Episodes
Want to know what’s actually going on with Australia’s anxiety-inducing rental crisis?   Or where the market is really heading (based on insider’s data and knowledge?!)   Well folks, we’ve got an extremely wise and exciting guest sitting on the couch today to share just this! Please welcome….  Eleanor Creagh!   She is the Senior Economist at REA Group (the brains behind realestate.com.au) and is a trusted financial commentator.   Specialising in property, financial markets and...
Published 09/29/22
Published 09/29/22
With a number of policy changes on the cards, in our third episode of “Talking Property Tax with Julia Hartman,” Ben and Julia cover… * Salary Sacrificing For Cars: How do Salary Sacrificing and Novated Leases work? Plus, how can you tell if either is beneficial for you? * Electric Vehicles – What are the changes to Federal Government’s policy and when is the best time to buy? * Private Health Insurance – Is it worth it? * QLD Land Tax Changes – How can you get around it? Together...
Published 09/25/22
Folks often believe that it isn’t possible to achieve everything they want in life.   But what if, with the right sequencing and frameworks… It was possible to tick off everything on your bucket list?!  What if you could make every investment decision a “winner”, helping you to achieve your dream lifestyle? 🤯 This is what we’re uncovering today with a real case study featuring Kevin & Bernadette (Not their real names): a young couple who are planning to achieve it all:   👉 Start a...
Published 09/22/22
To sell, or not to sell, that is the question being asked by Queensland’s property investors.    We’re back with yet another gigantic Q&A, involving one of the most contested issues in Australia’s property market: Queensland’s New Land Tax.     And as Jean, one of our listeners asks, “Is it time to sell up?!”     We’ll be revealing the realistic options that property investors have and as Bryce says, how to defeat “the monsters under the bed” when it comes to scary situations like...
Published 09/15/22
Have you ever wondered if there’s a “right” way – or smart life hack – to pay off debts?   Like is it better to pay off your investment property….before your Principal Place of Residence?! 🤔   Well folks, we have just the Q&A for you today where we tackle this very question and answer: Does this really shave off any debt?!?   At the core of this Q&A is how folks can maximise their opportunities and be money smart… From renting your home as a holiday house to transferring a...
Published 09/08/22
Inflation is at a 20-year high at 6.1% – and continuing to rise.   So how has the Reserve Bank of Australia responded in its September cash rate?   Tune in to find out and uncover if Australia’s cash hikes are set to slow down soon…or if the RBA’s new forecast reveals otherwise.  Across the globe, the inflation story continues to unfold and trade tensions between Russia and the Eurozone simmer. We see oil prices and energy suppliers shifting which leaves the question: How will it impact...
Published 09/06/22
Market sentiment is in a hairy place.  Every day costs are rising, people are worried and purse strings are being pulled tighter.   So how can you make sure you’re not leaving any money on the table?   Well, from our experience, one of the biggest “money pits” people fall into is their mortgage loans. Specifically, folks don’t know how to find – and maintain – the best rate for them.   Here’s the deal…  When folks first start with their mortgages, all the banks are jumping with great...
Published 09/01/22
Folks — full disclosure — today’s episode was NOT originally in the plan. It is, however, an issue that is so insanely important that we switched things up… Today you won’t be listening to Bryce & Ben of The Property Couch. Today you’ll be listening to Bryce interviewing Ben Kingsley as the Chair of the Property Investment Professionals of Australia (PICA) on Australia’s greatest renter’s tax ever introduced. We’re talking about Queensland’s New Land Tax.   Here’s the deal…we’ll be...
Published 08/25/22
With higher interest rates and tighter budgets on the forecast, some folks have been left wondering…  “How does lifting interest rates – when everything is already so expensive – actually help with inflation??”  And for today’s episode – what do interest rates and inflation have to broccoli and property?!    To answer this, we’re holding a special 101-crash course in inflation to explain why the Reserve Bank of Australia has taken its course of action and Ben dovetails it all together to...
Published 08/18/22
Continuing from last week’s episode, we’re back with PART 2 of Do You Need a Buyers Agent in Today’s Market?   As we’ve said since our earliest podcast episodes, folks end up paying in 1 of 4 ways, and choosing to work with a Buyers Agent means you’re also choosing to pay in the best way… (especially in today’s market, you don’t want to be paying in any of the other ways…)  This week we’ll be diving deeper into this concept and unpacking the 5 benefits that Buyers Agents bring to property...
Published 08/11/22
If you’ve been listening to the podcast recently, you’d know that we’ve been encouraging folks out there to keep investing despite today’s property market – basically, to be “greedy when others are fearful,” in the wise words of Warren Buffet! But…how are you supposed to get into the market – or even make progress – when you don’t have the experience or the time to invest?  Folks, the answer is a Buyers Agent!  We’ll be deep diving into what a Buyers Agent actually does, the #5 critical...
Published 08/04/22
As we welcome in a new financial year, we welcome another not-so-surprising change… The Reserve Bank of Australia has once again lifted the cash rate by 50 basis points, bringing the official rate to 1.85%. This marks the most aggressive rate rise in a 3-month period since 1994 (If you’re wondering,  back then the RBA lifted the cash rate by 200 basis points) Tune in as Ben breaks down what this hike means in the big picture and unpack these key themes:   Is the world’s biggest economy...
