Snag Our Signature Budget Template! Hey there Budget Besties! Today, we're unpacking the secrets to being bougie on a budget! We're going to tell you how you can feel good about spending AND how you can balance the needs and wants in your budget. Why You Can't Miss This Episode: Our Journey from YMCA to Financial Gurus: Hear how our casual meeting at a YMCA workout class evolved into a thriving, debt-free business that's now changing lives, including ours. Tackling Your Unique Financial...

Snag Our Signature Budget Template! Today we explore the difference between those who find success in budgeting and those who stumble, discussing the role of mindset and preparation. If you've tried budgeting before and felt it wasn't for you, this discussion might shed some light on why and how you can prepare to succeed. Key Points Discussed: Understanding Readiness: Our budget besties want to budget but struggle due to a lack of readiness. This readiness isn't just about having a...

Snag Our Signature Budget Template! Join us for a chat with Holly Logan from the "Lead with Empathy Podcast" as we delve into combining financial management with lasting generational wealth. Holly, a family nurse practitioner turned influential podcaster, shares her personal and professional experiences, focusing on how finance intersects with overall wellness. Key Highlights: Holly's Financial Journey: Holly recounts her move from healthcare to managing her husband's dental business,...

Snag Our Signature Budget Template! Today, we dive into the nitty-gritty of budgeting with a twist—real client stories and personalized strategies that make all the difference! Ready to tackle your finances with some expert advice? Let's jump in. Here's What You're In For: Demystifying the Budgeting Process: Ever feel like budgeting is just a series of endless tweaks? Well, you're not alone. We're breaking down the iterative nature of budgeting—why it's more about being adaptable than...

Snag Our Signature Budget Template! In today’s episode, we’re diving deep into a problem so many of us face: earning a decent income but still struggling to make ends meet. Why does this happen, and what can we do about it? We’re going to explore the hidden reasons behind this frustrating financial cycle and provide you with actionable strategies to turn things around. In This Episode, You'll Discover: The Illusion of Financial Stability: We unpack the psychological and practical...

Snag Our Signature Budget Template!⁠ Today, we explore the real challenges and strategic solutions that can help individuals and families not just survive, but thrive financially, regardless of how or when the money comes in. Key Highlights: Understanding Unpredictable Income: We start off by discussing the various types of income schedules people face, from daily wages to monthly salaries, and how each can significantly affect financial planning and stability. Personal Finance...

Snag Our Signature Budget Template! Today, we're diving into the essentials of setting up your budget for May. Whether you're a seasoned budgeter or just starting out, we’ve got tips and strategies to help you navigate the often tricky financial landscape of May, with its early paychecks and extra expenses. Plus, we're offering a free, downloadable budget template to make your planning easier. Early Budget Preparation: Understand why getting a jump on May’s budget is crucial, especially...

⁠Snag Our Signature Budget Template!⁠ Ever wonder why you think about money the way you do? Tune in as we dive into the world of "money baggage"—those deep-rooted beliefs and habits about money picked up from childhood that sneakily guide how you handle finances today. Key Highlights: - What is Money Baggage? It’s all those notions and habits about money you picked up while growing up, like thinking money is always scarce or that saving is the only way to be secure. These can shape your...

Snag Our Signature Budget Template! Today, we're thrilled to share the story of Veronica, a single mom and accounting technician from Nevada County who is taking bold steps to master her family budget. In This Episode: Real Challenges, Real Solutions: Veronica opens up about the financial hurdles of managing a household with an inconsistent income. Her journey is packed with practical takeaways for anyone looking to stabilize their financial life. Simplifying with a One-Page Budget:...

Join Our Group Coaching Program Now! Today we're thrilled to share some golden nuggets from our group coaching sessions, where we dive into the art of managing personal finances. We're unpacking real-life coaching scenarios that illustrate the power of thoughtful financial planning. Our aim? To give you practical tips and insights that can help you navigate your financial journey with confidence and clarity. Key Insights We Discussed: -Value-Based Spending: We're big believers in...

Start planning your next adventure with our free travel budget planner available at ⁠budgetbesties.com/travel. ⁠ In this episode, we delve into the art of planning memorable family vacations without the financial stress. Discover the joy of traveling smart, from picking destinations to handling unexpected costs, ensuring a smooth and enjoyable experience for everyone. Our hosts guide listeners through a comprehensive approach to vacation budgeting, sharing their personal tips and practical...

⁠Snag Our Signature Budget Template! In this episode we're dive deep into the life changes and financial strategies of Darlene, a resilient single mother from Canada, as she navigates through significant career and personal transformations. With a background in hairstyling and a current position in cleaning, Darlene opens up about her struggles with income, her aspirations for a brighter future, and her determination to redefine her career path. Through a live coaching call, we explore the...

