Reviews
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“Thanks Ruth, I love listening to the episodes and get excited when a new one comes out. I love listening to other people’s journeys around money - it’s inspiring 😊”
Nakita P via Apple Podcasts ·
New Zealand ·
03/27/24
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“Thank you so much for making this podcast Ruth. The stories are so varied and interesting and I love the diverse range of people you interview. It's utterly fascinating learning how people manage their money and what goals they are working towards. You've got a soothing voice and lovely...”Read full review »
Mommashellsnz via Apple Podcasts ·
New Zealand ·
02/09/24
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“Absolutely love this podcast. It’s been so inspiring listening to on my commutes and even my daughter is picking up some things and asking questions. I might have to book in a phone chat one day to get some direction.”
Karina Wood via Apple Podcasts ·
New Zealand ·
07/24/23
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“Relatable, grounding and inspiring!”
Nancyska33 via Apple Podcasts ·
New Zealand ·
07/18/23
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“I love listening to Happy Saver podcasts and share them with family and friends to benefit & enjoy too. Ruth retells these amazing kiwi’s financial journeys so well and I’m always inspired and motivated each time I listen in. Thank you!”
ShellBL via Apple Podcasts ·
New Zealand ·
03/26/23
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“Listening to her lovely, positive voice has been a good intro. Learning stories from NZ & revisiting our own thinking around money. Some great open sharing of other places to find information which is appreciated.”
MountainTeam via Apple Podcasts ·
New Zealand ·
02/28/23
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“I really enjoy this podcast and hearing lots of different stories, very relatable being NZ based”
isoka22 via Apple Podcasts ·
New Zealand ·
01/14/23
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“I’m originally from NZ but have lived most of my life in the US. This is an excellent resource to learn about personal finance from a Kiwi perspective. So down to earth and realistic!
Most of the US personal finance content has this undertone of “get all you can!” This podcast tells stories of...”Read full review »
T$unami Papi via Apple Podcasts ·
United States of America ·
12/21/22
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“Awesome use of Te Reo! So cool hearing te reo being used in these types of podcasts.”
TRL03 via Apple Podcasts ·
New Zealand ·
10/23/22
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“I stumbled across this podcast by accident and I’m so glad I did. Ruth is friendly and her podcast is so approachable and informative without being overwhelming. Highly recommend listening to this podcast if you’re interested in personal finance. Thank you for a brilliant podcast Ruth!”
VOWife via Apple Podcasts ·
New Zealand ·
10/18/22
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“I used to listen to The Happy Saver with enthusiasm and eagerness. However Ruth seems to have taken a nasty turn. She seems to be pushing her own agenda instead of embracing what works for them. On top of this she advocates paying off your student loan and securing a place to live first. Horrible...”Read full review »
Roxyross2 via Apple Podcasts ·
New Zealand ·
10/16/22
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“I’m so glad I found this podcast, Ruth does such a great job at making space to talk about money and sharing people stories. Highly recommend listening 👍”
nat.tee.cee via Apple Podcasts ·
New Zealand ·
10/06/22
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“I love story time with Ruth, this is one of those pods I always listen to the first day they’re released. I’m an Aussie but find a lot of it relatable still”
Brawsome via Apple Podcasts ·
Australia ·
08/10/22
“This podcast is so great! It is extremely well produced and excellent for us kiwis (but still relevant to anyone). I love that she includes a wide variety of money stories and commentary on mistakes, lessons learned, and resources in an easy to digest, uplifting format. Highly recommended!”
missyreviewsstuff via Apple Podcasts ·
New Zealand ·
08/10/22
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“Great stories on this podcast with some really nice financial literacy titbits. Ruth does an excellent job of exploring the interesting details and choices people have made with their money.”
y'mamma via Apple Podcasts ·
United States of America ·
07/28/22
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“I love listening to Ruth sharing the stories of other Kiwis. Love learning about people’s different journeys and how they’ve turned their financial lives around. I find this podcast hugely helpful for my own journey and listening to Ruth feels like hanging out with a great friend!”
anodub via Apple Podcasts ·
New Zealand ·
07/27/22
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“I love these podcasts. They always increase my motivation to do better and give me really helpful tips to remember. Thank you Happy Saver, being a single mum working part time, it’s hard slog sometimes but these podcasts show me that nothing is too hard to get past :)”
MoniMumP via Apple Podcasts ·
New Zealand ·
07/01/22
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“One of my favourite podcasts. I have learnt so much and it inspires me to sort out my own finances”
misskucysladybug via Apple Podcasts ·
New Zealand ·
05/30/22
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“Really enjoy the NZ based real life stories. So interesting and presented so well. Have learnt heaps!! Thanks Ruth! 😁”
BidMac via Apple Podcasts ·
New Zealand ·
05/19/22
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“I love listening to Ruth’s podcasts. She genuinely cares about improving the financial well-being of other New Zealanders and I like how her strong values underpin the story she tells.”
Christel - The Money Journey via Apple Podcasts ·
New Zealand ·
04/28/22
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“I just found Happy Saver this year (2022) and I really enjoy listening and learning. I have found each episode has something I need to know to help in my financial journey. Highly recommend this podcast.”
Honeymoney Brooke via Apple Podcasts ·
New Zealand ·
04/10/22
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“When will you be back?”
miss fastidious via Apple Podcasts ·
New Zealand ·
04/10/22
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“Love the stories, love Ruth’s style. Thankyou for this show!”
building mojo via Apple Podcasts ·
Australia ·
12/17/21
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“Although I’m an Ozzie this is such a relatable podcast. Real life people who are turning their lives round brilliantly presented by Ruth. So inspiring.”
