Send us a Text Message.In this episode, I share advice and tips to becoming your own financial advisor. Key points include understanding your finances, setting clear financial goals, and managing debt. While financial advisors play a valuable role, individuals will understand their money best. Specific steps are shared, such as educating oneself on specific financial topics, setting and detailing financial goals, managing debt responsibly, investing wisely, planning for retirement, ...

Send us a Text Message.In today's episode, we wrap up our series on savings with actionable steps for consistent savings growth and creating a personalized savings plan. Key highlights include understanding and ensuring enough funds to cover bills and spending, measuring savings progress beyond just account balances, and saving with clear intentions. Discover how to build a stable financial future by defining your savings priorities and tracking your progress effectively.00:00 Intro...

Send us a Text Message.In this episode, we welcome public relations professional and podcaster Steve Mullen. Steve shares insights from his podcast 'Caregiving Gen X Style,' which he co-hosts with his wife, and also discusses his family's approach to financing their children's college education. The episode emphasizes the importance of budgeting, financial planning, and teaching children money management skills for a secure financial future.00:00 Introduction to Special Guest Steve Mullen00:1...

Send us a Text Message.This episode of the Wealthy after 40 podcast features financial planner Sean Mullaney, President of Mullaney Financial and Tax, discussing the benefits of a Solo 401k for solopreneurs looking to save for retirement. Sean, also known for his FITaxGuy blog, shares his expertise on how self-employed individuals can effectively plan their retirement savings without the traditional employer-sponsored 401k options. The discussion is intended to be for general educational purp...

Send us a Text Message.Feeling behind on retirement savings and worried you will never be able to retire? This episode is for you. In this episode, I cover the following topics: How to define your retirement gapFive strategies to help close the gap and find successImportance of budgeting to achieve retirementMoney fears that may be holding you back Let’s Connect!Are you ready to kick it up a notch with your savings?Be sure to join the 90-Day Summer Savings challenge starting Ju...

Send us a Text Message.This episode features Rizek Housari, a Wealth Advisor, Certified Financial Planner, and CPA, discussing the benefits and strategies of using Health Savings Accounts (HSAs). The episode emphasizes the HSA's role not just for immediate medical expenses but as a critical part of a comprehensive financial and retirement strategy.In the interview Rizek covers: HSA as a powerful tool for tax savingEligibility criteria for HSAs Contribution limitsImportance of keepin...

Send us a Text Message.Today, we're diving into the world of savings accounts and uncovering the best options to match your financial aspirations.In this episode, I cover the following topics: Various savings account options and how to choose which aligns best with your goalsUnderstanding the importance of defining your goals and prioritizing them to create an effective savings strategyOther key factors to consider when choosing a savings account, include interest rates, fees, accessibil...

This episode will help you create a successful foundation for your personal savings plan. Learn how to focus on your why and how to determine specific purposes to help you define the need for savings Hear relatable stories illustrating the impact of not saving and how it perpetuates financial strugglesExplore common myths about saving and why they can hinder your financial progressDiscover the multifaceted benefits of saving beyond just accumulation, including financial security and goal...

Navigating the Journey with Aging Parents as a Caregiver with Richard Hirsch Guest Richard Hirsch has been involved in the medical alert system industry for approx. five  years currently the Chief Marketing Officer of UnaliWear. They are the makers of the most innovative medical alert system in the industry. Rich also has a 94-year-old mother living fiercely independent.   He shares his expertise with us today and answers the following questions:  Tips for aging in place successfullyCan...

Craig Colvett, co-founder of Coach360, is a life and leadership coach from Denver, Colorado. He focuses on helping people effectuate change to better themselves whether that is in their career, personal relationships, mental health, time management, or transition periods.  Through his two decades of experience in the financial sector, Craig has established a reputation for helping people with all of the non-financial elements of retirement including finding their purpose, improving their...

We’re celebrating 50 episodes!! And top 10% of all podcasts globally! I chose the number 5 in celebration of today’s episode. 5 things I wish my younger self knew and the beginning of my finance journey  AND  5 pieces of advice for listeners to take action with today GIVEAWAY: I am giving away one spot to my 4-month signature program, the Financial Freedom Accelerator to celebrate 50 episodes.  There are two ways to enter: Screenshot this episode, tag 5 friends to share the podcast,...

Today’s episode is all about Financial Literacy! Financial literacy is the combined knowledge and skills required to make responsible and informed financial decisions that contribute to a sense of financial security and well-being. Knowledge of financial concepts like saving, investing, spending and borrowing is the foundation of financial literacy. I will be exploring the following topics and how they impact us financially: Employer Benefits Taxes Credit Scores and Reporting ...

