Disappointed
I listened to the disappointing rent vs buy podcast in this series. The analysis lacked perspective, often referring to its 30 year cash flow analysis. 50 years would have been better, capturing the financial advantage of not having to pay for housing in retirement. Retirement is the period of life when financial goals change from wealth accumulation to income generation and generally try to reduce expenses and take less risk. Owing your own home during this period is actually comforting while effectively serving as an inexpensive long term care insurance plan. The discussion of all the financial blows mentioned that renters avoid by not having to pay taxes, maintain their homes, etc., was particularly naïve. Owners of rental properties also incur all these costs. They have to pay taxes, have to pay homeowners association fees, have to pay to maintain their homes, and those costs are reflected in rising rental rates. In addition, owners of rental properties want to make a profit. That profit is included in rental rates. Therefore people who rent homes not only pay all the costs that they would have to pay during home ownership, but they also have to pay someone else’s profit. One can assume that the owner of the rental property is investing in rental property in favor of investing in the stock market because they believe that they can make a better long-term return. In short, the podcast lacked perspective and was overall disappointing in its failure to provide complete long-term analysis. Try again!
Schmatz74 via Apple Podcasts · United States of America · 05/17/24
More reviews of All the Hacks with Chris Hutchins
There are only a few episodes so far, but this is an exceptional podcast. I can't wait to listen to each new episode and I get a ton of great ideas listening to each one. I hope Chris can keep up the high value topics going forward. Love it!Read full review »
Jeffw5555 via Apple Podcasts · United States of America · 05/19/21
This podcast has instantly provided me with so much information. My Fiancé and I want to travel a lot more, including planning our wedding in Europe next year! This podcast has really informed me of so many hacks that save time and money. I work in the rental car industry and it was great hearing...Read full review »
Matt from SoFlo via Apple Podcasts · United States of America · 06/08/21
I love this show bc the host is very interesting and I love how he speaks with so much clarity. I love that he shares a lot of his personal stories too. The episode with Tim Ferris was super interesting. Not usually a fan of Tim bc he is such a nerd and goes wayyyy too deep on everything to the...Read full review »
AZClaudia via Apple Podcasts · United States of America · 10/29/21
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