Rob Gardner is the CEO and Co-Founder of Rebalance Earth, which redirects the flow of capital to protect and restore nature at scale, He was a guest on this podcast in 2021, and that show is available here.  He has recently written a book with the title FR££DOM, which advocates three money moves to transform your finances. EARN IT, KEEP IT, GROW IT. This is just one part of his career-long mission to further financial literacy, education and investing for a world worth living in.  This podcast is mainly focused on the book FR££DOM, which is designed as a toolkit for young people to enjoy financial freedom.  We talk about the different attitudes to money and different needs as well as the shifting priorities of generations – e.g. the current young generation seeking to own less and experience more.  On the topic of saving, we discuss how most people are not wired to save and the rise of credit – such as Buy Now Pay Later Schemes. We move then to discuss previous economic crises/property market crashes and what they teach us in terms of fiscal discipline and then discuss the two chapters in the book dedicated to digital assets and crypto currencies. This podcast is kindly supported by GCM Grosvenor. GCM Grosvenor is a global alternative asset management firm with a longstanding commitment to supporting small, emerging, and diverse investment managers. For over 30 years, the firm has developed expertise in funding and guiding these managers as part of its broader activity across alternative investments.  With over $20 billion in AUM dedicated to small and emerging managers and $16 billion in AUM dedicated to diverse managers, GCM Grosvenor leverages its experienced team, broad network, and proprietary sourcing capabilities to support their success. Through the Small, Emerging, and Diverse Manager Program, the firm creates opportunities for investors to access a wide range of talent while seeking to drive strong returns and impact. For more information, visit www.gcmgrosvenor.com.