Credit and mortgages are vital tools in our modern world, helping individuals and businesses secure the funds they need for big purchases, real estate investments, or business growth. But did you ever wonder about the first-ever mortgage and how these financial tools evolved over time?   What is the history behind the first mortgage? How did mortgages work in the beginning? When did things begin to change on the mortgage side?   In this episode, credit pro and author of Color My Credit Alisa Glutz and I dive into the origins of mortgages, how they worked in their early days, and when things started to change.    You’ll also learn; How to color well within the credit lines Private mortgage insurance in the past FHA origination The popularization of auto leases   Guest Bio   Born and raised in Arizona, Alisa is also a proud graduate of Arizona State University. After a successful beginning to her career working in Hollywood as an Executive for HBO and a Producer on ABC's Politically Incorrect with Bill Maher, Alisa decided to return to her native Arizona where she became committed to helping her community realize the dream of home ownership and understand their true credit potential.   A busy advocate for consumers who are equally passionate about improving their credit scores, a prolific writer, and a woman bent on empowering others, Alisa Glutz is no stranger to the media! She is an expert in mortgage credit with 18 years of being a top originator in the mortgage industry. Alisa is a teacher at heart, a natural speaker and engages audiences from short podcasts to lengthy radio shows to live Q&A sessions weekly on social media.   Alisa has spoken to intimate groups, apartment tenants, home owners, and corporate audiences, helping employees learn how to manage their finances, credit, and financial legacy through easy to understand and engaging presentations   Find Alisa on LinkedIn @Alisa Glutz Find Alisa on TikTok @colormycredit Find Colour My Credit on Instagram @colormycredit  Visit https://www.glutzgroup.com/ Visit https://colormycredit.com/    Subscribe on YouTube, Apple Podcasts, or Spotify, and don't forget to leave a review if you like what you heard. Your review feeds the algorithm so our show reaches more people. Thank you!