In this podcast, the speakers examine climate scenarios and practical guidance on the design of climate stress tests. They discuss the uncertain nature of climate risks and the tools available to assess them.Read their biographies here (https://torcentre.sharepoint.com/:b:/s/Files/EcmbjOJQxf9JtMNYZNy0wQEBgQtLb2Vm5cS-WROlPWXACw?e=7SS1wR). Read the transcript here (https://torcentre.sharepoint.com/:b:/s/Files/EUuzp826oi9JhzSC2IQoJqYBuVk8l20AqDHpH1Irr5P_Tw?e=Paq645). Read the TC Note here...

In this podcast, the speakers examine the reasons for introducing a retail CBDC, the key choices in its design, and how supervisors can address arising risks and opportunities. Considerations include financial stability, inclusion, AML, and cross-border remittances. Read their biographies here (https://torcentre.sharepoint.com/:b:/s/Files/EUo3_vS6wLVCusTIL-JocY8BjfinOAe1pdbFkQCqE7VNIw?e=auEjXu). Read the transcript here...

Ensuring everyone has access to financial services is paramount to sustainable economic development. In this podcast, the speakers will discuss:·      the role of financial regulators and supervisors as facilitators of financial inclusion;·      the importance of access for disadvantaged people, and·      risk-based approach to anti-money laundering (AML). The speakers will discuss our complimentary self study program...

Speaker: Dr. Kennette Thigpen Harris CEO and Founder, Welltrust Partners Host:Shelina VisramProgram Director, Toronto CentreDescription:It probably doesn’t come as a surprise that employee mental health concerns are at an all-time high. Employees’ mental health can have a critical impact on their company’s morale, engagement, and bottom line. In this podcast the speakers address some key points for leaders, including financial regulators and supervisors, to consider to support positive mental...

Financial markets play a key role in enabling the transition towards carbon neutrality. Mandatory global disclosure standards with industry-specific metrics are therefore vital to ensure that financial flows are aligned with green and transition objectives.  The panelists discuss:* key challenges with respect to taxonomies, green external reviews, climate transition metrics and frameworks, and* the necessary global efforts for greater harmonisation and help to unleash the transformative power...

Climate change, biodiversity loss, and food security are interlinked and pose a serious threat to financial stability and global prosperity.  The panelists discuss:* how climate and biodiversity risks are threatening global food security, financial stability and inclusion; and* what policymakers and supervisors can do to mitigate this most pervasive threat to societies. Panelists:The Honourable John Rwangombwa, Governor, National Bank of Rwanda Nezha Hayat, Chairperson and Chief Executive...

In celebration of our 25th anniversary, we hosted a fireside chat featuring Toronto Centre board chair and former Governor of the Central Bank of Sweden, Stefan Ingves. Mr. Ingves recently retired as the Governor after serving a 17-year term. He shared his perspectives on how cyber risk, digital currencies, climate change, and payment systems are changing the future of central banking. Opening Remarks: Tobias Adrian, Financial Counsellor and Director. Monetary and Capital Markets,...

The Global Findex 2021 revealed a reduction in the gender gap from 9% to 6% in access to formal financial services in developing economies. This is a positive indication that changes in mindset and practice are shifting the norms.The speakers from Mennonite Economic Development Associates (MEDA), MiCrédito, and Toronto Centre discussed:their respective experiences, insights, and strategies to deepen women’s access to finance;the value of gender-disaggregated data collection and analysis for...

This podcast identifies how financial supervisors should use The Global Findex 2021 (https://www.worldbank.org/en/publication/globalfindex) to implement gender-aware supervisory practices. Read their biographies here (https://torcentre.sharepoint.com/:b:/s/Files/EccZ4rJGOEtCpJM3Z6t2kpgBAOdmmAFyALjgkeHH0p-oTg?e=m4OFzP). Read the transcript here (https://torcentre.sharepoint.com/:b:/s/Files/EXOQI8fdW1BMhfbPx_Uiax4BLir7eMZ65Kc6AnWMVBlgpg?e=eggDwc).View the Global Findex chapter summaries here...

The Global Findex Database is an internationally recognized source of data on global access to financial services. In this podcast, the speakers discuss the key takeaways from The Global Findex 2021 (https://www.worldbank.org/en/publication/globalfindex), including:* Gaps in access to and usage of financial services by women;* Roles of policymakers and regulators in balancing inclusion initiatives and consumer protection measures; and* Insights into the behaviours that enable financial...

In celebration of Canada’s International Development Week, the panel discussed how to make food and water security part of global economic recovery. They also explored the roles of the financial, health, and food sectors in driving long-term change and sustainability.Panelists:Elissa Golberg – Ambassador of Canada to Italy, Albania, Malta and San Marino and Permanent Representative of Canada to IFAD, FAO, WFPTimothy N. J. Antoine – Governor, Eastern Caribbean Central BankDr. David Nabarro –...

In celebration of Toronto Centre's 25th anniversary, this discussion explored strategies to transition towards a green, stable, and inclusive global financial system. Read their biographies here. Read the transcript here. 

This podcast examines the regulation and supervision of retail payment systems (RPS). RPS provide advantages such as innovation, but also present risks to users and financial stability.Read their biographies here (https://torcentre.sharepoint.com/:b:/s/Files/EelLGzJG0otHoHZZk66bnbMBOrrErvBpX_QAlvOR_TTw9w?e=XBfSwT). Read the transcript here (https://torcentre.sharepoint.com/:b:/s/Files/EWo2RMm6EGJBhbN7andN86ABqGawDC-1agd0BDUKEzZ7PQ?e=E0mjK1).

