It's The Jamaica Stock Exchange & You Podcast, and I am your host Heneka Watkis-Porter. From banking under the mattress, to banking on Lynk, surely we have come a far way when it comes to handling our money. Today, we are making the link between Jamaica's Central Bank Digital Currency (CBDC) and Lynk. Lynk is currently the only approved wallet provider of the BOJ's CBDC and is available through the National Commercial Bank (NCB). Today, Kemoi Burke, Brand & Communications Manager,...

It's The Jamaica Stock Exchange & You Podcast, and I am your host, Heneka Watkis-Porter. Some financial moves require huge down payments at a time. Investing isn't necessarily one of those. You don't require to upfront a large sum to start. It requires that you budget for it, as it is necessary to achieve your financial goals in the time you want. Essentially, it is about paying yourself first but we all know it is easier said than done in the real world of bills and other expenses that...

It's The Jamaica Stock Exchange & You Podcast, and I am your host Heneka Watkis-Porter. More and more people are becoming comfortable with investing. It is no longer seemingly reserved for a particular sub sector of our society. With proper guidance, you can create wealth for yourself and your family and generations for years to come. This podcast is part of the knowledge-base ecosystem that is building capacity for investors: both big and small. Today, we are revisiting the topic of...

It's The Jamaica Stock Exchange & You Podcast, and I am your host, Heneka Watkis-Porter. One on One Educational Services is the Caribbean's most prominent education technology (edtech) company. Its award-winning Learning Management System (LMS) delivers personalized online, on-demand, and leading-edge learning solutions. The invitation for a subscription of 380,000,000 ordinary shares in One on One Educational Services Limited opened and closed on the same day, August 12, 2022. The...

It's The Jamaica Stock Exchange & You Podcast, and I am your host Heneka Watkis-Porter. If you are an investor, whether new or seasoned, then you know what was and still on your lips and everyone else's...it's all about DOLLA. The IPO was oversubscribed by 950%, raised a total of J$4.762 Billion and attracted 14,981 shareholders. With their latest branch now open in Portmore, we anticipate even greater things from them. Today we are in for a treat as Kadeen Mairs, Chief Executive Officer...

It's The Jamaica Stock Exchange & You Podcast, and I am your host Heneka Watkis-Porter. We live in a global village; that has several benefits. The potential to create wealth is one of them. Earlier in 2022, the JSE announced that Jamaicans would be able to trade Canadian stocks right here on the Jamaica Stock Exchange in the near future. Well, the future is now; we couldn't be happier. To tell us all about the possibilities, is Dahlia Johnson, Trader at CUMAX Wealth Management. Some of...

The Jamaica Stock Exchange and You is brought to you by CUMAX Wealth Management, "making more possible." Cable television is a system of delivering television programming to viewers via radio frequency signals transmitted through electrical cables; in more recent systems, light pulses through fibre-optic cables. You might be wondering why I am opening up with this information about cable TV on the JSE's podcast. I have a good cause. The JSE's mission is to contribute to the growth and...

It's The Jamaica Stock Exchange & You Podcast, and I am your host, Heneka Watkis-Porter. The Jamaica Stock Exchange and You is brought to you by NCB Capital Markets. A business financial statement provides a picture of its performance, financial position, and cash flows. Investors, lenders, creditors, and management use these documents to evaluate the business status. What are the most fundamental financial statements? How do we evaluate them? Taking us to school today is Ainsworth...

The Jamaica Stock Exchange and You is brought to you by CUMAX Wealth Management, "making more possible." Let’s talk about the truth! We are living in an unpredictable financial climate. But the good news is, when you learn to trade and invest in the stock market, you create a lifelong income stream that can protect your family should the unexpected happen. You might be thinking that understanding how to trade and invest in stocks is challenging, but it does not have to be complicated. To...

It's The Jamaica Stock Exchange & You Podcast, and I am your host, Heneka Watkis-Porter. The Jamaica Stock Exchange and You is brought to you by NCB Capital Markets. Deciding to secure your financial well-being is one of the most important decisions you’ll ever make. You don’t have to be a financial expert to do it. You need to know a few basics, form a plan, and be ready to stick to it. While there is no guarantee that you’ll make money from your investments, if you get the facts about...

It's The Jamaica Stock Exchange & You Podcast, and I am your host, Heneka Watkis-Porter. Over the years, there has been heightened interest in the social sector. This area delves way down, examining ways to change how members of the society think, act, cooperate and realize their potential. The Jamaica Social Stock Exchange (JSSE) comes in to play here. The JSSE is a social program driven by the JSE’s practice of Corporate Social Responsibility (CSR), in partnership with companies...

