Over half of all young parents in America do not have a last will and testament. They often think they don't need an estate plan, that it's too expensive, or they just want to hide their heads in the sand and pretend they aren't going to die. Baby Boomers are even worse about estate planning with over 40% of the generation neglecting to have a will. This is just one critical tool in estate planning that everyone should have. Join us as we talk to Rob Aeschbach (http://www.robaeschbach.com), who is a financial blogger and financial planner who is the publisher of the popular website, RobAeschbach.com (http://RobAeschbach.com). Rob is a former Marine and a no nonsense financial planner who gives it to you straight. You won't want to miss this great conversation about how everyone should have a will and the other critical pieces of a basic estate plan.