Episodes
In this episode of the Daily Drop podcast, Megan shares 5 effective strategies for saving money and points on accommodations during long-term travel. Using her recent Europe adventure as an example. Just like you have a cash budget, you might find yourself with a points budget too! From being strategic with credit card benefits to newly dubbed “hotel positioning”. Each tip is designed to help travelers make the most of their travel budget while enjoying unique experiences!Resources:Check Out ...
Published 10/03/24
**CORRECTION ON THE ROSEATE HOTEL NOT SMALL LUXURY HOTELS - IT’S MR. & MRS. SMITH** This week join Megan for a redemption spotlight on traveling to (and from) the UK. We'll cover routes to keep in mind, all things taxes and fees, if there's any way to avoid UK taxes and fees, best redemption spots for flights and hotels. Mistakes episode (about companion seats): https://podcast.dailydrop.com/2253039/episodes/14770496-mistakes-we-ve-made-along-the-way Virgin Companion Seats:...
Published 09/25/24
Published 09/25/24
Join us this week for Mike’s take on justifying the annual fee on the Gold Card. He’ll share his thoughts on some of the newly released benefits. Plus breakdown how to make sense of an annual fee! Our take on the card here: https://www.dailydrop.com/credit-cards/american-express-gold-card Keep Up With Daily Drop: Read the newsletter: https://www.dailydrop.com Join the Lounge: https://www.facebook.com/groups/dailydroplounge Check out our top cards: https://dailydrop.com/pages/our-to...
Published 09/19/24
In this episode, Megan discusses the ThankYou points currency used by Citi branded cards. She shares the cards that you can earn ThankYou points on, including if cash back cards can help you earn travel, notable rules, 2 player mode, and more.Written Guide on Citi: https://www.dailydrop.com/pages/daily-drop-s-guide-to-citi-thankyou-r-rewards Keep Up With Daily Drop: Read the newsletter: https://www.dailydrop.com Join the Lounge: https://www.facebook.com/groups/dailydroplounge Check out ...
Published 09/11/24
In this episode, Mike lets you in on a secret Marriott credit card 👀 Which is 🥁 The Ritz-Carlton credit card from Chase.He explains how you can get this card, the Marriott benefits it comes with, and how to justifying this taking up space in your wallet. Keep Up With Daily Drop: Read the newsletter: https://www.dailydrop.com Join the Lounge: https://www.facebook.com/groups/dailydroplounge Check out our top cards: https://dailydrop.com/pages/our-top-credit-cards Follow along on Instagram...
Published 09/05/24
In this episode, Megan discusses the benefits of business cards for earning miles and points. You’ll learn why you should care about business cards, how you can apply now, and what cards you should keep your eye on next!UR breakdown episode: https://www.buzzsprout.com/2253039/14595367 Chase Ink Business Preferred: https://www.dailydrop.com/credit-cards/ink-business-preferred-credit-card Chase Ink Unlimited: https://www.dailydrop.com/credit-cards/ink-business-unlimited-credit-card&nb...
Published 08/28/24
In this episode, Megan provides an overview of the Delta SkyMiles program and shares tips on how to maximize Delta miles. She discusses the reasons why people criticize Delta and highlights the benefits of flying with Delta.*correction* transferring Delta miles from Amex is 0.0006 Check out Delta cards here: https://www.dailydrop.com/ranked-credit-cards/delta-airlines-cards Written Guide To Delta here: https://www.dailydrop.com/pages/%20daily-drop-s-guide-to-delta-skymilesFlash sales mentione...
Published 08/21/24
In this episode, Mike discusses why everyone should be using Air Canada Aeroplan points to travel. He highlights the value of Aeroplan even for US residents who don't travel to Canada or fly on Air Canada. Keep Up With Daily Drop: Read the newsletter: https://www.dailydrop.com Join the Lounge: https://www.facebook.com/groups/dailydroplounge Check out our top cards: https://dailydrop.com/pages/our-top-credit-cards Follow along on Instagram: https://www.instagram.com/dailydrop/ Prefer a v...
Published 08/15/24
In this episode, Mike discusses the concept of opportunity cost in points and miles and makes a case for cash back over points. He explores various examples to illustrate the opportunity cost of earning points and emphasizes the importance of understanding the true cost of using points. Keep Up With Daily Drop: Read the newsletter: https://www.dailydrop.com Join the Lounge: https://www.facebook.com/groups/dailydroplounge Check out our top cards: https://dailydrop.com/pages/our-top-credi...
Published 08/07/24
*One clarification I didn’t make super clear in the episode - the Spark cards earn Spark miles but you can combine Spark and Venture miles into one accountVenture Card: https://www.dailydrop.com/credit-cards/capital-one-venture-rewards-credit-cardIn this episode, Megan dives deep into Capital One's Venture Miles program. She discusses the different cards that earn Venture Miles, the rules and restrictions for earning and redeeming these miles, and the standout features of the program. Megan a...
Published 07/31/24
In this episode, Mike shares his personal experience with travel insurance and how it saved him thousands of dollars when he had to undergo surgery while traveling. He explains the differences between medical insurance and trip-related insurance. He also mentions the limitations of insurance coverage based on what you’re paying for on the card and the need for supplemental insurance in certain situations. Check out the written version of Mike’s Insurance Process: https://www.dailydrop.co...
Published 06/14/24
In this episode, we’re joined by the founder of Daily Drop and one half of Kara and Nate on YouTube, Nate Buchanan. He shares his journey from saving two million points to owning a Miles and Points company. He discusses how he got started in the Miles and Points game, the strategies he used to earn points, and how his redemption strategies have evolved over time. Plus, he answers a few questions from the Daily Drop audience!Check out the Chase Sapphire Preferred Card elevated offer here: http...