Imega3 via Apple Podcasts ·
Australia ·
09/24/21
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“I have been listening to Ruth’s podcasts now for a few weeks and BOY it has really made me start to think about our finances. Your a fabulous host/interviewer so easy to listen to. Thanks for sharing your own and other people’s journeys to becoming debt free!! Hopefully one day we will be, with...”Read full review »
Renee fitness via Apple Podcasts ·
New Zealand ·
09/14/21
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“It’s so great to listen to a money/investing podcast that is NZ based. Ruth you are so knowledgeable and easy to listen to. I love hearing the real life stories. I highly recommend this podcast!”
TraceG888 via Apple Podcasts ·
New Zealand ·
09/12/21
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“Loving this kiwi podcast. I take something away from each episode giving me new knowledge, tips, ideas and confidence to make my own money changes! Thank you.”
Hillcrest Saver via Apple Podcasts ·
New Zealand ·
06/06/21
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“It's so great to have a NZ view on finance. I’ve been listening for over 2 years now and can’t wait for each new set of podcasts to come out. Relatable stories with something for everyone. Thanks Ruth!”Read full review »
Ain't broke don't fix it! via Apple Podcasts ·
New Zealand ·
04/29/21
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“Great podcast! It gave me lots to think about.”
Banny2013 via Apple Podcasts ·
Australia ·
04/27/21
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“I have listened to every podcast and strongly recommend. You started me on my own personal finance journey in the most kind and authentic manner!”
braeburn-18 via Apple Podcasts ·
New Zealand ·
04/23/21
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“I am so grateful for Ruth and this podcast!! It has helped me turn my finances around! Great, sound, important advice and information about money in an easy to understand package! I wish I had found this years ago!!”
Happily Saving Niw via Apple Podcasts ·
New Zealand ·
04/15/21
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“Compassionate and delightful. I love listening in!”
derby_and_all via Apple Podcasts ·
Canada ·
03/31/21
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“This pod cast has completely changed the way I look at my personal finance, and I am smashing goals !
Can’t wait to listen to more!!”
earlgrey11 via Apple Podcasts ·
Australia ·
02/18/21
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“I am listening from the little red dot in Asia. Chanced upon your show while looking for a podcast on personal finance. What I enjoy about your show - stories of regular people are relatable. Struggles are lessons by themselves. You are also very witty with your comments. Hope you make more...”Read full review »
Polgas via Apple Podcasts ·
Singapore ·
11/22/20
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“This podcast is a breath of fresh air and a welcome NZ guide to financial independence. We are currently undergoing a revelation as we discover this new world of FI and the Happy Saver is helping guide us and provide relatable stories. Keep it up!”
T-Dhog via Apple Podcasts ·
New Zealand ·
10/13/20
“This is such a fantastic podcast that shares other kiwis personal financial journeys. I would highly recommend that all kiwis listen to it! Thank you so much Ruth for opening up this usually very secretive part of our lives.”
k8mackiwi via Apple Podcasts ·
New Zealand ·
10/03/20
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“So great to have a New Zealand based finance podcast. Great to listen to on my long runs. Keep up the awesome work.
John from Bulls”
Save-a-bull via Apple Podcasts ·
New Zealand ·
10/03/20
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“On a personal financial challenging journey at the moment and this podcast has been inspiring and motivating with great advice especially for me.”
liszon via Apple Podcasts ·
New Zealand ·
09/03/20
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“Love love this podcast! Ruth is a great storyteller and does a great job narrating the couples she interviewed.”
2boysinsinga via Apple Podcasts ·
United States of America ·
07/18/20
“Ruth has such a kind and caring personality and her wisdom on finances are truly outstanding. Be sure to have a listen to her episode ‘A Debt Free Birthday’! It’s a winner.”
Raymond - Podcast Connection via Apple Podcasts ·
South Africa ·
07/10/20
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“I love hearing money journeys wherever the person is based and Ruth is an amazing story teller. When I first found her podcast and started listening I thought, “this is a long intro, when’s the interviewee coming on” but they never did and I’ve come to really enjoy the format. It works. Well done...”Read full review »
Miss HKP via Apple Podcasts ·
Great Britain ·
07/05/20
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“Great to hear stories from all sorts of backgrounds. Shows it doesn’t matter how much you earn. It’s what you do with what you have that makes the difference”
Echosierrakiloyanky via Apple Podcasts ·
New Zealand ·
06/16/20
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“Fascinating listening! The host shares other people’s financial histories and plans at a great pace.”
32653265 via Apple Podcasts ·
Australia ·
06/02/20
“I love this podcast - 100% relevant to the financial climate in NZ - a must for anyone interested in making better decisions with money.”
Shells NZ via Apple Podcasts ·
New Zealand ·
05/28/20
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“This is a fabulous podcast to listen to - with great advice! I’m so pleased my sister put me on to this.”
Queenstown Quarantine via Apple Podcasts ·
Australia ·
05/13/20
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“This podcast is one I can listen to and find lots of situations that are relevant to me. Her voice is very calming and steady and i like her generous tone. I feel supported from this podcast! Amazing, please keep it up”
App1453 via Apple Podcasts ·
New Zealand ·
04/26/20
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“Well structured podcasts with fantastic content. Highly recommend.”
SamS0n77 via Apple Podcasts ·
New Zealand ·
04/23/20
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“I love listening in, great information and great to hear people’s path ways.
Helped make changes to my situation.
10/10”
Weeace via Apple Podcasts ·
New Zealand ·
04/18/20
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“I’ve learned so much listening to these podcasts, about investment, saving, KiwiSaver etc. it’s hard to find good finance info tailored to NZ, so I was glad to come across this podcast.”
Superleeni via Apple Podcasts ·
New Zealand ·
04/15/20
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