The following questions were generated during a presentation Paul made to the Orange County and New York City AAII Chapters. 1. How do we go about finding someone (money manager) who follows your portfolio recommendations? Plus what is a reasonable fee to pay for advisory services? In the answer I do mention David Sterman. link:⁠https://huguenotfinancialplanning.com/⁠and two videos by Rob Berger: ⁠5 Hidden Costs of Fee-Only Advisors⁠ and⁠ 5 Key Questions to Ask Your Investment Advisor⁠ 2. How can I decide whether to go from 50/50 stocks and bonds to 70/30? I suggest looking at table B1 and B9. 3. What bond durations do you recommend? 4. What are the ETFs that you recommend for each of the equity asset classes you list? 5. Can I share your presentation with my children? ⁠ Here is a presentation that might be good for a young person⁠.  6. How do I find a good money manager and what questions should I ask? Here is a link to our free book, “Get Smart or Get Screwed: How to Select the Best and Get the Most Out of Your Financial Advisor.”  7. How do I get access to all of your charts and tables? Here is the link to ⁠Boot Camp⁠ where you can have access to all the tables.  8. What is your view of small cap value returns over the coming decades? In my answer I mention Ben Carlson’s ⁠article on randomness of historical returns⁠- When is the Mean Reversion Coming in the Stock Market? and his article Long-Term Recency Bias. And here is the new ⁠graph⁠ that Daryl Bahls proceeded to see the returns of a couple of portfolios over the same periods as Ben addressed.