It's The Jamaica Stock Exchange & You Podcast, and I am your host, Heneka Watkis-Porter. This episode of The Jamaica Stock Exchange and You is brought to you by NCB Capital Markets.  Inflation is a general increase in the prices of goods and services in an economy. When the general price level rises, each unit of currency buys fewer goods and services, which results in a corresponding reduction in the purchasing power of money. But how does inflation affect corporate earnings and...

The Jamaica Stock Exchange and You is brought to you by CUMAX Wealth Management, "making more possible." Now more than ever, leaders must act swiftly and decisively in taking actions that will give them a winning edge as they lead their teams and organizations. In these unprecedented times, leaders must look to one of the oldest success strategies often overlooked: collaboration. Collaborating with others has proven time and time again to reap benefits that no one person can single-handedly...

You've often heard it said, you work hard for your money so it should work hard for you, essentially, optimizing your portfolio. But how do you do that? What are the factors to consider when thinking about the best investment decision possible? How do you build your portfolio to yield the maximum possible return while minimizing the amount of risk you’re willing to carry? Today, Danhai Hall, Individual Investment Advisor, joins us to help us in putting our money to work. Some of what we...

You don't have to look far to see that IPOs are increasing. Without question, we can say that it will take more than a layperson to navigate the ins and outs of the process. With multiple steps and legal hoops to jump through, having sound legal advice as you go through the process is paramount. Today we are in for a treat as Managing Partner, MH&Co Attorneys-At-Law, to take us through the legal considerations to be made when a company decides to go public. Some of what we looked at...

According to cgma.org, “Enterprise risk management (ERM) is the process of identifying and methodically addressing the potential events that represent risks to achieving strategic objectives or opportunities to gain competitive advantage. Risk management is an essential element of any organisation's strategic management and should be embedded in the ongoing activities of the business. The fundamental elements of ERM are the assessment of significant risks and the implementation of suitable...

At some point in the life of an individual, organization or government, they will need to borrow money to fund their projects. Lending agencies will want to ensure that they are creditworthy, which their credit ratings can help determine. A credit rating can be assigned to any entity that seeks to borrow, whether it be an individual, a corporation, a state or a sovereign government. To simplify an otherwise complex issue of credit ratings is Wayne Dass, CEO of Caribbean Information &...

Regardless of where you are in your life and business, at some point, you will need to raise capital. In the past, your go-to options perhaps were getting a bank loan or speaking to your rich great, great uncle or grandfather. In today’s era, compared with say 10 years ago, with many ways to raise capital, your options are limitless. With this ease of access comes the need for more intentionality with how to use this capital that you have raised. Capital deployment decisions rank high on the...

The West has tried to alter our psyche, to make us believe that Africa is uncivilized and should not be desired. The truth has been discovered. For some of us, we have long known that this was far from being a fact. While for others still, the time has come for us to reclaim what has been robbed from us, that is our longing for identity and a sense of connection to the Motherland. What better way to establish such a connection than through wealth building. Let's contemplate how the capital...

The rental of safety deposit boxes at banks and locks on filing cabinets at the office are clear indications that much premium has always been placed on data privacy. And it is not just businesses that need to be concerned about it. Individuals too have much at stake to protect themselves from the risks that can arise when they are breaches. With the onset of the pandemic which has seen a migration of the world to the online space, it has become even more critical for us to be intentional...

Passing on any kind of asset from families down to their children or grandchildren, whether in the form of cash, investment funds, stocks and bonds, properties or even entire companies, that's generational wealth. Sounds easy right? Why then are there seemingly perpetual cycles of poverty amongst some families while others continue to thrive generation after generation? We've invited Able-Don Foote,  Principal Attorney-at-law of the Able Attorneys law firm and Founder of Astronomical Holdings...

Operating in 16 different territories, Massy is an Investment Management/Holding Company with 5 lines of business, each competing in different markets and interacting with different stakeholders.  Standing J$20.2 billion strong, Massy is the second-largest company now listed on the Jamaica Stock Exchange behind NCB Financial Group. The listing was sponsored by Barita Investments Limited as the JSE Broker. We've invited E. Gervase Warner, President & CEO at Massy Holdings Limited, to...

From Handsome Tree in Demerara, Guyana, to Spur Tree, Jamaica hails a tenacious Jamaican who has had to show his passport and driver's license to convince skeptics of his nationality. He's had several stints in the restaurant business which gave him the confidence and the experience he needed to excel as a business owner. But prior to the success, he's had to move from one relative's house to another while doing cooking demonstrations, staying in motels and reserving left-overs served at...

You've gone ahead and yielded to the advice from a Financial Advisor or even from your friends to purchase stocks because they say it is the right thing to do. The thing is, you are a newbie who is unsure as to what exactly you should do next. You have questions and...well, to give us the answers you are looking for is Dahlia Johnson, Trader, CUMAX Wealth Management. Dahlia will tell us what we should be doing after we've become shareholders in listed companies. Some of what we looked at...