There is no shortage of information about budgeting, but there is one missing piece of the puzzle that no one talks about. In this episode of The Money Podcast, Justin and Dawie discuss the importance of getting the entire family involved in the budgeting process. Not only will this help with communication in the marriage, but it will also teach great lessons to your children on how to be a great role model. If you have ever tried budgeting but didn’t get the support you needed from your...

Insurance is a grudge purchase! We pay a small fortune for something we might never even use. While none of us like paying for insurance, not having it can result in immense stress and lead to financial disaster. In this episode of The Money Podcast, Justin and Dawie will discuss the necessity of having insurance and they’ll give you a list of insurances that you absolutely cannot go without. If you don’t have any insurance, you absolutely need to listen to this advice!

With rising interest rates and higher living costs, many people are looking for side hustles to earn extra income. In this episode of The Money Podcast, Justin and Dawie talk about people's biggest mistakes when looking for side hustles. They also discuss an easy, more effective way of earning extra money by leveraging your existing skills instead of learning new skills from scratch again. This advice could save you a tremendous amount of time and effort, so take notes.

In the past, it used to be extremely difficult to invest in stocks and most of the time you had to use a broker to do it for you. Now with the likes of EasyEquities, it can be as simple as clicking a button. In this episode, Justin and Dawie discuss the pros and cons of using a broker. They discuss how fees can erode 40% of your portfolio and how to prevent it from happening to you. Finally, they give you essential questions you need to ask a broker before making use of their service.

Cryptocurrency has made many millionaires overnight, and it sounds incredibly appealing. In this episode, Justin and Dawie will give you their personal experience with Cryptocurrency and tell you their lessons after reviewing more than 600 crypto projects. They will also tell you what you need to know before you invest to avoid the mistakes so many people make.

If you plan on applying for any kind of finance in the near future, then this episode is a must-listen. Most people don’t know this but before you apply for finance, there are a few essential things you need to do first. In this episode of The Money Podcast Justin and Dawie will give you invaluable advice to protect yourself from financial stress when applying for finance. They’ll also give you a great tip that will allow you to get the best possible interest rate from your financial...

A car is more than a means of transport, for many it's a status symbol and deep reflection of personality and personal choice, all of which is coming at a massive cost. In this episode Justin and Dawie reveal how a car is one of the biggest liabilities you can purchase and how your choice of car can actually hinder your financial success. If you want to find the balance between owning a nice car and being financially successful then you need to listen to this episode of the podcast as it...

Having a good credit score not only means you get access to finance, but it also means you get the best rates and ultimately pay less for your debt. The question is what can you do to improve your credit score? Well, in this episode Justin and Dawie reveal the one trick you can use to increase your credit score by as much as 40%. And the best part is anyone can implement this simple trick. Having run one of the country's leading credit reporting platforms for more than a decade, Dawie and...

Let's face it, budgeting sucks! It's the one thing we all know we need to do, but frankly speaking it's the one thing nobody really wants to do. In this episode of The Money Podcast, Justin and Dawie share some tips and tricks on how to make budgeting fun, and how to ensure that you not only enjoy budgeting, but that it actually becomes something you look forward to. You'll learn how to create a game out of budgeting and how to make sure you stay consistent in your goals. This is a must...

Have you ditched your New Year's resolutions yet, or are you still being motivated by them? New Year's resolutions are a good starting point, but how can you move more aggressively to get your money right in 2022? In this episode, Justin and Dawie give a candid approach to setting goals and creating a plan to achieve those goals. You will learn what it means to set goals and what you need to do to make sure you take action towards those goals. If you lack motivation or if you often set goals...

If you are ready to make a change in your life and land that dream job, then you need to listen to this podcast on how to land the job of your dreams. In this episode, Justin and Dawie discuss a very alternative view on how to land the job you always dreamed of and how you can blow the competition out of the water. If you are sick and tired of sending out your CV and never getting a response, or if you are tired of going through interviews without much success, then this episode is for...

If you have been thinking about sending your child to a private school, or if you are having a hard time affording private schooling for your child, then you need to listen to this podcast. In this controversial podcast, Justin and Dawie share their thoughts and experiences on why they believe private schooling is a waste of money, and discuss some of the alternative options when it comes to educating your kids. We have been conditioned to believe that private schools offer the best education...

