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“I listened to the disappointing rent vs buy podcast in this series. The analysis lacked perspective, often referring to its 30 year cash flow analysis. 50 years would have been better, capturing the financial advantage of not having to pay for housing in retirement.
Retirement is the period of life when financial goals change from wealth accumulation to income generation and generally try to reduce expenses and take less risk. Owing your own home during this period is actually comforting while effectively serving as an inexpensive long term care insurance plan.
The discussion of all the financial blows mentioned that renters avoid by not having to pay taxes, maintain their homes, etc., was particularly naïve. Owners of rental properties also incur all these costs. They have to pay taxes, have to pay homeowners association fees, have to pay to maintain their homes, and those costs are reflected in rising rental rates. In addition, owners of rental properties want to make a profit. That profit is included in rental rates. Therefore people who rent homes not only pay all the costs that they would have to pay during home ownership, but they also have to pay someone else’s profit. One can assume that the owner of the rental property is investing in rental property in favor of investing in the stock market because they believe that they can make a better long-term return.
In short, the podcast lacked perspective and was overall disappointing in its failure to provide complete long-term analysis.
Try again!”
Schmatz74 via Apple Podcasts ·
United States of America ·
05/17/24
More reviews of All the Hacks with Chris Hutchins
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“Episode one down and already hooked! Incredible tips for travel. Can’t wait to see what else is in store. Listened to your guest spot on ChooseFI and so happy that I subscribed to your podcast. Thank you and good luck on your future episodes!”
DeazyJogger via Apple Podcasts ·
United States of America ·
05/13/21
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“Heard Chris on Tim Ferriss and was blown away by his questions, craft, and attention to detail. You’ve got a new fan in me. Love it”
Max Branding via Apple Podcasts ·
United States of America ·
10/25/21
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“This show is awesome and has already saved me money. My favorite tip was about asking doctors and pharmacies for coupon codes on prescriptions. I have a monthly prescription that was costing $50 and I am now paying $5 after asking my doctor about it and he referred me to a local delivery service....”Read full review »
Aaron Asbury via Apple Podcasts ·
United States of America ·
01/15/22
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