On November 16, 2024 Paul will speak to the L.A. Chapter of AAII via a Zoom presentation.  Here is the link:   2 Funds to Own Forever, and How to Invest in Small Caps In this podcast Paul addresses 4 major considerations when selecting a small cap value ETF.  His discussion compares the returns, along with 4 major factors, for AVUV, VBR, VB,, VIOV, DFSVX and DFSV. Is gold worthy of a place in our portfolios?  Probably not but Paul talks about his gold position and why bonds are likely a lot better. He also discusses the important decision to choose buy and hold over market timing.  He references the following article from Truth Teller Ben Carlson: Don’t Take Financial Advice From Hedge Fund Managers