Financial Performance: Strong Revenue Growth: Affirm achieved significant revenue growth, with total revenue increasing 41% year-over-year to $698.5 million. This was driven by a 29% increase in network revenue, fueled by a 35% growth in Gross Merchandise Volume (GMV). Interest Income Growth: Interest income rose by 44% to $377.1 million, reflecting the company's expanding loan portfolio. Reduced Net Loss: Despite continued investments in growth initiatives, Affirm's net loss narrowed by 42% to $100.2 million. Key Operational Metrics: Growing Active Consumer Base: Affirm's active consumer base expanded by 15% year-over-year to reach 19.5 million, demonstrating the platform's increasing consumer appeal and engagement. Increased Transactions per Active Consumer: The average number of transactions per active consumer surged by 25% to 5.1, reflecting strong consumer retention and engagement. Affirm Card Adoption: The Affirm Card played a key role in driving transaction growth, accounting for approximately 11% of total transactions, up from 6% in the prior year. Strategic Developments: Expanding Funding Relationships: Affirm continues to diversify its funding sources to support platform growth. The company has warehouse facilities, securitization trusts, forward flow arrangements, and bank partnerships in place. Strategic Partnership with Amazon: Amendments to existing agreements with Amazon highlight the ongoing strength of this partnership. Affirm expanded its offerings to include financing for Amazon Business customers, further deepening its integration with the Amazon ecosystem. Robust Risk Management: Affirm remains committed to responsible lending practices, utilizing its proprietary underwriting models and credit risk management program to mitigate potential losses. The company also has loan modification programs in place to assist borrowers facing financial difficulties.