Discover the impact of consumer permission data on the latest episode of The Lending Link featuring MeasureOne's CEO, Elan Amir. Uncover key insights into enhancing underwriting, leveraging permission data's power for better conversion rates, and seamless integration with MeasureOne's platform. Learn how MeasureOne's customer-centric approach advances financial inclusion and navigates data privacy and compliance. Join us for a glimpse into the future of lending and financial services. Stay...

Discover the evolution and future of income and employment verification in lending in this captivating episode of The Lending Link Podcast. Join industry experts from Equifax and Best Egg as they discuss digital verifications, compliance considerations, and the importance of financial inclusion. Gain invaluable insights into the changing lending landscape and the role of income verification. Tune in now! Stay connected with The Lending Link! Subscribe and follow us on our listening and...

Join host Rich Alterman in this captivating episode of The Lending Link as he explores the realm of consumer lending and credit risk with Richard Weil, renowned for his extensive experience in underwriting strategy. Tune in to gain valuable insights into the world of effective lending practices and take advantage of unraveling the secrets behind credit risk management.  Stay connected with The Lending Link! Subscribe and follow us on our listening and social platforms, and access exclusive...

Join GDS Link's Carl Spilker, EVP of Global Analytics and Advisory, and Matt Shubert, VP of Predictive Analytics and Data Science at West Coast University, along with guest host, GDS Link's VP of Global Marketing, Matthew Tepper, as they discuss the wide-ranging impact of artificial intelligence (AI) in the financial industry.  Gain valuable insights into AI applications, benefits, leveraging data, best practices, market adaptation, insurance and lending, regulatory concerns, fraud...

Join Rich Alterman in an illuminating episode of The Lending Link as he engages in a dynamic conversation with John Baird, CEO and Co-founder of Vouched.   Explore Vouched.ID's groundbreaking ID verification solutions and its ambitious mission to create the largest identity and reputation management platform worldwide. Discover the significance of reputation, the seamless ID verification process, AI technologies, and the battle against Deep Fake technology.   Don't miss out on this...

In this episode of The Lending Link, host Rich Alterman is joined by Frank McKenna, Chief Fraud Specialist for Point Predictive, to discuss the turning points that have led to significant changes in the lending industry, particularly in relation to fraud prevention. With over two decades of experience in the industry, Frank provides valuable insights into the world of predictive lending, auto lending, and consumer loan fraud. Frank and Rich explore a range of critical topics related to fraud...

In this special episode of Lending Link, GDS Link's President and CEO, Paul Greenwood, sits down with the FedFis' Fintech Cowboys to discuss his 20+ years within the credit risk industry and the challenges of making changes to credit policy. Paul shares his insights on using data to target marketing to qualified borrowers and how GDS Link Marketing Services provides customized solutions for lenders through an omnichannel marketing strategy.   Paul also discusses the commercial repricing...

In this episode of The Lending Link, host Rich Alterman is joined by Tom McDermott, Managing Director at Cambridge Wilkinson, to discuss the constantly evolving world of investment banking. With over 25 years of experience in the industry, Tom shares valuable insights on mezzanine financing, private equity, and ESG investing. Tom and Rich delve into a range of critical topics related to the investment banking industry, including: • Defining investment banking and tips on raising...

As the world continues to undergo a rapid digital transformation, e-commerce has become an indispensable aspect of our daily lives. However, with the increasing popularity of online shopping, the threat of e-commerce fraud has also grown significantly.  Experts have predicted that e-commerce fraud will soar to an astounding $48 billion by 2023, emphasizing the severity of the issue. To combat this growing problem, the e-commerce fraud detection and prevention market is expected to reach a...

The Banking-as-a-Service (BaaS) market is having a profound impact on the financial service industry, with a projected market size of $48.40 Billion by 2030. The rise of BaaS has pushed traditional banks to adapt and digitalize their services, resulting in more partnerships between banks and fintech organizations. This has led to greater innovation and a changing regulatory landscape. Join our host Rich Alterman, on this episode of The Lending Link as he sits down with Josh Williams, EVP,...

