Sometimes, a minor conversation lights a spark and makes me want to know more about a person. This was the case with today’s guest Zoe. She emailed me a question, which I answered, but what got me interested was how financially assured this recently retired woman from Christchurch was as she actually begins to live off New Zealand superannuation plus the investments she has built up. The thing was, though, it was only more recently that she began to feel more financially confident as she only really started to pay attention to her pūtea (money) when she was in her late 50s, proving that it’s never too late to take control of your finances.