On this episode of The Lending Link, host Rich Alterman sits down with Agus Sudjianto, Senior Vice President of Risk and Technology at h2o.ai, for a candid conversation about the evolution of AI and machine learning in finance. Agus discusses his mission to make advanced AI tools, like generative AI, accessible to more people—especially in high-stakes sectors like finance. He breaks down why it’s crucial for financial institutions to use machine learning models that are not only powerful but...

In the latest episode of The Lending Link, Rich chats with Jason Appel, Executive Vice-President & Chief Risk Officer at goeasy. In this episode, Rich and Jason discuss goeasy's mission to provide everyday Canadians with access to credit and a path to financial improvement. Jason shares goeasy's approach to credit risk management, including their strategies for reducing net charge-off rates while maintaining high growth. They also explore the challenges and opportunities within the...

Join us for an insightful episode of the Lending Link Podcast as host Rich Alterman chats with Peter Renton, former CEO of FinTech Nexus and now leading CEO of Renton & Co, LLC. In this episode, Rich and Peter delve into the story of FinTech Nexus, exploring its growth and impact on the financial services and fintech industries. Peter shares practical strategies for growth, the importance of building strong professional relationships, and the power of networking. Peter recounts his...

Join us on the Lending Link Podcast, powered by GDS Link, where we explore the latest in data decisioning and credit risk solutions. In this episode, host Rich Alterman chats with Misha Esipov, the CEO and co-founder of Nova Credit. Since its launch in 2016, Nova Credit has been breaking new ground in credit infrastructure and analytics, helping lending institutions streamline their processes and grow responsibly. Listen to learn how Nova Credit is creating a more inclusive financial system...

In this episode of The Lending Link, host Rich Alterman sits down with Adam Elliott, the CEO and Founder of Kevari, to delve into the critical issue of identity fraud and its evolving complexities. Adam begins by sharing his journey from holding senior roles at Check Systems to founding Kevari, a leading identity fraud prevention company that combines machine learning with consortium velocity and identity networks to detect fraud in real-time. He explains the reasoning behind rebranding from...

Join host Rich Alterman as he chats with Carlos Caro, founder of New Market Growth. Carlos delves into affiliate marketplaces, sharing insights from his journey at Credit Karma and Capital One. Discover how these marketplaces connect consumers with lending products, explore integration strategies, and learn about the opportunities for regional banks and credit unions. Carlos also addresses lenders' concerns about sharing credit policy intellectual property and the rise of emerging credit card...

In this episode of the Lending Link Podcast, host Rich Alterman welcomes Brett van Aswegen, CEO of Wonga, for an in-depth discussion on the South African lending market and Wonga's strategic evolution. Brett outlines how Wonga transitioned from a traditional payday lender to a leader in short-term financial solutions, focusing on ethical lending practices and the impact of these changes on consumers and the broader market. Tune in to explore the nuances of consumer lending in South Africa,...

In this episode of The Lending Link LIVE, recorded at the Fintech Meetup in March 2024, host Rich Alterman talks with Liz Pagel, Senior Vice President at TransUnion. They explore the dynamic world of "Buy Now, Pay Later" (BNPL) services and their integration into the traditional credit reporting landscape. Liz discusses the challenges of modifying credit models to accurately reflect BNPL transactions and shares insights on the regulatory landscape involving the CFPB and OCC. She explains the...

In this engaging episode of the Lending Link Podcast, our host, Rich Alterman, welcomes Adam Goller, the Executive Vice President and Head of Fintech Banking at Cross River Bank, for a deep dive into the intersections of banking, technology, and personal perseverance. Cross River Bank has emerged as a linchpin in the fintech marketplace lending industry, charting a course through innovation and strategic partnerships. Adam unpacks the bank's history, its pivotal role in the financial sector,...

In this episode of The Lending Link LIVE, host Rich Alterman is joined by Mike Horrocks, SVP of Corporate Strategy and Product Marketing at Baker Hill, at the 2024 FinTech Meetup in Las Vegas. Horrocks brings over two decades of experience at Baker Hill, specializing in commercial lending, small business lending, and risk management. Throughout their discussion, they examine the evolving underwriting standards in commercial lending, emphasizing the impact of advanced technologies and data...

On this installment of Lending Link LIVE from the show floor at FinTech Meetup, host Rich Alterman takes us into the dynamic world of financial services with Javier Alvarado, Director of Financial Services at TransUnion. Celebrating nearly ten years with TransUnion, Alvarado shares his expertise in outbound communications and collections, highlighting how TransUnion's innovative solutions enhance customer outreach and engagement. From caller name optimization to the strategic use of data...

Welcome to another special edition of The Lending Link LIVE, recorded during the 2024 Fintech Meetup in Las Vegas. Host Rich Alterman sat down with Brad Tompkins, the visionary Chief Information Officer of Vergent LMS, for a deep dive into the evolving world of financial technology. In this episode, Rich and Brad delve into how Vergent has redefined the lending process, providing an end-to-end platform that supports lenders from lead acquisition to collections. This comprehensive suite of...

