At some point in the life of an individual, organization or government, they will need to borrow money to fund their projects. Lending agencies will want to ensure that they are creditworthy, which their credit ratings can help determine. A credit rating can be assigned to any entity that seeks to borrow, whether it be an individual, a corporation, a state or a sovereign government. To simplify an otherwise complex issue of credit ratings is Wayne Dass, CEO of Caribbean Information & Credit Rating Services Ltd (CariCRIS). Some of what we looked at were: Which credit ratings are investment grade? The credit rating continuum What's the Difference Between Credit Ratings and Credit Scores? What are some of the things taken into account to determine credit worthiness? And lots more. Connect with Wayne Dass: Email: [email protected] Thanks for listening to The Jamaica Stock Exchange & You, a podcast of the Jamaica Stock Exchange with your host, Heneka Watkis-Porter! Send us your feedback at [email protected]  or on social media @jamstockex. In the meantime, follow this podcast on your favourite podcast app. The Jamaica Stock Exchange & You is produced by Heneka Watkis-Porter of The Entrepreneurial You podcast and now TV show aired on Business TV, you can find out more at henekawatkisporter.com  to hear leadership and entrepreneurship lessons from guests like Zachary Harding, Les Brown, Richard Branson, Marcia Forbes, Seth Godin and more. I am also on social media at Heneka Watkis-Porter. That’s all for now, see you next week! Remember, as Warren Buffet says, "Rule number one: Don’t lose money. Rule number two: Don’t forget rule number one.” --- Send in a voice message: https://anchor.fm/jamstockexpodcast/message