The pandemic, geopolitical uncertainties, persistent barriers, and gender norms have disrupted the world economy and stalled progress on the Sustainable Development Goals, particularly the one to achieve gender equality by 2030. However, some countries have been successful in advancing strategies for women's empowerment and financial inclusion. The panel discussed transformative approaches and shared their respective country, regional, and international experiences and lessons.Read their...

L'innovation financière évolue à un rythme très rapide. Ce podcast abordera la question de savoir où en sont les régulateurs et les superviseurs dans les différentes initiatives relatives aux Fintech, quels sont les avantages du travail du Réseau mondial d'innovation financière (GFiN), ainsi que l'orientation et les impacts des différentes initiatives sur l'inclusion financière.Lisez leurs biographies ici...

Financial innovation is evolving at a very fast pace. This podcast will discuss where regulators and supervisors stand on various initiatives relating to Fintech, the impacts on financial inclusion, and the benefits of the Global Financial Innovation Network (GFiN)’s work.Read their biographies here (https://torcentre.sharepoint.com/:b:/s/Files/EYJC-V26ZwhJu_KNJQRpFywB-YiZt9nl8RmiPDhS35eNzg?e=tTEY2q). Read the transcript here...

This Toronto Centre Note and accompanying podcast will help front-line supervisors assess the risk factors specific to individual firms and how the norms set out in guidance may need to be modified in individual assessments. Read their biographies here (https://torcentre.sharepoint.com/:b:/s/Files/EfYOQzl3IkNCtck5T9n_dVsBSqFRCQu6MiX3pxV-5hPIRQ?e=mbUbrc). Read the transcript here (https://torcentre.sharepoint.com/:b:/s/Files/EfQxJnNgxxdDv9MPORsUpvgBrVSakwu9vtBxQWv9n9e5TA?e=lyuwTa).

Digital transformation is a goal throughout the G20. It affects not only economics but also all aspects of society: finance, women issues, government administration and public services. The challenges include infrastructure, payments, and central bank digital currencies (CBDCs), just to name a few.The panel focused on issues related to digitization in the financial sector, including CBDCs, crypto assets and cross border payments.

This Toronto Centre Note and accompanying podcast focus on the use of a risk-based approach to retail conduct supervision. It also addresses the challenges of supervising for good consumer outcomes.Read their biographies (https://torcentre.sharepoint.com/:b:/s/Files/ESxd5XBOiUFCqWyIIVCxHZ0BBKXQ-YBClbK7iay0dREWeQ?e=5tbReg). Read the transcript (https://torcentre.sharepoint.com/:b:/s/Files/EbkE6OMxOIhOha8xyilz5KoB4SyhvIj-tVq0FkquYZwpWg?e=BazzU3). Read the TC Note...

Two new publications from the International Finance Corporation highlight market potential and emerging strategies on inclusive banking practices to advance the economic inclusion of persons with disabilities (https://www.ifc.org/wps/wcm/connect/topics_ext_content/ifc_external_corporate_site/gender+at+ifc/resources/practices-to-advance-the-economic-inclusion-of-persons-with-disabilities) and LGBTI people...

The speakers will discuss the future of innovation in financial supervision and the challenges and opportunities facing financial regulators, post-pandemic. They will examine:* Redesigning financial regulation for the digital age* Responsible use of technology* Pre-conditions for a “digital regulator”* Major Risks; cyber risk, bias, black box, data protection/ privacy, and operational riskRead their biographies here...

This podcast describes the key post-pandemic risks to financial inclusion, and what supervisors and regulators can do to address these risks.Read their biographies here (https://torcentre.sharepoint.com/:b:/s/Files/EbZFr--7wMVMqD-lXTZbEgYBRArencRqDGwe4lQ2XzS6_g?e=uNX2Mh%EF%BB%BF).Read the transcript here (https://torcentre.sharepoint.com/:b:/s/Files/EQuOV6zwr4ZNrT-uYArG21ABy1_SDFU4OWtHvi5zsBvXkg?e=0xOyne).

This Toronto Centre Note and accompanying podcast describe how financial institutions are using artificial intelligence (AI) and machine learning (ML), and how supervisors can respond and use AI and ML to improve their efficiency and effectivenessRead their biographies here (https://torcentre.sharepoint.com/:b:/s/Files/EZjkRyJPgx5OteUqKnLYkN4BNaLwGCicchsFmlONGg5e3w?e=xHDccG).Read the transcript here...

Micol Pistelli, Senior Financial Inclusion Coordinator, United Nations High Commissioner for Refugees (UNHCR) discusses the plight of forcibly displaced persons and how supervisors can better support their financial inclusion. Read their bios here (https://torcentre.sharepoint.com/:b:/s/Files/EVt_YPz4LMRIiAsd_TEClcUBZnrAIpEwsSUq4JYrOL0IIQ?e=KdsOsd). Read the transcript here...

In this podcast, the speakers reflect on the impact of the COVID-19 pandemic on women, including women in financial supervision. Read their bios here (https://gerrylewisinc.monday.com/boards/355575575/pulses/2682564228#:~:text=Pandemics%20and%20Gender...). Read the transcript here (https://torcentre.sharepoint.com/:b:/s/Files/EZr75ijuBHdFsQiyT8p9AG4B2TGM2Flc4oqURkLsCrB5Kw?e=fZes1l).