Published 05/22/24
In this episode, Mike and Megan discuss creative ways to use Chase Ultimate Rewards Points. They share personal examples of how they have used these points to book flights and hotels at incredible value. They highlight the flexibility and high value of Chase Ultimate Rewards Points, particularly when used with transfer partners like United and Virgin Atlantic. They also emphasize the benefits of the Chase Sapphire Preferred and Chase Sapphire Reserve cards, which currently have elevated welco...
Published 05/08/24
In this episode, Mike answers one of our most common questions around here. He discusses how he justifies holding credit cards with high annual fees, using the Chase Sapphire Reserve as an example. Check out the Chase Sapphire Preferred Card here: https://www.dailydrop.com/credit-cards/chase-sapphire-reserve Keep Up With Daily Drop: Read the newsletter: https://www.dailydrop.com Join the Lounge: https://www.facebook.com/groups/dailydroplounge Check out our top cards: https://dailyd...
Published 04/19/24
In this episode, Megan dives deep into American Express Membership Rewards points. She explains the rules and limitations of American Express cards, the cards that earn Membership Rewards points, and how to earn additional points through Rakuten. Megan also discusses some secrets to earn more MR points. Enjoy! Resources: Favorite Amex MR earning cards: https://www.dailydrop.com/credit-card-issuers/american-express Rakuten + Amex:...
Published 04/03/24
In this episode, Mike and Megan are joined by Brendan from the Daily Drop Youtube channel to talk all about their mistakes. They cover topics such as booking upgraded hotel rooms with points, accidentally using the wrong free night award, using points for poor value, analysis paralysis in redemption, forgetting visa requirements, and passport expiration drama. Plus everyone learns a new hack that ends up saving Brendan thousands of miles on an upcoming trip!  Resources: Virgin Companion Pass...
Published 03/27/24
In this episode, Mike discusses the major shakeup in the points and miles world, with Bilt Rewards adding Alaska Airlines as a transfer partner and why you should care about this! Resources: The Bilt Card: https://www.dailydrop.com/credit-cards/bilt-mastercard  Episode Time Stamps: 01:24 Changes to Alaska Airlines loyalty program 05:09 Introduction of new award charts 06:36 New sweet spots and improved pricing 10:38 Free stopovers in partner airline hubs 12:22 Future ability to combine...
Published 03/20/24
In this very fun episode, we give you the recording of our speech that we hosted live at the Travel and Adventure Show Atlanta 2024. Megan and Mike talk you through how we visited over 50 countries last year thanks to the magic of miles and points! Resources: Slides: https://bit.ly/tasslidesdd YouTube version of this ep: https://youtu.be/XjRpjlHZYKo Free gift as mentioned at the start - Miles and Points 101: https://www.dailydrop.com/course-videos/what-are-miles-points  Episode Time...
Published 03/13/24
In this episode, Megan provides an ultimate guide to Chase Ultimate Rewards. She explains what Ultimate Rewards are, how to earn them, and why people are kind of obsessed with them. She also explores the different cards that earn Ultimate Rewards and how to build a points family. Megan covers redemption options through the Chase portal and transfer partners, and more! Resources: Written guide to Chase Ultimate Rewards:...
Published 02/29/24
In this episode, we are joined by Megan, Mike, and Tiffany to chat about what's in our wallets and why?! We answer questions like what's one card we frequently reach for? What's a favorite co branded card we have? What's our strategy for choosing our next card? And we answer some questions from you! Resources from this episode: Top Cards: https://www.dailydrop.com/credit-cards 2 Player Mode article: https://www.dailydrop.com/pages/miles-and-points-in-two-player-mode 2 Player Mode episode:...
Published 02/22/24
In this episode, Mike discusses fifth freedom flights and their travel hacking implications. He highlights several airlines that operate fifth freedom routes, including Emirates, Singapore Airlines, Air France, Gulf Air, and Ethiopian Airlines.  Resources: Weekend Round Up Newsletter: https://newsletter.dailydrop.com/forms/d7b781f6-5522-40bb-a818-f7cf9810662f  Episode Time Stamps: 01:33 Introduction to Fifth Freedom Flights 03:13 Emirates Fifth Freedom Routes 05:52 Singapore Airlines Fifth...
Published 02/14/24
In this episode, Mike and Megan (are back 🎉) discuss several exciting credit card offers. Who gets the spotlight… Southwest, World of Hyatt, Marriott, Capital One, and United. Resources: All elevated offers Here: https://www.dailydrop.com/ranked-credit-cards/increased-welcome-offers  Southwest specific bonuses here: https://www.dailydrop.com/ranked-credit-cards/southwest-airlines-cards? Southwest Card Head to Head Episode: https://podcast.dailydrop.com/2253039/13884478  Episode Time...
Published 02/07/24
In this episode, Megan discusses the importance of award search tools and shares six award search tools, 3 for flights and 3 for hotels. The question "How do I find award bookings?!" comes up a lot around here and these are tools to add to your search toolkit!  Resources: Seats.aero: https://bit.ly/ddseatsaero  Points Yeah: https://bit.ly/ddpointsyeah  Seat Spy: https://bit.ly/3SEVV66  Guide with tutorials: https://bit.ly/ddfreesearchtools Max My Point: https://bit.ly/ddmaxmypointtry  Awayz:...
Published 01/31/24
In this episode, Mike discusses credit scores and credit card statements. He explains the components of a credit score, including payment history, utilization, average credit length, new credit, and credit mix. Episode Time Stamps: 00:00 Intro and the basics 00:57 Components of a Credit Score 02:21 Payment History and Utilization 02:49 Average Credit Length and New Credit 04:17 Credit Mix 04:46 Understanding Credit Card Statements 06:38 Payment Due Date and Interest 07:34 Importance of Making...
Published 01/24/24