCR) decision: No change, ‘very high threshold’ needed to justify hike Topic #4: Newshub 10th of April...

“The Week in Review”  is where we talk about current events for the everyday investor and homebuyer. Watch the Youtube video Visit our website to register for our free events or book a free, no obligation meeting to learn how we can help. THIS WEEK IN REVIEW TOPICS: Topic #1: Interest.co.nz 2nd of April -The housing market is heading into winter with a shed load of unsold properties looking for buyers Topic #2: Good Returns 2nd of April -Clawbacks could sneak onto ComCom agenda Topic #3:...

#TransparencyInFinance #propertyapprenticenz #bankingsector #FinancialInsights Join Debbie Roberts, Owner and Financial Advisor at Property Apprentice, as she delves into the Commerce Commission's draft report on New Zealand's personal banking sector. In this, episode, she explores the findings, recommendations for improvement, and dispels misconceptions about mortgage advisors. Gain insights into empowering consumers and embracing transparency in financial decision-making. REGISTER TO THE...

“The Week in Review”  is where we talk about current events for the everyday investor and homebuyer. Watch the Youtube video Visit our website to register for our free events or book a free, no obligation meeting to learn how we can help. THIS WEEK IN REVIEW TOPICS: Topic #1: Good Returns 25th of March -ComCom accused of being out of touch with the reality of mortgage advice Topic #2: Oneroof 26th of March -Warning to first-home buyers as ANZ gives property investors a leg-up Topic #3:...

“The Week in Review”  is where we talk about current events for the everyday investor and homebuyer. Watch the Youtube video Visit our website to register for our free events or book a free, no obligation meeting to learn how we can help. THIS WEEK IN REVIEW TOPICS: Topic #1: NZ Herald 19th of March -Kāinga Ora crackdown: Greens decry ‘politics of punishment’, neighbours celebrate as Government moves on unruly tenants Topic #2: Oneroof 19th of March -When house sales turn toxic: Why real...

“The Week in Review”  is where we talk about current events for the everyday investor and homebuyer. Watch the Youtube video Visit our website to register for our free events or book a free, no obligation meeting to learn how we can help. THIS WEEK IN REVIEW TOPICS: Topic #1: Oneroof 11th of March - Interest rate relief: Has the Government opened the floodgates to property investors? Topic #2: Stuff 12th of March -How much does state housing really affect property values? Topic #3: NZ...

“The Week in Review”  is where we talk about current events for the everyday investor and homebuyer. Watch the Youtube video Visit our website to register for our free events or book a free, no obligation meeting to learn how we can help. THIS WEEK IN REVIEW TOPICS: Topic #1: NZ Herald 5th of March - Auckland houses for sale flood market, hit 11-year peak Topic #2: Good Returns 7th of March -ANZ's Zollner: be careful what you wish for on house prices Topic #3: NZ Herald 7th of March- ‘Done...

Property Apprentice financial adviser and owner Debbie Roberts delves into the recent Reserve Bank announcement and its impact on interest rates across New Zealand. In this insightful discussion, Debbie explains the intricacies of the Official Cash Rate (OCR) and its role in shaping mortgage rates, alongside key economic indicators like inflation and employment figures. Discover why the Reserve Bank has chosen to maintain the status quo and explore the implications for future OCR...

“The Week in Review”  is where we talk about current events for the everyday investor and homebuyer. Watch the Youtube video Visit our website to register for our free events or book a free, no obligation meeting to learn how we can help. THIS WEEK IN REVIEW TOPICS: Topic #1: Newshub 28th of February - Sir John Key reveals his prediction for the housing market Topic #2: Good Returns 28th of February-BREAKING: OCR 5.50% - Monetary Policy remains restrictive Topic #3: Oneroof 25th of...

Whether you anticipate a substantial raise or not, financial success isn't solely tied to income. It's about effective money management and setting achievable financial goals. In this episode, we explore practical ways to handle increased income, from revisiting financial goals to building emergency funds and paying off debt strategically. With insights on KiwiSaver, investment diversification, and spotting red flags in property coaching, Debbie offers her insight to navigate your financial...

“The Week in Review”  is where we talk about current events for the everyday investor and homebuyer. Watch the Youtube video Visit our website to register for our free events or book a free, no obligation meeting to learn how we can help. THIS WEEK IN REVIEW TOPICS: Topic #1: 1News 20th of February - High mortgage rates prompt 'patchy' property sales Topic #2: NZ Herald 19th of February-What you need to know about likely mortgage rule changes Topic #3: Oneroof 20th of February- Would you...

