Paul and Chris interview M1 Finance's CEO, Brian Barnes, and ask several listener questions. This is the follow-up to their previous M1 Finance 2024 update podcast and YouTube video.   They start by asking Brian how and why he created the company. That's followed by a wide-ranging conversation that includes some interesting surprises, like Chris's realization that using M1's target-date pies instead of traditional target-date funds can result in some real tax efficiency. Here's the topic list with time codes. 00:00:00 Intro 00:08:12 M1 Genesis 00:12:51 Partial-Share ETF Trading 00:15:59 Who is M1 for?00:19:42 What's next? 00:22:44 Is M1 a robo-advisor?   00:25:36 M1 Pies 00:29:38 Pies vs. TDFs00:34:32 Tax Efficiency 00:35:46 How safe is M1? 00:41:13 Fixed trade windows 00:48:07 Crossing orders 00:49:22 Competitive rates 00:51:29 Which ETFs? 00:53:19 Fees? 00:57:07 Multi-account rebalancing? 00:58:31 Entrepreneur's experienceDisclaimers:Content is not intended to provide personal tax or financial advice. This information is intended to be used and must be used for information purposes only. M1 is a technology company offering a range of financial products and services. “M1” refers to M1 Holdings Inc., and its wholly-owned, separate affiliates M1 Finance LLC, M1 Spend LLC, and M1 Digital LLC. Related to M1 Spend: For informational purposes only and not a trade recommendation. All product and company names are trademarks or registered trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by them.