We've all seen countless ads and promos that claim to have the magic solution for improving our creditworthiness. Unfortunately, most of these claims are just smoke and mirrors.   Take Experian Boost, for example. It's marketed as a way to raise our credit score, but does it really deliver on that promise? The truth is Experian Boost may only impact free credit scores, which often aren't the scores that matter to lenders.    Could using Experian Boost also potentially damage our credit score? Why should we always read the fine print when it comes to credit score-boosting offers?    In this episode of the series with Author and Founder of Color My Credit, Alisa Glutz, we take a look at Experian Boost and other credit reporting software and bring truth to light on how it doesn’t actually help. Alisa also shares insight on a legitimate scoring model. You’ll also learn; Data harvesting opportunities Doing research when in doubt What happens when your data gets into the wrong hands The legitimate scoring model Why you should be careful with what is marketed to you   Guest Bio   Born and raised in Arizona, Alisa is also a proud graduate of Arizona State University. After a successful beginning to her career working in Hollywood as an Executive for HBO and a Producer on ABC's Politically Incorrect with Bill Maher, Alisa decided to return to her native Arizona where she became committed to helping her community realize the dream of home ownership and understand their true credit potential.   A busy advocate for consumers who are equally passionate about improving their credit scores, a prolific writer, and a woman bent on empowering others, Alisa Glutz is no stranger to the media! She is an expert in mortgage credit with 18 years of being a top originator in the mortgage industry. Alisa is a teacher at heart, a natural speaker and engages audiences from short podcasts to lengthy radio shows to live Q&A sessions weekly on social media.   Alisa has spoken to intimate groups, apartment tenants, home owners, and corporate audiences, helping employees learn how to manage their finances, credit, and financial legacy through easy to understand and engaging presentations   Find Alisa on LinkedIn @Alisa Glutz Find Alisa on TikTok @colourmycredit Find Colour My Credit on Instagram @colourmycredit  Visit https://www.glutzgroup.com/ Visit https://colormycredit.com/  Visit https://www.optoutprescreen.com/    Subscribe on YouTube, Apple Podcasts, or Spotify, and don't forget to leave a review if you like what you heard. Your review feeds the algorithm so our show reaches more people. Thank you!