So Shopify Capital (or someone else) offered you $250,000 in exchange for 17% of daily revenue for 90 days. The best part? You can get the money with just a few clicks. Should you take it? In one of my most popular episodes ever, Natural Dog Co CEO and former investment banker Bill D'Alessandro said, "Absolutely not. You're paying an absurd APR and these lenders know you don't understand the math." But Drew Fallon, co-founder and CEO of Iris Financial, says that these are borderline-miraculous products that ecom founders shouldn't take indiscriminately, but should use when they need to. So I had them on the podcast to fight it out. EPISODE SPONSORS MORE STAFFING Virtual assistants can be helpful, but virtual professionals can change your business. Recruit, onboard, and train incredible virtual professionals in the Philippines by visiting ⁠⁠⁠https://morestaffing.co/af⁠⁠⁠. FERMAT Build funnels the same way you build ads FERMAT: ⁠⁠https://fermatcommerce.com/af⁠⁠. THE BEST MEDIA BUYING TRAINING ON THE INTERNET Get a free coaching call when you sign up for ADmission here: ⁠⁠https://bit.ly/3x99lip⁠⁠ AFP EPISODES REFERENCED IN THIS EPISODE "Bill D'Alessandro Hates Your Bad Ecom Debt" (⁠⁠Apple⁠⁠, ⁠⁠Spotify⁠⁠) "The Financial Roadmap for DTC Success (With Drew Fallon)" (⁠⁠Apple⁠⁠, ⁠⁠Spotify⁠⁠) FOLLOW UP WITH BILL Get financial coaching from Bill: www.billda.com Follow Bill on X: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://x.com/billda Listen to the Acquisitions Anonymous Podcast: https://www.acquanon.com/ FOLLOW UP WITH DREW Follow Drew on X: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://x.com/drewfallon12 Learn more about Iris Finance: irisfinance.co FOLLOW UP WITH ANDREW Follow Andrew on X: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://x.com/andrewjfaris⁠⁠ Email Andrew: [email protected] Work with Andrew: ⁠⁠https://ajfgrowth.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