This week on Under One Roof MTL, we break down the financial implications of the Bank of Canada's latest interest rate cut, decreasing the overnight lending late by an additional 50 basis points, bringing the key rate to 3.75%. How will this cut impact the Canadian economy, and the real estate market? Plus, we dive in (no pun intended) to recent changes in Montreal's flood zone map, and what this means for homeowners who now find themselves situated in flood zones. 

This week on Under One Roof MTL, Robyn, LJ and Martin discuss the latest inflation data, and try to guess what the Bank of Canada will do with interest rates this week.  Plus, do Boomer and Gen X parents owe it to their Millennial and Gen Z kids to help them purchase their first home?  And, everything you need to know about down payments!

This week on Under One Roof MTL, we try to predict what will happen with interest rates in Q4 2024. Plus, as interest rates keep coming down, should you go with a fixed or variable rate right now? Meanwhile, the bond market is heating up. What does this mean for homeowners, or people who are looking to buy a house right now? We also explain what it means to break your mortgage, and go over the pros and cons of doing so, in addition to discussing how to get out of your lease, AND we have...

We're baaaaack! Fred Pichette and Martin Spalding, of Fred and Martin Mortgages, are joined by LJ Aguinaga, of LJ Realties, to recap some of what happened in the housing market this market, including by not limited to a significant decrease in interest rates, changes to the stress test, and other rule changes by the federal government to (hopefully) make homeownership a little more attainable for young Canadian adults. 

This week on Under One Roof MTL, the gang chats about the capital gains tax rule changes that go into effect this week. Plus, they look at how the bond market impacts fixed rate mortgages, AND whether or not homeownership is realistically attainable for young adults without assistance from the bank of mom and dad.

This week on Under One Roof MTL, we're joined by Jean-Philippe Saumure from Equifax Canada, to discuss the latest Canadian consumer credit trends. Plus, we do a deep dive into whether a fixed or variable rate mortgage is the best option for homeowners right now, AND chat about the payment shock that many Canadians are experiencing as their mortgages come up for renewal at much higher interest rates.

This week on Under One Roof MTL, the team tackles the Bank of Canada's HUGE announcement this week to drop the overnight lending rate by 25 basis points. Plus, we'll tell you everything you need to know about credit reports, and fixing your credit score, as well as explain what a bridge loan is and when you might use one.

This week on Under One Roof MTL, we're joined by Mario Cloutier from Manulife, to talk about the different kinds of insurance products available to homeowners, and how they can determine which products are right for them and their families.  We also chat about the Bank of Canada's upcoming interest rate announcement, as well as what Canadian home values continuing to increase means for both first-time homebuyers trying to enter the market, as well as retirees whose financial plans are tied...

This week on Under One Roof MTL, we tackle the latest Canadian inflation data, and what this means for interest rates and the real estate market. Plus, we tackle how first-time homebuyers can improve their credit before applying for mortgage pre-approval. 

This week on Under One Roof MTL, we tackle interest rates, and (try to) predict what the Bank of Canada will do. Plus, we have tips and advice for firt-time homebuyers who are ready to enter the real estate market.

This week on Under One Roof MTL, we're joined by John Lambrinos, a Chartered Investment Manager and Financial Planner with BLD Wealth Management within National Bank Financial, to discuss succession planning.  We'll also chat a little about the CMHC's annual report, as well as what a tenant's legal rights and responsibilities are when they decide not to renew their lease. 

This week on Under One Roof MTL, we're joined by David Siscoe, a Montreal tenant who found out he owes the CRA $43,000... because his landlord hadn't been paying her taxes. How did this happen? We'll break it down for you.  Plus, is real estate a savvy investment strategy for retirement? And, is Montreal in trouble as the July 1st moving date approaches?

This week on Under One Roof MTL, we're joined in studio by Montreal real estate photographer, Corey Kaminski, to talk about the importance of working with an experienced professional when listing your property. Plus, is it a good idea to sell off your entire portfolio to purchase your dream home?

This week on Under One Roof MTL, we unpack the federal budget and how changes could impact the Canadian real estate market. Some of those changes include changes to the capital gains tax, an increase to the mortgage amortization period on new builds, and the maximum allowance for RRSP withdrawls. 

This week on Under One Roof MTL, we're joined in studio by Fred Abiaad, Business Development Manager with First National Financial, to discuss why your interest rate isn't the most important piece of your mortgage puzzle. 

This week on Under One Roof MTL, we chat about the federal government's plan to have rent payments be reflected on credit reports. We also dive into whether or not Canada is avoiding a recession, AND we're joined by Jean-Philippe Saumure from Equifax, to discuss credit delinquincies increasing in Canada.  For more information, please check out our website at www.underoneroofmtl.com

This week on Under One Roof MTL, we discuss how remote work has changed the real estate market. We also speak about the benefits of working with a property manager to oversee your investment properties, AND we offer up some suggestions on the best ways to help your adult children purchase their first home.

On this week's episode of Under One Roof MTL, we're joined by Curtis Killen, President of KBD Insurance, to discuss the different kinds of insurance products available to both homeowners and tenants, as well as the benefits that come with having various policies, and the risks associated with foregoing insurance altoghether. 

This week on Under One Roof MTL, we're joined by Walter Assi, president of Renovco, to discuss eco-friendly upgrades you can make to make your home a little more GREEN.  Plus, we'll discuss the growing popularity of intergenerational living, as well as how to prepare for your mortgage renewal.

This week on Under One Roof MTL, we're joined in studio by Joanne Vroom, the president of Unique Home Solutions, to discuss the advantages of staging your home prior to listing. Plus, we explain the benefits of refinancing your home to consolidate your debts and keep your finances in order. 

This week, we're joined in studio by Eric Cherbaka, Business development manager at HomeEquity Bank, to discuss reverse mortgages, how they work, and who benefits the most from them. Plus, will the Bank of Canada REALLY cut interest rates in HALF by the end of next year?

This week on Under One Roof MTL, we answer YOUR questions about housing, mortgages and rentals. We also tackle the latest news on Bill 31 and how Quebec's new housing law impacts both tenants and landlords. Plus, what the average cost of rent across Canada means for tenants. 

This week on Under One Roof MTL, Robyn, Fred, Martin and LJ are joined by Arnie Zwaig, Portfolio Manager & Senior Wealth Advisor at Scotia Mcleod, to discuss what's the most effective way to save for a down payment for your first home. Plus, we'll take a look at how the way we park our cars could be impacting the housing shortage, AND how high interest rates are negatively impacting Canadians' love lives.