Welcome to Episode 11 of The Financial Freedom Podcast, proudly sponsored by Property Filter! In this in-depth technical session, hosts Phil Bygrave and Timothy Witt continue their Build Better series with a comprehensive look at creating and managing effective build budgets for HMOs. Tim takes us step by step through his proven budgeting methods, from developing a detailed scope of works to understanding the intricacies of demolition, structural work, first and second fix stages, and...

Welcome to Episode 10 of The Financial Freedom Podcast, sponsored by Property Cutter! In this inspiring episode, hosts Phil Bygrave and Timothy Witt sit down with Ashley and Pippa, two ambitious property investors with unique backgrounds that add dimension to their journey toward financial independence. From Ashley’s early days as an opera singer to their joint success in high-yield properties, we explore how diverse life experiences contribute to financial resilience and success in property....

In Episode 9 of The Financial Freedom Podcast, we continue our Build Better series with a deep dive into the tender process for property developments. Co-host Tim Witt, an experienced project manager, shares invaluable insights on how to issue tenders, engage the right builders, and finalize contracts effectively. Learn how to structure a comprehensive tender, compare bids fairly, handle variations, and manage the transition from tender to on-site work. Whether you're a seasoned...

Welcome to Episode 8 of The Financial Freedom Podcast, sponsored by Property Filter. In this episode, hosts Phil Bygrave and Timothy Witt open the season with an honest conversation about Phil’s journey from corporate life to building financial independence through property investment. Phil shares his experiences launching multiple businesses, learning from failure, and managing risk in the property world. He discusses the realities of running a lettings agency and growing a property...

Episode 7: Finance, The Game of Two Halves Pt.2 Welcome to Episode 7 The Financial Freedom Podcast,sponsored by Property Filter! We dive into one of the most crucial aspects of property development. In this episode, hosts Phil Bygrave and Timothy Witt explores the steps to ensure that your valuation aligns with your exit strategy, whether you're working on an HMO, a new build, or a commercial conversion. We cover the importance of working with an experienced broker, understanding the...

Welcome to Episode 6 of The Financial Freedom Podcast, sponsored by Property Filter! In this episode, hosts Phil Bygrave and Timothy Witt dive deep into one of the most critical topics in property development—finance. Titled "Finance, The Game of Two Halves," this episode is the first in a two-part series where we explore how to fund your property projects from start to finish.  Phil and Tim break down the "two halves" of property finance. The first half? Securing the funds to purchase and...

Welcome to Episode 5 of The Financial Freedom Podcast, proudly sponsored by Property Filter! In this episode, hosts Phil Bygrave and Timothy Witt chat with Stephane Tchamdjou Yossa, whose journey spans from Cameroon to Edinburgh, with strategic investments in Manchester. Stephane's story is one of resilience and smart investing. From his beginnings in Cameroon to excelling in IT consulting in the UK, and now making his mark in property investment, Stephane shares how he's building financial...

Welcome to Episode 4 of The Financial Freedom Podcast, proudly sponsored by Property Portfolio Building & Property Filter! In this episode, hosts Phil Bygrave and Timothy Witt delve into one of the most critical aspects of property development—location. As the saying goes, the only thing you can't change about a property is where it is. In this episode, Phil and Tim explore why location is paramount in property investment and development. They discuss how population growth, local...

They say age is just a number, and qualifications? Well, they don’t always matter! 💡 In our latest episode, we dive deep into the incredible journey of Finn—a 20-year-old who's already financially free!   It’s a common misconception that success requires you to excel in every area of life, but Finn’s story proves otherwise. Shy, humble, and doing just the bare minimum at school, Finn didn't follow the traditional route of university. Instead, he ventured into the world of entrepreneurship,...

Welcome to the second episode of The Financial Freedom Podcast, proudly sponsored by Property Portfolio Building & Property Filter! In this episode, we delve into the critical aspects of property development that every SME landlord and developer must understand.   Join host Phil Bygrave and co-host Timothy Witt as they break down the essential components of space, lights, and rights. This episode is packed with valuable insights into National Space Standards, the importance of natural...

Welcome to the premiere episode of The Financial Freedom Podcast, sponsored by Property Portfolio Building & Property Filter! Join us as we explore strategies for achieving financial freedom through strategic property investment. In this first episode, host Phil Bygrave sits down with co-host Tim Witt for an in-depth conversation that is sure to inspire and educate. Tim shares his journey of running a successful property business while balancing the joys and challenges of raising two...