How much is property costing you? Home loan borrowers are extending their mortgages to keep costs down: Investors are absorbing higher running charges with an eye on the long term prize of capital gain. This week we take a close look at refinancing and how to make it work  In today’s show we cover  *  How to speak the language of property finance (and score a better deal) *. Does downsizing actually save money?* Forecasts for the year ahead * Extending the mortgage - pros and cons  Stuart Wemyss of ProSolution Private Clients joins wealth editor James Kirby in this episode  See omnystudio.com/listener for privacy information.