Joining Toby on the latest episode of FinTech Focus TV is Peer Joost, CEO & Managing Director and Stephan Von Massenbach, CRO & Managing Director of Digitec. Peer and Stephan highlight Digitec's four-decade journey from a hardware startup to a fintech innovator, emphasising its evolution into a software powerhouse with the d3 platform.  The pair discuss the company's ongoing transformation, including a shift to SaaS and a focus on data-driven solutions, underscoring its adaptability and forward-thinking approach in the fintech landscape. As they delve into the intricacies of FX swaps and forward pricing, they highlight Digitec's integral role in enabling banks to manage risk and enhance operational efficiency. This episode not only celebrates Digitec's storied past but also looks forward to its ambitious vision for the future, including further automation and the adoption of SaaS, ensuring its legacy continues to thrive in the FinTech space.