Episodes
In this episode we look at what capital gains is, a bit of a history on Capital gains in Canada, the recent changes made to the tax, why the government would do this and how if the effect Canadians as a whole and more specifically, investors, and even more specifically, real estate investors.  If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Sign Up For The Next Webinar Realist  Join...
Published 05/03/24
Simon (our podfather) from the Canadian Investor Podcast joins Dan to discuss stocks vs. real estate. If you're looking for the first part its on the Canadian Investor Podcast.  If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Listen to part 1 of the episode Apple Podcast Spotify Web player Sign Up For The Next Webinar Realist  Join the best community in Canadian Real Estate...
Published 04/30/24
We cover the Housing Supply Report that CMHC just released, we cover the most important parts,  • housing starts in 2023 by housing type• government programs aimed at increasing rental supply• prolonged construction timelines caused by various supply-side challenges If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Sign Up For The Next Webinar Realist  Attend a Meetups  Meetups Get...
Published 04/26/24
Have you ever Netflixed & chilled? well we have. it was research for this episode. We had April & Sarah from the June Motel on the show & it was awesome. friendship and navigating the waters of going into business with a friend, strategically using social media to build their business  and of course we look at Building a business in real estate and how it caught the attention of a little tech company known as netflix and how that has changed the trajectory of their lives, their...
Published 04/23/24
We look at some changes in the mortgage market that could really make things harder 30 year mortgages - will they help? OSFI's new leverage rules for lenders  CRA direct links for your mortgage  ****OFSI has released a new statement since we recorded this episode that this change applies to bank portfolios, not individual portfolios, and we will record and release an updated commentary soon.  If you have any questions for the show or want to work with Nick and Dan please reach out to them...
Published 04/19/24
We don't get political on the show, but when given the opportunity to interview the two main ministers in charge of housing in this country, you take it. Please, sit back, buckle up, and enjoy back to back interviews with Minister of Housing Sean Fraser & Scott Aitchison, Shadow Minister for Housing as we ask tough questions on the new housing plan. If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to...
Published 04/16/24
To best prepare you for the spring market, and the changing market conditions in the real estate industry and the general Canadian economy, here is a list of the terms that you need to know if you plan on buying, selling, investing or even just keeping up with the market this year Vendor Take Backs & Power Of Sales  Deposit vs. downpayment & closing costs  If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an...
Published 04/12/24
A very impressive team of people Friends of the show, have created their own blueprint, Its called the blueprint for Blueprint for More and Better Housing, The 4 main goals outlined in the blueprint were to make it low carbon, make it resilient, make it affordable and make it scale. How each level of government can allow more housing to be built  Density, building codes, zoning, prefab & more  If you have any questions for the show or want to work with Nick and Dan please reach out to...
Published 04/09/24
In this episode, Dan & Nick talk about life before the podcast, Their backgrounds in real estate and entrepreneurship  How they started the podcast and the businesses built around it  How the Pod changed their lives and whats next  THANK YOU!!! If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Join Realist  View & analyze hundreds of deals Underwrite & model...
Published 04/05/24
The increase to the budget deficit was largely caused by slowing economic growth projections leading to lower tax revenues, but also due to an expected drop in revenue caused by the federal cap on international study permits Ontario deficit will triple as economy weakens, 2024 budget shows The 'renters' bill of rights' that was just announced, This bill, specifically geared to help younger people, aims to help protect those who rent their homes Remeber hitting the 40 million mark in June...
Published 04/02/24
We look at a report from Real Estate Group Royal Lepage that sheds light on how many Canadians currently invest in real estate and how many plan too,  We also cover the Canadian Real Estate Association, better known as CREA, and their market report and statistics.  If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Join the 5 Day Challenge - The Hunt For The Best Investment Property In...
Published 03/29/24
These two are epic in so many ways, their impact on the investing community, the annual shareholders meetings, but also they idioms, anecdotes, investing lessons and principals, We’ve gathered some of our favourites here and we are going to go through them and apply them to real estate investing. If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Join the 5 Day Challenge - The Hunt For...