In the latest Lending Link Podcast episode, recorded at the Fintech Meetup in Las Vegas, host Rich Alterman sits down with Jeff Smith, the Sales Director of Workforce Solutions at Equifax. Together, they dive deep into how payroll API technology is revolutionizing financial services, particularly by improving the way financial institutions verify income and employment. Rich and Jeff delve into the significant impact of Equifax's Work Number, highlighting how this innovative solution is...

In a special episode of the Lending Link Podcast, recorded at the Fintech Meetup in Las Vegas on March 3-6, 2024, host Rich Alterman sits down with Matthew Gomes, General Manager of Consumer Lending and Banking at Argyle. Together, they delve into the significant impact of payroll API technology on financial services, particularly in streamlining and improving income and employment verification for financial institutions. The conversation highlights Argyle's role in modernizing how...

Live from the Fintech Meetup in Las Vegas, March 3-6, 2024, host Rich Alterman brings you a captivating Lending Link podcast episode featuring Jeff Hendren, the Chief Revenue Officer of Point Predictive. Recorded amidst the hustle and bustle of GDS Link's booth #1219, this episode dives deep into the transformative world of fraud prevention, leveraging advanced analytics and AI. Jeff Hendren shares an insightful overview of Point Predictive’s strategic approach to combating fraud and...

Broadcasting live from Fintech Meetup in Las Vegas, Nevada, we are excited to showcase another exciting episode of the Lending Link Podcast. This time, we’re syncing up with Kareem Saleh, CEO of Fairplay, who shares Fairplay’s innovative approach that allows companies to evaluate the fairness of their predictive models and make informed decisions to promote inclusivity and equity. Kareem discusses the broader implications of fairness across the entire credit lifecycle, emphasizing the need...

In the latest episode of The Lending Link LIVE, broadcasting from the Fintech Meetup in Las Vegas, Nevada, we dive into the evolving landscape of modern lending with Nate Bray, Chief Innovation Officer at LoanPro. Nate offers a behind-the-scenes look at the journey of innovating within the lending sector, emphasizing the transformative impact of compliance as a strategic lever for staying ahead in the game. Jump into the latest episode and explore the future of finance and upcoming trends...

Broadcasting live from the Fintech Meetup in Las Vegas, Lending Link LIVE, hosted by Rich Alterman from GDS Link's booth #1219, features a special episode with Mike Mondelli, CEO of Verdata. They explore Verdata's innovative approach to credit scoring and SMB lending using alternative data and AI. Mike offers insights into credit assessment evolution, data aggregation challenges, and AI's role in enhancing financial inclusivity. The conversation also covers starting a business during the...

Lisa Bonalle, recently appointed CEO of GDS Link, is a key figure within financial services, and despite taking the helm just a few months ago, her fresh perspective is already making waves. On this episode of The Lending Link, she delves into the ways digital innovation is reshaping lending practices with host Rich Alterman. Bonalle emphasizes the critical need for agility and a customer-centric approach, underscoring her commitment to guiding the industry toward a more sophisticated and...

On this episode of the Lending Link, host Rich Alterman engages in an insightful conversation with Jonathan Gurwitz, Credit Lead at Plaid, offering insights into open banking and its growing role within credit risk management.   Discover how Plaid's visionary strategies are reshaping lending paradigms and leveraging data to unlock new levels of financial accessibility. Gain valuable insights into industry trends, the transformative impact of open banking on lending practices, and the...

On this episode of The Lending Link, we dive into Brundage Management Company's transformative journey with GDS Link solutions, featuring CIO Peter Wyman. Explore the impact of advanced analytics, a remarkable 66% surge in approved applications, and insights from industry experts. Stay connected with the latest trends and be inspired by their success story.   Stay connected with The Lending Link! Subscribe and follow us on our listening and social platforms, and access exclusive GDS Link...

Explore the latest trends impacting credit unions and community banks in 2023 with TransUnion's Sean Flynn on The Lending Link podcast. Dive into crucial topics like student loan payments, credit scoring, deposit marketing, and more. Don't miss this insightful discussion on the future of financial institutions! Stay connected with The Lending Link! Subscribe and follow us on our listening and social platforms, and access exclusive GDS Link offerings at: https://linktr.ee/thelendinglink.

Explore the latest trends in vehicle values and the dynamic auto industry in this episode of The Lending Link podcast. Join host Rich Alterman and guest Brian Clegg, Senior Lender Solutions Manager at Black Book, for insights into car payments, remote work's impact, electric vehicles, and more. Stay informed with expert analysis—tune in now!   Stay connected with The Lending Link! Subscribe and follow us on our listening and social platforms, and access exclusive GDS Link offerings at:...

Explore financial trends, risk management strategies, and best lending practices in this episode of The Lending Link podcast. Join Rich Alterman and lending expert Kevin Moss as they break down topics like credit risk assessment, economic forecasts, insights into the economy, fintech advancements, and risk reduction. They cover a range of subjects, spanning from historical decisions to predictions for the future.    Stay connected with The Lending Link! Subscribe and follow us on our...