In this episode, we're talking about money and success, something we all aspire to but something that is often the downfall of many. Henry Ford once remarked “Money doesn’t change a person, it merely unmasks them. If a person is naturally selfish, arrogant or greedy, the money brings that out, that’s all.” Today more than ever we are surrounded by people who have the trappings of success, and you need not look any further than our political elite who have lost touch with their people in...

In this episode we're talking about Money and Friendships, the two often being described as oil and water, in that they simply do not mix well. We all have that friend who is either always asking for a loan, in debt, or very slow to bring out their wallet when you go out for drinks or dinner. There is hardly a social circle that does not have this phenomenon, and the reality is that not only can this be a major strain on a friendship, but because this is your circle of influence, it's...

In a recent survey of soon-to-be parents, 83% of respondents indicated that their two biggest fears around having kids was the health of their newborn child, and how they would afford the addition to the family. In fact, the overwhelming majority of people more concerned about the financial impact of having kids. When it comes to the financial impact of having children many couples are now waiting till later in life to establish themselves financially before having children, with many couples...

In this episode, we are talking about teaching kids about money. Every parent undoubtedly wants the best for their kids, and most parents are committed to teaching their children about money, however, it's often the lessons we don't intend to impart with our kids that have the biggest impact on them. Children learn far more from the things we do than the things we say, but often the things we say in passing are also the lessons that stick. In this episode, we want to encourage you to become...

With life expectancy on the rise thanks to better health care, disease control and less physically demanding jobs, most people now face the prospect of living longer. In this episode we are talking about living a long life, and how to plan for this financially. The problem is that whilst life expectancy is on the rise, financial planning around extended life expectancy has not quite caught up, and it is expected that in the next 50 years fewer and fewer pension plans will be able to support...

In this episode, we are talking about death and planning to die, but unlike traditional estate planning today we are talking about creating a death file. Nobody really likes to talk about death, but the fact is none of us is going to escape it, so we may as well plan for it. Unlike traditional estate planning which involves creating a will, possibly setting up a family trust and ensuring you nominate an executor for your estate, today we look at an additional element to make the transition of...

In this episode, we are talking about marriage and money - an often hotly debated topic that can certainly ruffle a few feathers. Marriage and money can often be like oil and water and in this episode, we are going to unpack what it takes to have a successful marriage around money or the lack thereof. Be warned though, this episode is certain to get some people very hot under the collar as we cut through some deep emotional issues and confront modern-day marriage and the issues related to...

In this episode, we are talking about retirement and specifically how to retire rich and happy. In the "old days", most people considered retirement a destination you reached at the end of your working life, and for most people, this has always been somewhere between the ages of 55 and 65, but things have changed a lot in the last 3 decades. Now more than ever people are retiring early, by saving and investing aggressively to obtain financial freedom and choosing to spend less time working...

In this episode, we are talking about retirement planning. It's not a sexy subject and it certainly is not the most popular subject, but that's exactly why you need to listen and pay close attention to this episode. Retirement planning is something that most people put off way into their thirties and by the time they realise they need to plan for retirement it often requires such drastic lifestyle changes that most people simply continue to ignore the disaster ahead. With our increase in life...

What do you value more: money or your health? In this episode of The Money Podcast, Justin Harrison and Dawie Bester talk about your financial health and your physical health and how these two opposing forces can work against each other. The Dalai Lama was once asked what surprised him most about humanity, and he answered "Man! Because man sacrifices his health in order to make money, and then has to sacrifice his money to recuperate his health." In this episode, Justin and Dawie talk about...

In this episode we are talking about money and influence, more specifically your own circle of influence and how this can impact your financial future. We often hear phrases like “poverty is a mindset” but what does it really mean? Can your friends and family actually make you poor, and are the people you associate with really an influence in your success or failure financially? In this episode, we answer the questions around money and influence and help you make some life-changing decisions...

In this episode of The Money Podcast, we are talking about the billionaire mindset, and specifically, the beliefs and actions that have made ordinary people become extraordinary when it comes to their financial success. Both Justin Harrison and Dawie Bester are big believers in the billionaire mindset and following this mindset up with action. In this episode, they go into detail on how you can create and foster the billionaire mindset and provide actionable tips you can start following today...

In this episode of The Money Podcast, Justin Harrison and David Bester talk about compound interest and why this is one of the secrets to generating wealth. Albert Einstein once described compound interest as the 8th wonder of the world, saying it's possibly one of the greatest inventions of mankind. In this episode, we are going to discuss how you can generate wealth using compound interest, and we'll introduce you to the Rule of 72. And if you are interested in getting Justin’s book...