Published 03/26/24
The Canadian federal government will, through the Bank of Canada as agent, purchase $3.75 billion of 10-year duration Canadian Mortgage Bonds (CMBs) in a syndicated transaction. What are CMB's ( Canadian Mortgage Bonds) and MBS's (Mortgage Backed Securities) ? How the government plans on using these bonds  Foreign capital leaves Canada and we are almost at 41 million people  If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or...
Published 03/22/24
A recent report from Abacus Data that measured The Canadian Public Outlook for the Rest of 2024: Housing, Personal Finances and let me tell you some of it is not so pretty 15 cities in Canada had 50 per cent of list prices at more than $1 million, we go through the list.  If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Join the 5 Day Challenge - The Hunt For The Best Investment...
Published 03/19/24
New affordable housing developments in British Columbia, the only catch they are 330 sqft and still very expensive $1,600 for the equivalent of 2 parking spots   Ontario contractors expectations for 2024 - for labour, technology, their concerns and general outlook Toronto smashing its housing construction targets by 51% and As a reward, Ontario is giving the city $114 million in funding.  If you have any questions for the show or want to work with Nick and Dan please reach out to them on...
Published 03/15/24
In this jam packed news episode we cover, Mortgage delinquencies & business insolvencies Should municipalities be able to compel builders to use land?  construction and development report with some surprising numbers.  a list of places across Canada that have major incentives for you to move there, including selling properties for only a dollar, Dan shares a story the newest page on the Financial Consumer Agency of Canada, otherwise known as FCAC’s website titled - Paying your mortgage...
Published 03/12/24
We go over the top buyers markets in the country, but we also look at what determines a buyers market, a sellers market and if its a good time to buy real estate in any of these markets, Buyers and sellers market  Sales to new listings ratio & months of inventory  In depth looks at the top 25 buyers markets  If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Sign up for our...
Published 03/08/24
We dive into the recent CMHC rental market report,  Supply & demand metrics in all major markets  Which cities have the highest arrears  Where has rent risen the fastest and vacancy rates across the country  The purpose built rental market vs the condo market If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Join the 5 Day Challenge - The Hunt For The Best Investment Property In...
Published 03/05/24
We are joined by by author & journalist Gregor Craigie to discuss his book and reasearch, Our Crumbling Foundation: How we solve Canadas housing crisis. Late stage housing cycle  The human cost of housing  Its going to get worse for the next few years  Follow Gregor on Twitter @GregorCraigie  Purchase Our Crumbling Foundation If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to...
Published 03/01/24
Real estate rent and home prices are forcing Canadians into doing some crazy things  People are living in a hotel instead renting, because its cheaper Canadians are travelling across provinces just to be able to make do  Is living on a cruise ship actually cheaper than rent? If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Join the 5 Day Challenge - The Hunt For The Best Investment...
Published 02/27/24
HSBC is in trouble again, this time with mortgage fraud - half a billion dollars worth.  Whats going on with the banks & the bad loans New FINTRAC regulations for Anti Money Laundering for brokers & developers Are rate cuts off the table? - Canada’s job numbers vs Inflation & whats next  If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Join the 5 Day Challenge - The Hunt...
Published 02/23/24
In today's environment, there are numerous obstacles to new commercial real estate development opportunities. These include escalating borrowing rates, stricter banking regulations, increasing insurance costs, and geopolitical risks, among others. Additionally, a significant constraint to development is the rising cost of construction. Key building materials like concrete and structural steel have gone up by 55% and 53% respectively since Q1 2020 We have a massive skilled trades shortage,...
Published 02/20/24
The only certain things is life - Death & Taxes - we are going to be talking about all things property taxes, what you need to know about them, why they exist, what they are based off of , how to pay them and more sale, cost & income approach the highest & lowest areas for taxes why taxes matter to investors  If you have any questions for the show or want to work with Nick and Dan please reach out to them on social media or send an email to [email protected] Sign up for...
Published 02/16/24
We do a deep dive into the absolute mess that has become student rentals and what the future of this profitable investment vehicle is,  Ontario colleges increased enrolment on average 240%, with some growing in the thousands of % Queens University has a major deficit and is reliant upon international student  RCFI Let universities be part of the solution to Canada’s housing crisis   If you have any questions for the show or want to work with Nick and Dan please reach out to them on...
Published 02/13/24