⁠Snag Our Signature Budget Template!⁠ In this episode, we dive deep into the heart of budget success stories and wisdom gleaned from real-life coaching sessions. Whether you're dreaming of a debt-free life, stress-free vacations, or navigating the complexities of loan consolidation, we've got tips that will transform the way you approach your finances. Join us as we explore actionable strategies, celebrate client triumphs, and debunk common financial myths. Get ready to be inspired by tales...

⁠Snag Our Signature Budget Template!⁠ Ever wondered how to keep your lifestyle while on a budget? Look no further! In this eye-opening episode, we delve into the secrets of living 'bougie on a budget.' We explore how strategic choices, mindful spending, and financial savvy can transform your lifestyle from mundane to magnificent without the financial strain. Join us as we discuss how to make peace with your budget, eliminate guilt, and create a lifestyle that aligns with your deepest...

⁠Snag Our Signature Budget Template!⁠ Want to know the secret to setting boundaries that honor your values and commitments, empowering you to lead a more balanced and fulfilling life? In this episode, we had the pleasure of welcoming Tanya Engesether, a healthcare leader by day and a podcaster and Certified Christian life coach by night. With a rich background of 27 years in healthcare, 17 of which were in leadership roles, Tanya shares her transformative journey through leadership...

⁠Snag Our Signature Budget Template!⁠ In today's episode, we dive deep into the world of managing family finances, especially when it comes to the costs associated with kids' activities like sports, and how to efficiently systemize your business finances to better support your personal life. Whether you're struggling with the financial demands of your children's hobbies, seeking to escape the cycle of credit card dependency, or aspiring to create a seamless financial system for your...

⁠Snag Our Signature Budget Template!⁠ Hey there, budget besties! Are you ready to take control of your finances with grace and ease?Imagine each account as a beautifully labeled jar on your kitchen shelf, each one holding a different ingredient for the perfect financial recipe. If you’ve ever felt like your finances are a complex maze you can’t seem to navigate, this episode is your beacon of hope. We're diving deep into the surprisingly simple strategy that’s changing the game for savvy...

⁠Snag Our Signature Budget Template!⁠ In today’s special episode, we're taking a moment to celebrate a huge milestone in our podcast journey—reaching over 300,000 plays! This achievement is not just ours; it's a testament to the vibrant, supportive community that has grown around our podcast. Join us as we reflect on the journey, the lessons learned, and the incredible impact of financial empowerment. Highlights: A Milestone Reached: We share our excitement and a bit of the suspense...

Grab Our Free Savings Buckets Planner Here Welcome to a sparkling new episode where we dive into the glitzy world of beauty and personal care without breaking the bank. Ever wondered how you can keep looking fabulous while sticking to your budget? We’ve got the secret sauce for you: creating a Glam Up Fund! This episode is all about being bougie on a budget, and we’re here to show you exactly how to make it work. Highlights: Being Bougie on a Budget: Discover the art of looking fabulous...

⁠Snag Our Signature Budget Template!⁠ Let's get that April budget made before April showers come! Welcome back, budget besties! As March wraps up and April peeks around the corner, it's the perfect time to dive into your budget planning. If you haven't started on your April budget yet, don't worry – you're right on time. This episode is all about setting you up for success, making sure you're not just reacting to your finances but planning ahead. So, grab your calculator, and let's...

Sign Up For Group Coaching! Today, we're diving deep with relatable stories from our incredible clients - their challenges, their victories, and the monumental shifts that changed everything. 💥 Here's a sneak peek of what's in store: - 🚀 A jaw-dropping story of wiping out $12,000 in student loans in just ONE month. - ❤️ From money fights to dreamy date nights: A couple's journey to debt freedom and making decisions on their own terms, away from the noise. - 🏦 From the brink of draining...

Join Group Coaching! Today, we're diving deep into the world of debt reduction, specifically focusing on the impact of extra payments. Whether you're dealing with credit card debt, student loans, or a mortgage, understanding how your payments are applied can make a massive difference in your financial journey. In This Episode, You'll Learn: The difference between making minimum payments and extra payments. How credit card companies calculate your payments and why it's designed to keep...

Sign Up For Group Coaching! In today's episode, we tackle the concept of being "bougie on a budget." We're here to show you how to elevate your lifestyle, enjoying the finer things in life while keeping an eye on your finances. With our unique insights and strategies, you'll learn how to indulge in your desires without compromising your financial well-being. #### Key Highlights: - Embracing Bougie on a Budget: We dive into what it means to live a bougie life without overspending,...

In this heartfelt episode, we welcome Celeste, a vibrant guest from Indianapolis, who shares her relatable journey of facing financial challenges head-on. As a mom and HR professional, Celeste opens up about her struggles with debt accumulation, the allure of credit cards, and her pursuit of financial freedom. Our conversation dives deep into practical strategies for breaking the cycle of debt, the importance of mindset shifts, and how intentional budgeting can lead to life-changing results....