Published 08/02/22
We recently hosted our first webinar in nearly 2 years and — WOW what a time! With nearly 1.4K attendees, we shared tons of investing gold and received so many fantastic questions that we couldn’t NOT turn them into a Q&A session today 😉 That’s why today we’re answering one of the most common Qs we received:   “How old is TOO old to start investing?!?”     Like…how do Offset, Interest-Only & Principal Interest Only accounts work (in practical terms) to help you retire your debt?...
Published 07/28/22
Imagine, as a child, being diagnosed with an incurable cancer of the central nervous system. Imagine being told that you only have a 4% chance of survival. Now imagine being offered hope – a shot at life – as a patient in a new cancer drug trial. But…as the days and months creep by, seeing all the other children slowly passing away, one by one, until you are the only survivor left. Folks, this gut-wrenching, heart hammering vision is the TRUE story of Michael Crossland, the man who survived...
Published 07/21/22
“It was almost considered rude in our family to be talking about how money is generated and how much of it is generated, and where it goes. We were sort of told to mind our own business…”  Folks, we’re finishing our 2022 Winter Series on a high with a guest with an amazing tale that shows the undeniable power of changing your mindset to change your life…    Today’s special guest – Alex – grew up in a household where discussing money was actually considered….rude :O. And this seed grew into...
Published 07/14/22
“I wouldn’t be going on holidays, I wouldn’t be going on those trips or just those little things, I guess the little voice in the back of my head going, “Oh, you sure you can afford that?”   Folks, today’s guest has been through a remarkable journey.  He’s transformed from a state of Financial Anorexia to achieving Financial Peace of Mind – but his tale doesn’t begin as you might think. Jack didn’t grow up scrounging for pennies for the bus or living under a tight budget. Instead, he grew...
Published 07/07/22
And just like that, we’re back with another jam-packed economic and RBA update!   This month saw the RBA lift cash rates by yet another 50 basis points, bringing the cash rate to 1.35% – the biggest month-on-month increase in 22 years and the highest cash rate since early June 2019. Here’s our other key themes for this month’s economic update:  The world’s leading economies are going to manufacture an economic slowdown to curb global inflation  What do we need to do to break our current...
Published 07/05/22
“I thought investing was for RICH people, and that’s just what it was. It was something a normal person didn’t do, and now our eyes are open – the possibilities are endless really.”     Growing up in a household with a tight budget and parents working double jobs to feed a family of seven, our second Winter Series guest didn’t have a lot of money conversations around the table…  In fact, there was none.  Born and bred in Dublin, Anthony graduated into a culture where holidays were funded...
Published 06/30/22
As Australia descends into winter, what better way to celebrate the chill than by kicking off our 2022 Winter Series?!   In this special edition series, we’ll be deep-diving into some of our listener’s personal stories, going behind the scenes to share their challenges and triumphs and exploring how they’re successfully investing in property thanks to the power of planning.  We’ve got a very special lineup of guests, all with very different money stories but all with 1 thing in...
Published 06/23/22
While we love to have some good AFL banter on the show, this week’s episode is all about a star from another Aussie sport… 🏉 We’re jumping into the world of NRL (National Rugby League) with one of its most prominent athletes who played fullback, wing, centre and five-eighth for the Brisbane Broncos.  Representing Australia at an international level and playing in the Queensland State of Origin… We’re extremely chuffed to welcome Darius Boyd to the couch!   He captained the Brisbane...
Published 06/16/22
It’s been a while since we’ve said this (which makes it even more exciting!!)… Ben reckons he’s found his new FAVOURITE QUESTION!!!!   That’s because this question is something EVERYONE can relate to: Do I need to choose between building wealth or living the lifestyle you want?!   Folks, this is the type of thing that we deal with on an everyday basis! We’re using our years of battle-hardened experience and razor-sharp knowledge to outline what this question essentially boils down...
Published 06/09/22
The RBA has released its June update and boy is there a lot going on!    Not only do we have a new Federal Government behind the wheel, but after lifting interest rates for the first time in 11.5 years in its May update, this month saw the RBA lift cash rates by a massive 50 basis points, bringing the cash rate to 0.85% 😲 A certain sector within the property market is also facing a new threat…how will it impact the wider industry if it crumbles under pressure?   Tune in to this episode...
Published 06/07/22
Have you ever wondered what the BIGGEST influences are on an investor’s success?!  Is it passion, personality, time, experience, learnt market timing or even luck?! Or are you just born with a “business brain”?!   Well folks, our very special guest today can actually narrow an investor’s success down to just 3 things!!   And if you’ve got that covered, well according to him…you’re basically going for gold!   This awesome guest – Scott Phillips – is the Chief Investment Officer at the...
Published 06/02/22
We repeat! Do NOT land the plane during a storm!!  What do we mean by this…?   Well, in our minds, changing your investment plan due to changing circumstances is kinda like planning a flight and lifting off the runway… And then hitting stormy weather. Should you try and land the plan in the middle of the storm?!?  You’ll have to tune in to the episode to find out what we think!! Since it’s a Q&A of course we’re flying this plane over looooads more ground like…  Advice for a...
Published 05/26/22