Is real estate still the investment class of choice, and if so why? Find out why real estate investing is going nowhere soon, and why getting in sooner rather than later can make you millions.    Australians facing challenges in investing reinforces the importance of understanding how the market works long term. You can’t achieve success and wealth off of just a work wage in today’s society, owning properties is an effective way to assist this.    This episode will give you all the tidbits...

We discuss the essential components of successful property investment and what it takes to create financial freedom. Real estate is merely a vehicle for wealth creation and that's why it's important to have a comprehensive plan that includes acquisition, lending, rental growth, tax minimisation, debt reduction, and financial planning.    We cover all areas of expertise, helping you create the portfolio to take you into the future. Listen in and take notes now, episode 226 of the Urban...

In this episode of the Urban Property Investor we discuss the importance of understanding market dynamics and the risks associated with short-sighted investment strategies in real estate.    Don’t lose out on all the wealth, buy high and hold onto that real estate. Uncover all the tips on what property you need to be looking for and how long you need to hold it on episode 225 of the Urban Property Investor.   I discuss -    00:00 - Understanding Market Dynamics in Property Investment 07:54 -...

Dive into the concept of consumption smoothing, and its implications on personal finance and economic behaviour. This episode highlights the psychological challenges individuals face when making economic decisions, particularly in the context of frugality and lifestyle choices.    I share insights and investing stories emphasising the need for individuals to adapt their spending habits and consider the long-term effects of their financial decisions. Are you spending too much? Or too...

This episode we dive into the current state of housing supply in Australia, highlighting the challenges faced in meeting the growing demand due to population growth.    We cover the inadequacies in housing production across major cities like Sydney, Melbourne, and Brisbane, and the rising costs associated with new developments.    Tackling the emerging trend of 'Build to Rent' as a potential solution to the housing crisis, while ultimately concluding that the country is unlikely to meet its...

In this episode of the Urban Property Investor we delve into the intricacies of real estate investment, focusing on the importance of growth rates and introducing my 'Rule of 10' spreadsheet.  This method evaluates various factors that influence property growth, including city dynamics, suburb characteristics, street appeal, land value, and so much more!    By applying this rule, investors can better assess potential properties and make informed decisions to maximise their investment returns....

This episode understands the crucial role demographics is playing in shaping the real estate market in Australia. There's significance in understanding population growth, ageing demographics, and the skills gap in the workforce.    We delve into the changing dynamics of the housing market, particularly the impact of millennials entering the family formation stage and the implications of intergenerational wealth transfer.    This is a conversation you won’t want to miss. Tune into episode 221...

This episode we delve into the ongoing debate surrounding tax reform in Australia, particularly focusing on negative gearing and capital gains tax. We discuss political dynamics at play, including the influence of key senators and the implications of proposed reforms on property investors, and so much more!    It’s so important to understand negative gearing, its impact on the housing market, and potential solutions for improving housing affordability without destabilising the economy. All...

This episode explores the current economic landscape, focusing on the implications of the recent Federal Reserve rate cut in the United States and its potential effects on Australia.    Is a recession coming or are we headed for a soft landing? The trends in employment, and the challenges of housing affordability in Australia. It’s all here in this critical episode with all the important updates on our economy and real estate markets. Listen in and take action.   I discuss -    00:00 -...

51% of the world's population lives in urban areas, with this figure expected to rise to 75% by mid-century. As part of this growth, implementation of infrastructure enhances productivity and economic growth as well as impacting real estate capital growth. As an investor it’s critical that you identify these opportunities and take action. Listen to episode 218 of the Urban Property Investor to get all of the knowledge you need. I discuss -  00:00 The Importance of Infrastructure in Economic...

The economy is driven off money and confidence. These two things together create a multiplier effect, which leads to economic growth. When confidence is low and money is tight a high level of opportunity can arise.    As an investor it’s critical that you can recognise these events and take action. Listen to episode 217 of the Urban Property Investor to get all the knowledge you need to never let an opportunity slip.   I discuss -    2:11 - How To Navigate Markets   8:22 - Building Approvals...

Is the bank fooling you into believing your next asset is the right one? Banks often lend to investors, well-knowing that the asset is bound to decline.   Don’t be tricked by the banks and suits, learn all about how they are duping investors around the globe, and how to get your information the right way in this episode of the Urban Property Investor.    I discuss -    4:08 - Valuation Distortion   5:11 - Banks Are Happy To Lend On Risky Assets   13:22 - Banks Won’t Tell You It’s A Bad...

Why do so many investors jump ship before they strike gold? Find out why so many homeowners don’t make serious profits, and how to not become one of them.    It’s all about staying in the property game, a 15-20 year journey that you need to take advantage of. Don’t get ahead of yourself and reap in the rewards by listening to episode 215 of the Urban Property Investor.   I discuss -    3:00 - Do Homeowners Hold For 20 Years?   6:17 - Input Output Equation   12:13 - Hopping Off Too...