Real estate investment, particularly in passive income options, offers a pathway to financial freedom for individuals of various backgrounds and stages in life. By leveraging strategic partnerships and innovative platforms, investors can access high-end real estate opportunities while minimizing risks and maximizing returns. Benefits of Passive Income1031 Exchange StrategyRetirement PlanningDiversification and GoalsLong-Term Financial Freedom Connect with...

In today’s episode, I share and discuss 8 common struggles and hurdles people face when learning and trying to move forward with budgeting. Eight (8) Common Struggles: Lacking goals and direction Tracking tool or method No element of fun Not spending enough time Not being flexible Not being realistic Not including partner/spouse No accountability Let’s Connect! Do you have questions about this episode? Topics you want to discuss further? Join us in...

In today’s episode, I dive deeper into Financial Stability and how to create and build that foundation. Specifically we’ll focus on: How to avoid being financial fragile A different look at savings How to create “emergency fund” savings Preparing for a solid financial future Let’s Connect! Do you have questions about this episode? Topics you want to discuss further? Join us in the  free Facebook Community and find the weekly discussion post every Wednesday. Are you...

In today’s episode, I talk about Grant Sabatier’s Financial Freedom Levels Specifically we’ll focus on: The 7 Levels of Financial Freedom Definition of Each Level Action Steps to Move to the Next Level Determining What Financial Freedom Means To You If you’re a reader or audiobook listener, grab the book Financial Freedom A Proven Path to All the Money You Will Ever Need by Grant Sabatier. I wish I would have had it earlier on my journey. Let’s Connect! Do you have...

Caregiving Chronicles: Stories of Financial and Physical Care In today’s episode, we talk with guest Danielle Muira, who recently found herself in a primary caregiving role. Listen to her story as she shares the rewards, effects, and advice she is now giving being on the flip side of this caregiving journey. To connect with Danielle follow these links: https://twitter.com/Daniellemiula https://www.linkedin.com/in/danielle-miura/ https://spark-fin.com/ Are you ready to start on a...

In today’s episode there are two questions we will be discussing and answering for you today.  What is debt and what is debt management?  Specifically we’ll focus on: Tips to manage your debt You choose that the payment will work How much debt to take on What types of debt What “things” are you willing to purchase with credit We’ll also talk about a few life challenges we may have to deal with if we are too complacent about debt. Let’s Connect! Are you ready...

In today’s episode we will be debunking myths and beliefs you may have about debt. The three for today’s podcast are:  All debt is bad  Debt should be avoided at all costs Debt is forever.  If you are on a journey to pay off debt and handle debt, it’s important that you create your own rules around debt. Let’s Connect! Are you ready to start on a journey to being debt-free? Be sure to grab my Break Free From Debt Checklist complete with steps and additional resources to...

Today’s episode is about looking at debt differently. Most of the time we are stuck looking at it and just want to get rid of it. This may be doing more harm than good. Have you ever heard the statement, “can’t see the forest for the trees?”  Specifically in this episode, we’ll cover: How to stop letting debt keep us financially stuck  What is a debt driver? How to view the true problem with our debt Listen to episode 5 to answer the question - Do I save or pay off debt...

Today’s episode is with a wonderful guest from math teacher to financial advisor to enrolled tax agent. Listen to her amazing story and how she supports women in all financial situations.  Soul Based Planning Saving for retirement “late” to the game Taxes in retirement and things we should know Dee Dee Baze and Alphemita Financial Services Connect with her on socials: LinkedIn Facebook Let’s Connect! Are you looking for direction on gaining clarity with your...

Today’s episode is about helping our minds have a fresh start. Gaining clarity with numbers and vision will need our minds in the right space. Learn how to make that mindset shift from negative to positive as you head toward your financial vision. Discover what negative thoughts may be holding us back How to restate those thoughts and commit to change  Why a money routine is essential Steps to take for a mindset journey  Let’s Connect! Are you looking for direction on...

During this episode, we’ll talk about creating a vision for your future. This future will more than likely be dependent on money. We dive in deeper to setting goals to get to the dream, your financial future, and the action steps for momentum and success. I also share a client story to demonstrate the application of each step. (Part 2 of 3) Topics discussed: Where to start with your financial future What are goals and how do they help Creating specificity within those goals for...

Gaining Financial Clarity - Reflection for a Successful Year Ahead Many of my clients need help with where even to start getting ahead with their money. Today’s episode is part 1 of 3, to help you find clarity with your finances and action steps to get moving forward. Be encouraged and guided to look at your expenses through a different lens or filter and where can you double down on successes? What is discussed on this episode: Reflecting on last year’s money events Reviewing...