Andrew Graham is co-founder and CEO of Borrowell, a financial technology company that helps consumers make great decisions about credit. Borrowell was the first company in Canada to offer credit scores for free and has grown to be one of the country’s largest fintech companies, with over 2 million users. Borrowell has won numerous awards, including being named one of the top 100 fintech companies in the world.    Earlier in his career, Andrew held senior roles in corporate strategy and mergers and acquisitions. Andrew holds an MBA from Harvard Business School and an MA in economics from the University of Edinburgh. He is a frequent speaker on topics including innovation and fintech. Andrew served as the board chair of The Canadian Club of Toronto and co-founded Toronto Homecoming, a social enterprise.