“The Week in Review”  is where we talk about current events for the everyday investor and homebuyer. Watch the Youtube video Visit our website to register for our free events or book a free, no obligation meeting to learn how we can help. THIS WEEK IN REVIEW TOPICS: Topic #1: 1News 11th of February - Govt urged to help boost build-to-rent developments Topic #2: NZ Herald 12th of February-Debt-to-income: Aucklanders need almost $200k incomes to buy average home Topic #3: Stuff 13th of...

“The Week in Review”  is where we talk about current events for the everyday investor and homebuyer. Watch the Youtube video Visit our website to register for our free events or book a free, no obligation meeting to learn how we can help. THIS WEEK IN REVIEW TOPICS: Topic #1: Stuff 3rd of February - Capital gains tax could help balance Govt books: Treasury Topic #2: Interest.co.nz 5th of February-High stock levels in the housing market at the start of this year mean buyers have plenty to...

“The Week in Review”  is where we talk about current events for the everyday investor and homebuyer. Watch the Youtube video Visit our website to register for our free events or book a free, no obligation meeting to learn how we can help. THIS WEEK IN REVIEW TOPICS: Topic #1: Stuff 30th of January - Property market ‘returning to normality’, data shows Topic #2: Interest.co.nz 30th January -More than 16,000 homes sold to buyers in New Zealand on residence visas last year Topic #3: Newshub...

“The Week in Review”  is where we talk about current events for the everyday investor and homebuyer. Watch the Youtube video Visit our website to register for our free events or book a free, no obligation meeting to learn how we can help. THIS WEEK IN REVIEW TOPICS: Topic #1: Good Returns 23rd of January - DTIs will have no significant impact on house prices immediately Topic #2: Stuff 20th January -What might happen to your KiwiSaver in 2024? Topic #3: Interest.co.nz 22nd of January- More...

“The Week in Review”  is where we talk about current events for the everyday investor and homebuyer. Watch the Youtube video Visit our website to register for our free events or book a free, no obligation meeting to learn how we can help. THIS WEEK IN REVIEW TOPICS: Topic #1: Good Returns 16th of January - Plenty of twists and turns to come Topic #2: Newshub 17th January -Average property values rise for a third month — CoreLogic Topic #3: Interest.co.nz 17th of January- Latest Reserve...

As the property market gears up for an exciting year, join us as we explore the myriad opportunities that lie ahead for both first-time buyers and seasoned investors. In today's episode, Property Apprentice Financial Adviser Debbie Roberts delves into a variety of property options, each with its own unique advantages. From the allure of short-term rentals in the post-COVID era, seizing the potential of commercial real estate amidst a robust economy, to the serene escape offered by rural and...

Join Debbie Roberts, owner, and financial advisor at Property Apprentice, for a friendly and insightful discussion on the timeless question: when is the right time to dive into property investing?  In this episode, Debbie explores crucial factors, including missed opportunities in a dynamic market, the time value of money, equity building, diversification benefits, and the importance of the learning curve in real estate investments. Discover why postponing your property investment journey...

In this episode, Debbie delves into the intricacies of financial advice regulation in New Zealand, covering topics such as the Financial Markets Authority (FMA), the Financial Advisors Act 2008 (FAA), and the specific competency standards and disclosure requirements for financial advisors. She emphasises the importance of working with qualified and regulated professionals, explores common misconceptions about what constitutes financial advice, and provides insights into when individuals may...

 Tune in for game-changing insights on KiwiSaver. We're talking retirement savings gaps, the lowdown on KiwiSaver funds, and the need for strategic adjustments. Massey University's study and Mercer's research highlight the disparities and prompt calls for comprehensive KiwiSaver reviews. But fear not, we've got practical tips – bump up contributions, choose wisely, and dodge the 2050 retirement shortfall. KiwiSaver isn't just an option; it's a must for a comfy retirement. Pro tip: Get a...

Join Debbie Roberts, the Owner and Financial Advisor at Property Apprentice, in a special episode where we chat about finding an awesome property manager! We get into the nitty-gritty of property management, share why it's crucial to treat property investment like a business, and give you practical tips for hiring the perfect property manager. From doing your research to checking online reviews, we cover it all in a laid-back chat. Tune in for some great tips to make your property management...

“The Week in Review”  is where we talk about current events for the everyday investor and homebuyer. Watch the Youtube video Visit our website to register for our free events or book a free, no obligation meeting to learn how we can help. THIS WEEK IN REVIEW TOPICS: Topic #1: The Mortgage Mag 12th of December-DTIs still in the melting pot Topic #2: Newshub 13th of December - CoreLogic reveals best places in New Zealand to own a house in 2023 property report Topic #3: Good Returns 13th of...