The generation that has the most challenging financial issues is Millennials. Whether it is student loan debts, difficulty purchasing a first house, or starting a family, Millennials face the most struggles. During this episode host, Paul provides the top five solutions to assist Millennials in overcoming their financial challenges and to position them to become debt-free. This is the first part of a two-part series to assist Millennials in living a debt-free lifestyle. Support this podcast...

Are you tired of living paycheck to paycheck and drowning in debt? It's time to break free from the cycle of debt and adopt a growth mindset to achieve financial freedom! In this video, we'll explore the power of a growth mindset in overcoming debt, money mastery and building wealth. Schedule a free financial coaching consultation with Paul: https://tinyurl.com/5cn663s2 Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations

Ready to shift your money mindset for financial freedom? In this video, we share 5 simple tips to help you on your debt-free journey to achieve a growth money mindset. Discover what it takes to transform from a scarcity mindset to a growth money mindset and transition to financial freedom. Schedule a free financial coaching consultation with Paul: https://tinyurl.com/5cn663s2 Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations

As Baby Boomers enter or navigate their retirement years, they face several financial and emotional fears that can significantly impact their quality of life. This generation, born between 1946 and 1964, is experiencing a unique set of challenges, from longevity and healthcare costs to insufficient retirement savings and economic uncertainty. 1. Fear of Outliving Their Savings One of the most significant fears Baby Boomers face is the possibility of outliving their retirement savings. With...

Several repayment and forgiveness programs are designed to help students and parents manage or eliminate their student loan debt. These programs vary based on the type of loan, employment, and financial need. 1. Income-Driven Repayment (IDR) Plans These federal programs allow borrowers to tie their monthly payments to their income, making payments more manageable. • Income-Based Repayment (IBR): Payments are capped at 10-15% of discretionary income, with loan forgiveness after 20 or 25...

Living paycheck to paycheck is a pervasive issue in America, and its effects can be devastating, leading to financial stress, inability to save for emergencies, and lack of long-term investment opportunities. To break free from this cycle, individuals must adopt a multi-step approach that includes budgeting, cutting unnecessary expenses, increasing savings, and focusing on investment strategies. Here’s a comprehensive breakdown of how people can stop living paycheck to paycheck: 1....

In the United States, defining what qualifies as "rich" can vary depending on several factors, including geographical location, lifestyle, and individual financial goals. However, there are broad benchmarks and characteristics that generally indicate wealth. Benchmarks of Being Rich 1.    Net Worth: A common threshold for being considered "rich" is having a net worth of $1 million or more. This places individuals in the top 10% of wealth holders in the U.S. o   Example: A person with a net...

Host Paul shares insight on insurance, whole life insurance policies. There are several key factors to keep in mind, especially regarding its role in estate planning and its impact on both the policyholder and their family members. Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations

After working for our hard earned money, we need a place to store it. Online banking apps assist us each and every day, thus Paul provides a behind the scenes look at a few options for you to consider. Enjoy this episode and you can watch this episode on Paul's YouTube channel. Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations

Host Paul provides listeners and viewers with the importance of one becoming proficient in financial literacy and the transformative process that involves not only understanding key financial concepts but also applying them to one's daily life. Go on this journey with Paul as he provides an in-depth analysis of what it takes to become financially literate and the value it adds to one's lifestyle. Support this podcast at —...

Paul knows a thing or two about credit scores as he works to maximize his credit scores. During this episode Paul shares the importance of developing good credit scores and they go hand in hand with one's credit lifestyle, you cannot have one without the other. Enjoy this episode. Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations

Paul shares how consumers often fall into deep credit card debt due to a combination of factors such as overspending, lack of financial literacy, unforeseen emergencies, and high-interest rates. He helps you understand the reasons behind the accumulation of debt and the steps to mitigate it is crucial for regaining financial stability. Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations

Becoming debt-free is a significant financial milestone that can lead to greater financial stability, reduced stress, and increased opportunities for wealth-building, stated Paul during this episode. Achieving and maintaining debt freedom requires a combination of disciplined financial management, strategic planning, and behavioral changes, so keep your seal belt on during this episode. Support this podcast at —...

During this episode Paul provides insight on the challenges U.S. consumers face that stem from economic factors, housing supply constraints, and regulatory influences. He provides an in-depth analysis of the current state of the housing market and what prospective buyers can do to navigate these home buying hurdles. Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations

Paul delves into the top financial issues consumers face in America today, note that they are deeply interconnected with broader economic trends, personal financial management, and systemic challenges. He provides an analysis of the most significant financial challenges U.S. consumers are facing in 2024. Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations

Over 2.9 billion social security records have been breached, along with 272 million social security numbers, Paul shares what you can do to position yourself to identify if you have been breached and what steps to take to stay ahead of problems that may arise as a result of this major data breach. Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations

Consumers have to learn to come to terms with excessive debt in America. During this episode Paul provides the backstory as it pertains to where we are as a country when it comes to debt and what we can do to pay off our debt and live the financial lifestyles we truly deserve. Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations

There is a dynamic taking place between Baby Boomers and their Generation Z children that takes into account whether Boomers will provide their Gen Z children with an inheritance. Only 22% of Baby Boomers plan to leave an inheritance thus the clash of generations. Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations

After attending the Podcast Movement at the Gaylord National Harbor, Paul shares insight on the direction of Wealth Academy Podcast. Anticipate major changes on the Wealth Academy Podcast. Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations

Paul Lawrence Vann shares insight to help authorpreneurs obtain more visibility, enhance their brand, and sell more books, digital courses, coaching, and consulting. What is important for listeners to understand is that even if an author has a best-selling book, they must always be marketing their book in order to generate revenue. This episode provides solid reasons for authorpreneurs to subscribe to attend this three-day minicourse. Support this podcast at —...

The year 2024 continues to be an amazing year for Paul Lawrence Vann. Not only is Wealth Academy Podcast flourishing but also Wealth Building Academy, LLC. Paul provides insight and update of his recent attendance at the Podcast Movement and as a featured speaker in support of the Authorpreneur Summit and Book Awards Support this podcast at — https://redcircle.com/wealth-academy-podcast-wealth-is-more-than-just-money/donations

This interview with Laurie is a must listen to because she is a best-selling author four-times over and is an international speaker specializing in solving communication challenges. In her 30 years in business, she works with executives, association leaders, and yes—politicians— to ensure the message delivered is the message received— and that conflict is resolved.

The featured guest of Wealth Academy Podcast is Michael Ayalon, the founder and CEO of Greek University an empowering fraternity, sorority, and college student excellence company. His creativity and fortitude have resulted in a unique college speaker’s bureau that addresses diverse campus life challenges students face throughout the U.S., with the mission of achieving student excellence in the midst of challenges. Michael is also the founder and host of The Fraternity Foodie Podcast.

Pat Carpenter is a retired registered nurse (R.N)., and a best-selling co-author of the book "RISE UP" with Lisa Nichols. Her second book is to be published this month. Pat empowers women to live their authentic personal and work life, she inspires women to work in their passion field and not settle for a mediocre career.