Today's guest, Gail Kelly, is currently a Senior Global Advisor at UBS Group AG. Prior to this role, Gail served as the Group Chief Executive Officer and Managing Director of two banks in Australia – St. George Bank from 2002 to 2007 and Westpac from 2008 to 2015.  In 2008, these two banks came together under Gail’s leadership in what was the largest in-market merger in Australian financial services. [00:00] - Introduction [02:50] - Leading with Courage [06:40] - Making Hard Decisions [10:10] - Establishing Firm Culture [17:00] - Diversity: Strengths and Changing the Culture [24:10] - Challenges Facing Leaders Today Join us monthly, with host Stuart Mackintosh, to keep up on the world's most pressing economic and financial issues. The views expressed in each podcast episode are those of the featured guest only and do not represent the views of the Group of Thirty, its members, or their respective institutions. Podcast website: 30/30 Vision Group of Thirty Website: Group of 30: Consultative Group on International Economic and Monetary Affairs, Inc. (group30.org) Twitter: Group of Thirty (@GroupofThirty) / Twitter