Stay connected with The Lending Link! Subscribe and follow our listening and social platforms, plus access exclusive GDS Link offerings here: https://linktr.ee/thelendinglink On this episode of The Lending Link, we delve into the rapidly growing world of Buy Now Pay Later (BNPL) services. With the BNPL market expected to reach a staggering $467.34 billion by 2026, this innovative payment option is changing the way consumers approach shopping and financial management.  Our guest, Liz Pagel,...

In the digital era, personal lending products emerge daily from various banks, credit unions, and fintech companies. When it comes to the U.S. and Canadian markets, it is critical to understand the full credit lifecycle of lending and risk management to remain agile and competitive. While the countries may share a border and many similarities, they have several significant differences. In this episode of The Lending Link, we sit down with credit risk specialist and author of Unsecured...

There isn't a period in the present day that we can equate to the COVID global pandemic and the effects that this era has had on the lending industry. Society was forced to isolate, everyone was left indoors, and not to mention that spending fell off a cliff. It was only natural from a lending perspective to withdraw and stop to wait and see what would happen before making any other determinations. During this time, the CAREs Act also rolled out to help the consumer base households weather...

Bias may present itself in a variety of ways within lending. When assessing biases, two issues frequently arise: Was someone treated differently because of who they are? Or did a sincere goal activity end as being harmful to one group? A recent wave of technological innovation has enabled lenders to better comprehend how distinct subpopulations might perform differently than the kind of borrower they're used to seeing or that's effectively represented in the data. On this episode of The...

Lenders within both consumer and SMB rely on data from a multitude of third-party sources to make informed credit decisions. Understanding a borrower’s income with a high degree of certainty is critical in terms of the borrower’s ability to repay. Today, we see income verification solutions employed across a variety of different applications, whether leveraged within marketing efforts, typically in the form of targeted prescreen offers, as well as within income solutions, usually through...

By end of this year, fraud is projected to cost U.S. businesses roughly $2.5 Billion, with some research suggesting that figure could rise as high as $5 Billion by 2025. There’s no doubt that every business is vulnerable to fraud, due largely to the numerous ways in which scammers can attack your organization. So how do you prevent the unthinkable from occurring? A proper plan in place can assist you, and your company in effectively reducing the likelihood of fraud and minimizing losses. In...

As much as lending has changed in the last few years, its fundamental tenet—putting the customer at the center of every choice—remains unchanged. Nevertheless, the last few years have brought an abundance of changes fueled by digitization and the adoption of big data. This, combined with shifting borrower expectations, has driven positive impacts in the financial services space. Today, as the UK and the rest of the world experience economic difficulty and uncertainty, lenders must fully...

Shortly after the 2008 financial crisis, a new phrase emerged, and we were quickly introduced to the thriving "Fintech" industry. When it comes to financial inclusion, the more approachable you are, the more success you will have. New financial technology has made it possible for businesses to offer their goods and services for significantly less money. On this episode of The Lending Link, we're joined by a special guest, Dan Quan, who has developed several policies that have enabled the...

There is little doubt that having to deal with a global pandemic for a few years has altered the behaviors of both consumers and lenders. In fact, FinTechs are currently operating in an environment with increased inflation and interest rates for the first time ever. Many people are left wondering, "How do we navigate this new domain?" In this week's episode, we are joined by Kevin Moss, a 40+ year veteran of banking and credit risk management and compliance, who discusses navigating the...

You're tuning in and syncing up with The Lending Link, GDS Link's brand new industry podcast designed for the modern-day lender. In this introductory episode, we're chatting with the man of the hour and host of The Lending Link, Rich Alterman. Rich has a deep-rooted history in credit risk management within consumer lending, where he boasts over 40 years of helping lenders stay competitive in our ever-changing environment. Matt Tepper, GDS Link’s Global Marketing Director, sits down with Rich...

You are syncing up and tuning in with The Lending Link Podcast, powered by GDS Link and hosted by Rich Alterman. Join us as we explore unique strategies for modern-day lenders and take a deep dive into the innovative advancements from both GDS Link and industry powerhouses. Listeners will gain insights from captivating guests within the FinTech, banking, and credit union worlds. Be sure to follow us and subscribe to the Lending Link on Apple Podcast, Spotify, or wherever you enjoy listening...