Robert Toru Kiyosaki is an American businessman and author, known for the Rich Dad Poor Dad series of personal finance books and his iconic cash flow quadrant. In this episode we reinvent the Cashflow Quadrant with a property investor spin.    Navigating our ways to financial freedom the Kiyosaki way, these strategies should not be underestimated. Listen in and find out just how you could turn your assets into so much more!   I discuss -    11:18 - 2 Key Assets To Build Wealth   16:09 -...

Urban versus regional, what's the better investment? Is regional investing the next asset to jump on? Understanding the difference between investing in rural and urban areas can be a big deal that can save you from big losses.    Don't put your money in the wrong spot, know the difference, and invest like a pro. All the pro tips and tricks are here, listen to episode 213 now!   I discuss -    5:04 - 5 Properties In 5 Cities   9:08 - Feeder Cities   14:01 - Understanding Aggregate...

Donald Trump could very well become President of the United States again with Joe Biden dropping out, what does this mean for Australia’s economy?  This episode we go through the economics of Trump 2.0 and assess the effects his policies may produce for Australia.   Get the early insight on what changes may come for you and Australia’s economy if Donald Trump is elected as President for the 2nd time. Listen into episode 212 now!   I discuss -    9:00 - America Trying Population...

Can you tell a good property from bad? This episode is all about properties to avoid like the plague. These can be hidden in plain sight, these can look like cracking good deals.    Don’t fall for the ticking time bomb properties. Know all the investor secrets and tips to make sure your next purchase isn't a wrong one. Listen into episode 211 now!   I discuss -    4:45 - Real Estate Mistakes Cost A Lot   10:01 - Risk Levels Are Increasing   12:51 - Have You Bought A Ticking Time Bomb?   23:51...

As investors we know that not every investment is a success. In real estate, failures can do a lot of harm to your portfolio and your financial well being.    I’m sure you’ve all heard bad experiences in real estate before, this episode is all about never having a real estate horror story of your own.   Listen in and take notes, let's all become safer investors to better our future.   I discuss -    5:39 - Getting Value Out Of New Real Estate   9:19 - The End Of A Properties Life...

If you’re just now getting ready to purchase your first home you are well behind. The Australian dream is evaporating with the wealthy taking control of the real estate market, what should you do to stay on top of the marketplace?    This question and many more get answered on episode 209 of the Urban Property Investor, from controlling the game all the way to inflation and price gouging. It’s all here to listen in now!   I discuss -    5:30 - Economically Buried Alive   9:40 - Property...

Are you getting the most out of your rents? The market is forever changing and evolving.  Make sure you learn all the secrets to understanding cash flow to maximise the effect of your property investment portfolio.  What's the point in investing if you aren’t doing it right? All the expert tips and strategies are here in episode 208, listen in now!   I discuss -    6:21 - Invest In The Fundamentals   8:19 - Invest Where The Wealthy Are   13:29 - Bad Management Will Affect Your Gain   20:42 -...

The Reserve Bank of Australia has announced its fifth consecutive decision to leave interest rates unchanged after 13 rate hikes starting in May 2022.  What will this mean for us investors? How will this change the landscape of real estate moving forward?  In this episode let's predict the future and get ahead of the whirl wind of changes that are coming through. Tune in to episode 207 now!   I discuss -    2:18 - Participation Rates At All Time Record    3:41 - Your Wealth Needs To...

Do you want to minimise your tax? This episode will go through all the hot tips and tricks the pro investors use in order to minimise tax and maximise profits.  You won’t want to miss a thing, take some notes, and get your money back. Listen to the Urban Property Investor episode 206 now!   I discuss -    3:56 - 3 Types Of Obsolescence   6:05 - The Renovation Gap   8:30 - 4 Quadrant Model   13:32 - Escape Constant Repairs And Maintenance   Don’t hesitate to hit me up on Facebook @SamSaggers....

Get the experts guidance on creating wealth through property investing, all the tips and tricks are here!  From building a safety blanket through an investment moat, to taking the right advice from the correct people.  The essentials to making yourself millions through real estate investing are only a podcast episode away. Tune into episode 205 of the Urban Property Investor now.   I discuss -    5:27 - Limited Work Spans And Longer Life Spans   9:12 - Build Your Economical Moat   11:59 -...

Apartments have recently slowed down in growth, but that won’t be the case for long! Find out just how much the apartment market will boom in the near future.   If you don’t have an apartment in your portfolio now might be the time, on this episode get all the insights on how you can reap in the rewards of the next cash cow!   I discuss -    3:33 - Buy The Right Apartment   9:00 - Australia Is Growing   11:33 - Apartments Will Be Cash Cows   15:25 - Growth In Apartments   Don’t hesitate to...